As a responsible lender and to ensure longevity as an institution, Land Bank is committed to sound environmental practices both internally and with our clients. With every loan dispensed and every farming enterprise initiated, we have to make sure that we are not only looking after our clients, but ensuring that their agricultural practices do not harm the environment but add value and are sustainable in the long term.​
MAIN PURPOSE OF THE JOB
- The position reports directly into the Workout & Restructuring Business Area and the delivery is based on all credit risk matters related to the workout & restructuring portfolio. Carry out quality credit assessment, present sustainable solutions and manage the credit risk of a portfolio of clients within the W&R portfolio . To perform quality credit assessments and submissions for the allocated portfolio within workout & restructuring applications and mitigate any potential risk on behalf of the Land Bank in accordance with the approved Credit and W&R Policies and the delegated level of power.
Key Performance Areas
Credit Assessment and Risk Management
- Carry out full credit assessments within allocated portfolio
- Check the credit submission for completeness, including accompanying documents in terms of the approved loan guidelines.
- Ensure that all relevant information and documentation has been received from the operations as per the agreed checklist
- Follow up with the branches to ensure that all supporting documentation is complete
- Ensure that loan applications conform to the set standards, highlight anomalies and suggest corrective measures
- Align products to the purpose of the loan and the Credit Policy to suite customer’s needs
- Co-ordination of CAC and CCC setting up of agenda(s) for application(s) to be heard
- Reporting stats of application(s) processed for allocated region(s)
- Check the spreading of financial statements to identify the viability and performance of the business and assess business and financial risk by analysing financial statements of applicants
- Provide the committee with the summary of market and industry analysis
- Research and assess the industry in which the loan is associated as appropriate to assess the potential risk of granting the loan
- Interpret financial statements and economic / political / industry/commodity data
Stakeholder Relationship Management and Team Support
- Promote a culture of credit risk management at branch level.
- Provide guidance and training to operations on credit related matters
- Adhering to legislative requirements
- Pro-actively develop self with regards to other / new products in the Land Bank
- Manage own career and personal developments
- Demonstrate behaviour that is aligned to the Land Bank values
General Administration and Audit Matters
- Ensure that documentation is archived in accordance to the Bank’s policy for record and audit purposes
- Attend to audit findings as and when required within area of responsibility
- Take remedial action on all audit findings and ensure that issues are resolved or addressed
- Ensure recording of all credit committee meetings are loaded on the v-drive
Loan Policies and Procedures
- Provide input to policies and procedures and updates and identify opportunities to improve as and when required
- Provide inputs on lending norms and credit criteria to be applied on new products
- Participate in the review of Credit Policies and procedures.
- Ensure that the branches are informed of changes to policies and/or of credit policies and procedures that have been approved
Preferred Minimum Education and Experience
- 3 year Tertiary Qualification (Commerce) Majors Accounting; or a 3 year Credit Management Diploma
- Relevant credit assessment experience
- Thorough knowledge of the
- NCA, CPA, FICA and related credit regulatory requirements
- The primary and secondary agriculture sector finance.
- Appraisal of credit proposals and deal structure for: assets finance, working capital, back ward and forward integration finance
Critical Competencies
- Microsoft Office
- knowledge of risk management principles
- Knowledge / Experience of compliance systems / tools
- Compliance Management Principles
- Knowledge of Compliance related legislation
- Knowledge of Business and Law Principles
Additional Requirements
- Travel as and when required
- Extended hours as and when required
Deadline:20th October,2026
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MAIN PURPOSE OF THE JOB
- To provide legal advice, legal opinions and solutions to business units and branches. To support GM: Insolvencies & Recoveries in monitoring performance of Specialist Insolvency & Recoveries and Specialist: Debt Collection & BIP by ensuring reports, record keeping and AMS are up to date. To manage legal risks of the bank. To manage the legal recoveries process as well as external service providers performance. To draft and vet various types of agreements pertaining to the legal recovery process.
Key Performance Areas
Management of legal recovery process
- Responsible to manage legal recovery process within area of allocated responsibility
- Acts on instruction from the business to commence with legal action
- Assesses the recoverability of the debt and makes recommendations on the action to be taken and ensure best possible legal solution.
