Active Jobs at WesBank

Job Description

• To Implement the Information Management strategy and translate tactical strategy in actionable goals; to provide expertise in the design, development and maintenance of sourcing data and loading it into the data warehouse; and to design and develop strategy aligned, stakeholder responsive multi-dimensional insight tools (including but not limited to PowerBI, cubes, etc.) off the data warehouse in order to drive adoption and consumption of self-service insights and reporting.
• Interpret the source to target mapping to be used to extract data from various sources.
• Convert data into meaningful information that is stored in a data warehouse that can enhance the effectiveness of business decisions.
• Implement the Information Management strategy aligned to Group Information Management (IM) Strategy and ensure execution of strategy and plans.
• Translate tactical business strategies into actionable goals and execute on relevant business intelligence (BI) projects / BI initiatives aligned to strategic objectives with specific performance measures and control systems to track progress.
• Align processes and systems to Group platform strategy and requirements.
• Drive business profitability in the context of cost management through effective delivery of Business Intelligence solutions (time management and cost).
• Support and implement a cycle of medium-term improvements to drive profitability and strategic objectives through BI.
• Implement suitable data management practices to ensure the quality and integrity of the information assets, including master data management.
• Ensure ongoing efficiencies driven by a culture of sharing "build once and build for all" as well as leveraging tools built by other D&A teams via consumption or enhancements prior to new builds on D&A outcomes.
• Manage existing reports/dashboards through ongoing production of MIS outputs to ensure consistent information supply in the required format/frequency.
• Provide additional insight into information produced for clients to ensure a value-added service to any information request to enhance business efficiencies.
• Interpret the source to target mapping to be used to extract data from various sources.
• Convert data into meaningful information that is stored in a data warehouse that can enhance the effectiveness of business decisions.
• Liaise with relevant stakeholders to provide input into assigned projects, in line with business requirements within the required timeframe and specification.
• Liaise with business on issues related to project and resolve accordingly.
• Develop business solution based on source to target mapping and business requirements specifications (BRS).
• Perform unit testing.
• Ensure involvement in the solution life cycle, which includes, designing, testing, implementing and validating the overall solution.
• Evaluate against the delivery of solution according to the business case for the specific solution to ensure that the proposed benefits are realized.
• Share knowledge and ideas into new or improved data product for the Business Intelligence environment.
• Provide thought leadership and expertise in area of specialization.
• Implement, monitor and control business processes according to quality standards; policy; and compliance and governance requirements in area of accountability.
• Ensure the development, alignment, mapping and implementation of end-to-end processes aligned to the customer journey map.
• Research, enable and consult on improvements and opportunities to harness technology and platform enablement.
• Review existing processes and suggest innovative ideas to improve and streamline processes to drive efficiencies and minimise redundancy.
• Monitor customer feedback reports and align processes to maximise efficiencies.
• Ensure compliance with relevant statutory, legislative, policy and governance requirements in area of accountability.
• Ensure implementation of relevant policies, governance, and practice standards across the business.
• Maintain knowledge on relevant legislative amendments, industry best practices and internal compliance procedures and requirements.
• Ensure compliance is adopted in terms of systems and procedures as laid out by organisation and review in response to audit findings and changes.
• Develops an understanding of risks and risk management approaches.
• Implement and provide input into the development of governance and compliance procedures and processes within area of specialisation and identify risks.
• Educates others and makes suggestions for improvements.
• Networks and participates in specialist risk forums where required.
• Provide input into the development of the business area tactical strategy in achievement of the overall business strategy.
• Develop and implement an area operational plan in achievement of Business objectives.
• Develop, encourage and nurture collaborative relationships across area of specialization.
• Ensure full understanding of customer needs to deliver a quality service.
• Propose ideas to improve customer service.
• Participate in planned activities that are appropriate for own development.
• Control expenditure and identify process improvements to contain and reduce costs.
• Deliver customer experience excellence in own service delivery aligned to Organisational values and service standards.
• Build working relationships across teams and functional lines to enhance work delivery, collaboration and innovation.
• Creates solutions to meet customer demands.
• Deliver internal and external customer service excellence through adherence to quality service standards.

