Specialist: AML (Regulatory, Inspections & Threat Intelligence) at Capitec Bank

Main Purpose

• To proactively manage Capitec’s regulatory preparedness and threat intelligence capabilities in a dynamic AML/CFT environment. This role ensures the business remains agile in responding to regulatory changes, inspections, and emerging financial crime risks, thereby safeguarding compliance and reputational integrity

Key Responsibilities

• Monitor and interpret local and international AML/CFT regulatory developments. 
• Lead readiness initiatives for regulatory inspections and external audits. 
• Develop and maintain a threat intelligence framework to identify emerging financial crime risks. 
• Liaise with regulatory bodies (e.g., FIC, SARB, FSCA) and internal stakeholders. 
• Conduct impact assessments of regulatory changes and advise on implementation strategies. 
• Prepare and present reports to senior management on compliance posture and threat landscape.

Minimun requirements
Education 

• Bachelor's degree in Law, Risk Management, Finance, or related field. 
• Postgraduate qualification in Compliance, Financial Crime, or Forensic Accounting (preferred). 

Experience 

• 5 years in financial services compliance, with 5+ years in AML/CFT. 
• Proven experience in regulatory inspections, threat intelligence, and risk assessments. 
• Familiarity with South African AML/CFT legislation and FATF standards. 

Technical Skills

• Proficiency in AML/CFT systems (e.g., goAML, screening tools). 
• Strong analytical and reporting skills. 
• Advanced MS Office skills (Excel, Word, PowerPoint). 
• Experience with data analytics tools (advantageous). 

Core Competencies

• Strategic thinking and regulatory foresight. 
• Strong communication and stakeholder engagement. 
• High attention to detail and integrity. 
• Ability to work independently and lead cross-functional initiatives. 

Conditions of Employment

• Clear criminal and credit record