- Collate and analyse all relevant information in relation to the account including security information received from the business
- Issue a Letter of Demand as and when is required
- Appoint an external attorney to proceed with summons
- Review summons/pleadings and ensure that the Bank's claim is adequately dealt with in the court papers
- Manage the recovery process as guided by the High Court and Magistrate Court Rules and in accordance to the Legal Accounts Tracking System
- Compile reports on recoveries to management for presentation to various forums
Monitoring compliance with Land Bank Act and other applicable legislation
- Monitor compliance with Land Bank Act and other legislations that may affect the Bank and recommend solutions
- Proactive awareness of new legislation and that may impact the Bank’s business and provide advise
Management of external Service Providers
- Management of panel of attorneys in terms of giving them instructions and subsequent communication
- Manage delivery of outsourced work and ensure compliance with SLA
- Evaluate attorneys performance and make the required recommendations
- Ensure protection of Bank interest in vetting Attorneys statements of accounts, to ensure that their tariff is in accordance with the prescribed fee arrangement, as set out in the SLA.
- Oversee and manage general administration of the system
Review and Development of Policies and Procedures
- Identify loopholes and make recommendations on policies and processes for service delivery
- Monitoring and compliance to the policies and procedures and making recommendations in case of non-compliance
Manage functional reporting of the Specialist Insolvency and Recoveries and Specialist: Debt Collection and BIP
- Functionally manage the Specialist Insolvency and Recoveries and Specialist: Debt Collection and BIP members in their region
- Monitor and report on recoveries, records keeping and AMS updates for their region
- Aligning team with Risk: Collections, Workout & Restructuring counterparts in their Region and ensuring co-operative engagement with stakeholders and panel of attorneys
- Ensuring that team complies with monthly rotation of all files on AMS diary system
Manage Stakeholder relationship
- Proactive building of internal relationships with all business units
- Understanding operational business needs
- Providing business solutions in area of expertise
- Understanding internal client’s areas of operation
- Proactively building relationships with attorneys/advocates/bank clients, etc.
- Build good working relationship with the team
Drafting and vetting of legal documents and general legal advice
- Drafting/vetting and interpreting commercial agreements, including but not limited to Loan Agreements, Suretyships, Cessions, Mortgage Bonds, Notarial Bonds, settlement agreements, etc.
- Attend to do research to build
- Knowledge, interpretation and application of Commercial and Corporate Law.
- Knowledge, interpretation, and application of relevant legislation including, Land Bank Act, National Credit Act, Trust Property Control Act, Insolvency Act, the Consumer Protection Act, etc.
- Provide legal advice and the drafting of legal opinions on various issues affecting the business of the Bank.
- Compile status reports on recovering matter from time to time.
Preferred Minimum Education and Experience
- 4 year LLB Degree or equivalent
- Admitted Attorney having served articles of clerkship or Admited as an Advocate having served pupulage
- Post admission experience as an attorney
Critical Competencies
Additional Requirements
- Extended hours as and when required
- Travel as and when required
Deadline:19th October,2026
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Key Performance Areas
Business Support and General Legal Advice
- Voting member in approving credit applications and reviewing applications
- Custodians of all legal agreements in the Bank and responsible for developing and reviewing them from time to time to ensure legal compliance
- Assisting business units with the process of deal structuring from a legal perspective
- Drafting complex legal agreements for high net worth clients which include but are not limited to securitisations, restructures, mergers and acquisitions
Review and Development of Policies and Procedures
- Identify loopholes and make recommendations on policies and processes for improved service delivery
- Monitoring and compliance to the policies and procedures and making recommendations in case of non-compliance
- Assist in Delegation of Powers (DOP) development and review
- Drafting agreements and general legal assistance to the Bank as a whole including ensuring product compliance and alignment with the Bank’s policies
Resource Management
- Management of panel of attorneys in terms of giving them instructions and subsequent communication
- Manage delivery of outsourced work
- Managing costs and reviewing invoices in respect of outsourced works and ensure compliance with the signed SLA
- Manage expectations and relations with internal and external stakeholders and to negotiate with them from time to time
- Evaluate performance of external service providers from time to time
Manage Stakeholder relationships
- Proactive building of internal relationships with all Business Units
- Understanding operational business needs
- Providing business solutions in area of expertise
- Understanding internal client’s areas of operation
- Proactively building relationships with attorneys/advocates/bank clients
- Good working relationship with the team
Reports and Document Management
- Prepare reports to Board and management on matters pertaining to the business of the Bank
- Prepare legal summaries post legal reviews for the Board / Credit Risk and Investment Committee (CRMC)
- Ensure proper records keeping within area of responsibility
Preferred Minimum Education and Experience
- 4 year LLB Degree or equivalent
- Admitted Attorney or Advocate ( having undergone pupilage programme)
- Post admission experience in a corporate and commercial environment which includes workout & restructuring
- Experience in a banking environment will be an added advantage
Critical Competencies
- Legislation
- Legal opinions
- Report writing
- Compilation of policies and procedures
- Legal reviews
- Research
- Skills transfer to juniors
Additional Requirements
- Travel as and when required.