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Job Description

• To drive business change that delivers value through the structured implementation and delivery of projects against time, resource, money and scope constraints

Hello Future Project Manager

• Welcome to WesBank the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.
•  As part of our team in as a Project Manager where you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.
• As part of our team in our space, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

Are you someone who can:

• Manage the project resources (including people, procurement, systems, time and budget) from the initiation of an identified project to the end of the defined project lifecycle or process in order to deliver on project goals and objectives
• Continuously develop own expertise in terms of industry and subject matter development and application thereof in an area of specialization
• Maintain and build relationships for purposes of expectation management and project reporting
• Focus on providing optimal services and improving service delivery processes to meet or exceed customer expectations
• Lead indirect teams by providing a meaningful context, setting performance standards and educating on process
• Manage the quality of delivery in line with predefined quality standards, procedures, SLA’s and project plans to ensure customer goal achievement
• Implement and use governance and compliance procedures and processes effectively to identify and manage risks
• Contribute to the development of project budgets, control and report on budgeted resources to meet the project objectives
• Assist with the creation of change management plans and implement these to maximise the adoption and/or usage and minimise resistance
• Compile and maintain relevant project documentation in accordance with agreed project procedures and methodologies to effectively support project delivery as well as comply with audit requirements

You will be an ideal candidate if you have:

• Completed relevant Undergrad Degree/Diploma.
• Relevant Certification in Project Management e.g. Project Management Professional Certification (PMP)
• 5 to 7 years Project Management experience
• In-depth knowledge of project management methodologies eg Agile and Waterfall

You will have access to:

• Opportunities to network and collaborate.
• A challenging working environment
• Opportunities to innovate.

We can be a match if you are:

• Adaptable and curious
• Analyse complex data sets
• Solution driven.
• Thrive in a collaborative environment.

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Job Description

• To maximise the banks Risk-Adjusted Rate of Return by managing credit risk in the entire portfolio and individual transactions as well as managing Credit Analysts.
• Achieve year on year Total Revenue Growth for the Business.
• Reduce Bad debts as a percentage of performing loans utilisation based on effective lending principals applied during approval.
• Establish a sound Credit Risk Management culture through awareness of campaigns to influence behaviour and drive the importance of credit compliance.
• Cultivate and manage objective working relationships with a variety of stakeholders, including end-users, SME’s, project managers and senior staff members.
• Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders.
• Ensure that your team meet set targets in respect of excesses, expired limits and covenant monitoring.
• Make findings and detail analytics available to business to drive significant optimization of risk-return through strategic portfolio mix changes, tactical credit appetite setting, pricing/return optimization and influencing credit origination strategy.
• Comply with governance in terms of legislative and audit requirements.
• Ensure the deep insights developed in this process translate into real economic and financial benefits for the business through strategic input, influencing of credit decisions and pricing of retail credit.
• Development of models that predict the output/conditional probability distributions of impairments under assumed input distributions of macroeconomic parameters and utilizing estimated linkages between macro and credit variables.
• Work with each business unit to identify the relevant macro parameters and build statistical models.
• Develop computationally efficient approaches and/or algorithms for running statistically significant predictions of output impairment.
• Manage security documentation and limit management for clients by ensuring the accuracy of security documentation (facility letters and collateral documentation) and maintaining proper limit management processes for clients.
• Assess and approve excesses in terms of approved excess mandate to minimise Credit Risk to the business.
• Work with various segments to develop forward-looking profitability projection models and data feeds.
• Credit Collaboration Strategic Analysis.
• Benchmark current practices against the credit risk management framework and adjust practices as and when necessary.
• Reconcile and report on monthly credit risk loss to the business.
• Plan and manage performance, skills development, employment equity, talent and culture of team in order to improve innovation, achieve efficiencies and increase competencies.
• Manage personal development to increase own skills and competencies.

Qualification and Experience

• Relevant Post Graduate in Finance
• Preferred Qualification: CA (SA)/CFA
• Experience: 5 years’ experience in a similar environment, of which 1 to 2 years ideally at junior (entry level) management level
• Financial Services industry experience will be advantageous

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Job Description

• To facilitate fair application of workplace policies and labour legislation by monitoring and reporting on business compliance to appropriate industrial relations legislation by building the employee relations capability and enabling management effectiveness through the execution of proactive employee relations initiatives, aligned to the organisational philosophy.
• The role incumbent compiles and validates the authenticity of credit information in credit applications. Financial analysis is a critical aspect of this role.
• Manage own costs and expenses associated with role to enhance cost effectiveness.
• Deliver exceptional service that exceeds customers expectations through proactive, innovative and appropriate solutions.
• Provision of an efficient administration service through careful and timeous planning, reporting and updating of all related information.
• Initiate and manage product research, data mining and quantitative analysis to ensure sustainability and future competitive growth.
• Manage own development to increase own competencies.
• Liaises with internal and external stakeholders and support functions
• Analyse the integrity of credit applications
• Analyse financial statements / management accounts / cashflow projections / forecasts and undertake debt service cover calculations
• Motivate (note for file) and submit credit application to Credit for approval

Qualifications and Experience:

• 3 Year Qualification in Finance, Marketing or similar
• 1-3 Years relevant experience
• Credit Experience
• Financial Analysis
• Commercial Asset Based Finance experience is mandatory