Software Engineer: Back-End II at Capitec Bank

• We’re building a modern payments platform inside a bank that moves like a fintech — small autonomous teams, engineers who own their services end-to-end, and releases measured in days, not quarters. You’ll design and build processing services across card-present and card-not-present channels, working from transaction pipelines and scheme integrations through to API design and AWS infrastructure.
• We’re looking for 5+ years of hands-on payments experience, strong Java or Node.js/TypeScript, and comfort operating in Kubernetes and event-driven architectures. If you bring deep domain expertise but wear it lightly, we’d love to talk.
• Our teams are intentionally small and hands-on. Engineers work closely with each other and with product partners, owning real systems that move real money every day.

Why this role is different

• True ownership: We trust engineers to own services end-to-end, from design to live operation.
• Real impact: What you build will be used at scale and will matter to customers every day.
• Strong influence: We value senior engineers who shape architecture, standards and ways of working.
• Human culture: We value depth of expertise, curiosity and collaboration over ego.

What we’re looking for

• At least 5 years of hands-on experience building payment systems or transaction-heavy financial platforms
• Strong back-end development experience in Java or Node.js with TypeScript
• Proven experience working with card payment processing, including in-store and online transactions
• Experience designing and supporting transaction pipelines and external integrations
• Practical experience running services on Kubernetes
• Experience with event-driven system design
• Working knowledge of AWS and cloud-based infrastructure
• Strong API design skills and a focus on reliability, security and operability
• A mindset of ownership, accountability and continuous improvement
• Clear communication skills and the ability to work well in small, autonomous teams
• Ready to build what payments depend on?
• If you want to work on complex payment systems, own your services end-to-end and be part of a team that delivers at pace, we’d love to hear from you. Apply now and let’s build something that matters.

Education (Minimum)

• Grade 12 National Certificate / Vocational

Education (Ideal or Preferred)

• A relevant tertiary qualification in Information Technology

Skills

• Analytical Skills
• Attention to Detail
• Communications Skills
• Interpersonal & Relationship management Skills
• Problem solving skills

Additional Information

• Clear criminal and credit record