- Extended hours as and when required.
Deadline:19th October,2026
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MAIN PURPOSE OF THE JOB
- To monitor, analyse and report on the implementation and outcomes/results of the Bank’s strategy with particular emphasis on the impact of the Bank’s development strategy.
- Contribute content for the Corporate Plan, Integrated report and other mandatory/regulatory reporting requirements.
Key Performance Areas
Design, coordinate and implement a monitoring and evaluation framework to enable Land Bank to report on the outcomes/results of the Bank’s strategy, in particular its development impact (including environmental and social impacts).
- Develop an overall framework for monitoring and evaluation for Land Bank to report on the outcomes/results of the Bank’s strategy and its development impact at various levels in the organisation
- Review the quality of existing data, the methods of collecting it and the degree to which it can be used as a baseline for the Bank’s strategy and its development impact reporting
- Develop baseline data whenever an indicator is identified for strategy and development reporting
- Review the existing approaches and management of information internal and external to the organisation and agree changes, support and resources with relevant parties to enable reporting
- Identify training needs, organise and undertake training on monitoring and evaluation as required
- Collect data on a regular basis to achieve measurement against the performance indicators
- Analyse data, aggregate findings and produce regular reports on progress
- Identify lessons learned, develop case studies and produce documentation to capture and communicate qualitative findings on performance
Support corporate reporting framework by providing content for the Integrated Report, Corporate Plan and other mandatory/regulatory reports
- As part of the Strategy team, identifies content requirements for Integrated Report, Corporate Plan and other relevant corporate reports related to the Bank’s strategy and development impact
- Identify additional indicators and data to be collected in monitoring and evaluation framework to support corporate reporting process
- Writes relevant content for reports at a standard suitable for external publication
- Supports General Manager: Corporate Strategy and Innovation to collate content and document case studies as required
Provide Input and Support in strategic and Product Development initiatives
- Based on results of monitoring and evaluation activities, identify opportunities to develop new or refine existing financial products for clients
- Provide input to product development specialist and support process to develop relevant products with the necessary information from the monitoring and evaluation outputs
- Ensure new indicators are identified and incorporated in the monitoring and development framework when new strategic initiatives are implemented and refined financial products are launched
- Incorporate strategic initiatives and product related reporting in the monitoring and evaluation framework
- Ensure that post-implementation monitoring and evaluation occurs on a regular basis (at least quarterly) and resolve any product related issues identified during the post-implementation phase
Preferred Minimum Education and Experience
- B Degree in Commerce, Finance or Business related field or environmental risk and management
Industry relevant training, for example courses in:-
- Monitoring and Evaluation;
- Corporate Strategy;
- Integrated Reporting
- Agriculture or environmental management
- Developing and refining data collection tools
- Conducting and managing surveys
- Designing and conducting training
- 5 years experience in the monitoring and evaluation space preferably within a Development Finance Intuition of similar; or
- 3 years experience in the corporate strategy planning and reporting environment
Critical Competencies
- Microsoft Office
- Monitoring and Evaluation
- Integrated reporting
- Technical writing
Additional Requirements
- Extended hours as and when required.
- Travel as and when required
Deadline:21st October,2026
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MAIN PURPOSE OF THE JOB
- To create, acquire, integrate, store, manage and provide geo-spatial intelligence to Land Bank and Land Bank Insurance Company (LBIC).
