Senior Associate: Specialised Finance at Nedbank

Job Purpose
We are looking for a experience Senior Associate to join our team. In this role you will be required to implement Specialised Finance lending transactions  in order to maximise sustainable revenue streams through the pursuit of profitable and innovative specialised debt financing transactions. Our ideal candidate for this role is an individual who has demonstrated experience in structuring a deal end to end within the ambit of leveraged finance.

Job Responsibilities

• Build sound client relationships (existing and new clients) by clear communication; regular meetings and setting clear objectives and time lines.
• Manage internal stakeholder relationships by collaboration across all clusters; clear communication; agreeing on objectives and time lines and requesting stakeholder input in decision making.
• Build professional relationships by networking.
• Evaluate deal progress in line with set objectives and time lines by scheduling and leading progress meetings; following up on deliverables; scheduling review meetings with client and reviewing own work before submitting to relevant stakeholders.
• Ensure timeous submission of credit reviews by effectively planning (setting deliverables; expectations and time lines); early engagement and following up stakeholders on deliverables; delegating and reviewing associates work and assisting in deal implementation across various aspects of the transaction.
• Monitor and assess credit exposure for any increase in risk by assessing exposures for appropriateness taking into consideration the client business performance and market conditions.
• Adapt to changes in all relevant legislation and industry trends by attending relevant training sessions or informal meeting with relevant divisions.
• Ensure appropriate allocation of revenue streams by submitting proposals to finance including a motivation for the recommended classification of the revenue.
• Resolve work obstacles by lobbying and one on one engagements with relevant stakeholders.
• Lead transaction to close by completing deal assessments; running various pricing scenarios; structuring the transaction; negotiating legal documents; preparing credit applications and executing on compliance and presenting application to credit committee.
• Assist Principals to close transactions by sharing your professional skills; completing deal assessments; running various pricing scenarios and scoping financial models; structuring the transaction; executing on compliance and presenting application to credit committee.
• Maintain required balance between South Africa and Africa revenue streams by putting more effort and focus on the African deal.
• Maintain and build existing and on-board market share by applying your professional skills.
• Support the achievement of the business strategy; objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems; process; services and solutions are aligned.
• Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
• Contribute to developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders businesses by highlighting benefits in support of the implementation of recommendations.

Essential Qualifications

• Matric / Grade 12 / National Senior Certificate
• Business Science qualification specialising in Finance / Economics

Minimum Experience Level

• At least 3 - 4 years banking / advisory experience in a Corporate Finance / Debt Advisory / Lending environment

Type of Exposure

• Engaging external stakeholders to obtain buy-in for concepts and ideas
• Challenging the status quo with a view to improving the environment or internal stakeholders understanding
• Communicating standards to others
• Comparing two or more sets of information
• Conducting a needs analysis
• Writing business proposals
• Answering client questions
• Reviewing accuracy of reports and records
• Conducting gap analysis
• Preparing and delivering presentation