- Facilitate information dissemination from the Land Bank Geo-databases to stakeholders ensuring data sets are continually updated.
- To liaise with relevant stakeholders both internally and externally to establish cooperation and coordination in support of effective GIS implementation.
Key Performance Areas
Coordinates and facilitates Geo-Spatial related Research
- Analysis of user requirements to ensure appropriate research is conducted and appropriately reported.
- Conduct research to observe existing GIS processes
- Analysis of data flows and models
- Providing support in Land Bank and stakeholder GIS projects including:
- Prefeasibility data support
- Industry intelligence geo-space
Development and coordination in terms of Geo-Spatial Intelligence for the Land Bank
Coordinate and facilitate information dissemination of from the Bank’s Geo-databases by internal stakeholders
Build crop profiles for each farm including:
- Farm maps (summary land use capability of the farm)
- Risk report tool
- Place the farm in relation to where Land Bank has other application (comparability)
- Ensure reports and compiled
- Data dissemination
- Map production (maps with different commodities, market, agricultural statistics)Spatial analysis
Provide Geo-database information dissemination and support to stakeholders
- Ensure stakeholder attribute databases are streamlined to add value to their respective projects – guide control (title deeds/bonds registered).
- Sources and catalogues geographical data to enable research on agricultural potential as a basis for productivity e.g. infrastructure data management.
- Manages and coordinates GIS to ensure continuous availability.
- Sources information at national, provincial, and local levels and incorporates into the GIS information pyramid.
- Ensure publishing of accurate, relevant and up-to-date third-party datasets in support of online GIS services.
- Perform regular reconciliation checks between the property and spatial data inventories
- Execute spatial data analysis to support organisational decision-making
Ensure database quality management and integration
- Ensure that the Bank’s Geo-databases are continually updated with the most recent data sets.
- Perform spatial data cleaning and verification .
- Ensure the integrity of spatial data.
- Ensure database quality management and integration.
Preferred Minimum Education and Experience
- B Degree GIS related/B Degree in Geomatics and Geo informatics
- Experience in a supervisory role within Information Management environment
Critical Competencies
- Microsoft Office
- Business Acumen
- Cataloguing Systems
- Database Principles
- Agricultural Industry
- Research skills
- Mapping Techniques
- Data Analysis (in relation to GIS application)
Additional Requirements
- Extended hours as and when required.
- Travel as and when required
Deadline:23rd October,2026
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MAIN PURPOSE OF THE JOB
- To drive profitable sales growth and provide end-to-end specialist sales support across LBI crop, life and asset products by developing opportunities, servicing distribution partners and customers, coordinating product solutions and maintaining a reliable sales pipeline within approved regulatory and governance requirements.
Key Performance Areas
Achievement of sales targets across crop, life and asset products
- Translate provincial sales plans into an individual pipeline and activity plan
- Identify, qualify and convert opportunities across all three product lines
- Coordinate quotations and solutions with underwriting, operations, claims and product teams
- Monitor conversion, retention, renewals and cross-selling
- Operate within approved mandates and regulatory requirements
Manage stakeholder and distribution relationships
- Develop relationships with Land Bank teams, brokers, UMAs, cooperatives, partners and clients
- Conduct structured visits and needs discussions
- Coordinate service matters and escalate complex issues
- Maintain stakeholder records and action plans
Provide multi-line product support and advice
- Explain approved product features and process requirements for crop, life and asset
- Match identified needs to appropriate approved solutions within authorised status
- Support completeness and quality of sales submissions
- Keep abreast of product and legislative changes
Manage pipeline, reporting and sales governance
- Maintain current lead, opportunity, quotation, renewal and outcome records
- Prepare weekly and monthly reports and variance explanations
- Track commitments and outstanding documentation
- Protect confidential information and retain approved records
Facilitate training and market activation
- Identify knowledge gaps and coordinate product and process training
- Deliver approved presentations and demonstrations
- Support campaigns, exhibitions, launches and agricultural events
- Capture market intelligence and feedback
Support marketing, branding and events
- Coordinate approved marketing materials and brand requirements
- Support partner campaigns and product launches
- Work with Marketing to ensure brand compliance
Preferred Minimum Education and Experience
- Minimum: Relevant NQF 6 qualification in Commerce, Marketing, Insurance, Agriculture, Finance or a related field
- RE5, where the role is required to render intermediary services
- Eligibility for appointment as a FAIS Representative, where applicable
- Bachelor degree in a relevant discipline
- Recognised short-term and/or long-term insurance qualificatione
- Insurance sales, broker consulting, business development or deal-structuring experience
- Agricultural or commercial insurance exposure
- Stakeholder, broker or distribution-channel management
- Sales pipeline, forecasting and performance reporting
- Preferred: exposure across crop, life and asset insurance
Critical Competencies
- Insurance sales and business development
- Crop, life and asset product knowledge
- FAIS and insurance regulatory requirements
- Pipeline, forecasting and reporting
- Stakeholder and broker management
- Microsoft Office and sales systems
- Presentation, facilitation and market activation
- Document quality, confidentiality and record keeping
Additional Requirements
- Extensive provincial and interprovincial travel; a valid Code B driver licence is required
- Extended working hours during peak sales periods, campaigns and events
- Role must operate strictly within approved mandates and delegated authority
Deadline:20th October,2026
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MAIN PURPOSE OF THE JOB
- To drive profitable sales growth and provide end-to-end specialist sales support across LBI crop, life and asset products by developing opportunities, servicing distribution partners and customers, coordinating product solutions and maintaining a reliable sales pipeline within approved regulatory and governance requirements.
Key Performance Areas
Achievement of sales targets across crop, life and asset products
- Translate provincial sales plans into an individual pipeline and activity plan
- Identify, qualify and convert opportunities across all three product lines
- Coordinate quotations and solutions with underwriting, operations, claims and product teams
- Monitor conversion, retention, renewals and cross-selling
- Operate within approved mandates and regulatory requirements
Manage stakeholder and distribution relationships
- Develop relationships with Land Bank teams, brokers, UMAs, cooperatives, partners and clients
- Conduct structured visits and needs discussions
- Coordinate service matters and escalate complex issues
- Maintain stakeholder records and action plans
Provide multi-line product support and advice
- Explain approved product features and process requirements for crop, life and asset
- Match identified needs to appropriate approved solutions within authorised status
- Support completeness and quality of sales submissions
- Keep abreast of product and legislative changes
Manage pipeline, reporting and sales governance
- Maintain current lead, opportunity, quotation, renewal and outcome records
- Prepare weekly and monthly reports and variance explanations
- Track commitments and outstanding documentation
- Protect confidential information and retain approved records
Facilitate training and market activation
- Identify knowledge gaps and coordinate product and process training
- Deliver approved presentations and demonstrations
- Support campaigns, exhibitions, launches and agricultural events
- Capture market intelligence and feedback
Support marketing, branding and events
- Coordinate approved marketing materials and brand requirements
- Support partner campaigns and product launches
- Work with Marketing to ensure brand compliance
Preferred Minimum Education and Experience
- Minimum: Relevant NQF 6 qualification in Commerce, Marketing, Insurance, Agriculture, Finance or a related field
- RE5, where the role is required to render intermediary services
- Eligibility for appointment as a FAIS Representative, where applicable
- Bachelor degree in a relevant discipline
- Recognised short-term and/or long-term insurance qualificatione
- Insurance sales, broker consulting, business development or deal-structuring experience
- Agricultural or commercial insurance exposure
- Stakeholder, broker or distribution-channel management
- Sales pipeline, forecasting and performance reporting
- Preferred: exposure across crop, life and asset insurance
Critical Competencies
- Insurance sales and business development
- Crop, life and asset product knowledge
- FAIS and insurance regulatory requirements
- Pipeline, forecasting and reporting
- Stakeholder and broker management
- Microsoft Office and sales systems
- Presentation, facilitation and market activation
- Document quality, confidentiality and record keeping
Additional Requirements
- Extensive provincial and interprovincial travel; a valid Code B driver licence is required
- Extended working hours during peak sales periods, campaigns and events
- Role must operate strictly within approved mandates and delegated authority
Deadline:20th October,2026
Method of Application
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