Job Openings at Capitec Bank

Purpose Statement

• To execute key accounting functions and provide an accurate financial status of all systems across Capitec.
• To perform daily settlement account reconciliations, ensuring that all uploads of journals are done timeously and correctly, ensuring provisioning is done on a monthly basis as well as the daily settlement of 3rd parties. 
• The System Accountant will also be responsible to analyse, investigate and resolve exceptions raised from the reconciliation process on a daily basis. 
• The System Accountant will perform Month end tasks and is responsible to report any system errors timeously.

 
Experience
Minimum:

• 2 – 3 years reconciliation experience 

Ideal: 

• Experience in a Financial Services environment.

Qualifications (Minimum)

• A relevant qualification in Accounting - Financial Accounting or Finance

Qualifications (Ideal or Preferred)

• Honours Degree in Accounting - Financial Accounting or Finance

Knowledge
Minimum:

• Management of accounts
• Computerised accounting systems and principles (SAP)
• Financial Analysis and interpretation.

Ideal:

• Basic knowledge of SQL would be an advantage.

Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Problem solving skills
• Analytical Skills
• Attention to Detail
• Communications Skills
• Numerical Reasoning skills

Competencies

• Delivering Results and Meeting Customer Expectations
• Working with People
• Adhering to Principles and Values
• Applying Expertise and Technology
• Analysing
• Presenting and Communicating Information
• Planning and Organising
• Coping with Pressures and Setbacks

Conditions of Employment

• Clear criminal and credit record

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Purpose Statement

• To be responsible for technical review and validation of models used within the organisation, especially machine learning models, ensuring appropriate model governance and model risk management processes and standards are in place in order to manage model risk and improve and optimise model methodologies and usage.

Experience
Minimum:

• 5+ years working experience in data science, machine learning and integration of developed solutions.
• Able to design and deliver end-to-end on all but the most complex ML projects without supervision
• Predictive modelling techniques (statistical and machine learning) and deployment
• Data mining and predictive modelling
• Experience in a wide range of model types.
• Having own model reviewed and validated, or validating models
• Presenting and defending findings to model developers and senior management

Ideal:

• In a banking environment
• Acting as the subject matter expert and holding accountability for the reviewing and validation of machine learning models.
• Model governance, model risk management and model risk aggregation experience.

Qualifications (Minimum)

• Bachelor's Degree in Statistics or Data Science

Qualifications (Ideal or Preferred)

• Honours Degree in Statistics or Data Science

Knowledge
Minimum:

Knowledge and understanding of:

• Machine learning model development. 
• Underlying theory and application of machine learning models, must be able to understand underlying principles and theory and be able to teach others. 
• Best practices for data science 
• Ethical AI design principles
• Machine learning model architecture (technical design and implementation processes)
• Source control systems e.g. Git, Bitbucket, or Sourcetree
• Analytics
• Statistical and predictive methodologies
• Table and database structures
• Statistical software (e.g. SAS, R, Python)
• Database querying (e.g. SQL)
• Advanced Microsoft Excel (including VBA)
• Technical understanding and knowledge of different operating systems / databases / programming languages
• Model risk management and model governance.
• Understanding of technical issues and the impact these may have on other models, strategies, decisions and areas 
• Reporting at strategic level for senior management/executives

Ideal:

Knowledge and understanding of:

• Specialist in one or more specific machine learning competencies, e.g. NLP, Deep Learning etc.
• Credit scoring
• Financial mathematics and models (pricing, provisions, ICAAP, capital)
• Basic accounting 
• Relational database technologies
• Solution and experimental design
• Banking products such as Personal Loans, Credit Cards, Home Loans, Vehicle Finance
• Understanding of how economic risks could affect the bank
• Project management
• Knowledge of risk management concepts and their applications.

Skills

• Analytical Skills
• Numerical Reasoning skills
• Commercial Thinking Skills
• Attention to Detail
• Computer Literacy (MS Word, MS Excel, MS Outlook)

Competencies

• Adhering to Principles and Values
• Presenting and Communicating Information
• Writing and Reporting
• Applying Expertise and Technology
• Analysing
• Delivering Results and Meeting Customer Expectations
• Coping with Pressures and Setbacks
• Achieving Personal Work Goals and Objectives

Conditions of Employment

• Clear criminal and credit record
• A valid driver's license and own vehicle is required

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Purpose Statement

• The Audit Manager role, reporting to the Manager: Business Bank Internal Audit, will assist the Internal Audit department to meet the requirements of the Definition of Internal Audit through effective end-to-end execution and management of risk-based audit and consulting engagements, while ensuring that the requirements of the Internal Audit Standards and the Internal Audit charter are met.

• The Manager in this unit will be required to manage relationships with the business unit stakeholders in Business Bank, will be required to manage the outputs of the internal auditors in the team. 

Experience

Min:

• At least 5 years’ as an Internal Auditor (generalist)

• Experience in project planning and management

• At least 3-5 years’ managerial experience in managing a team 

Ideal:

• Data analytics exposure and experience

• Financial Services experience

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

• A relevant degree

Qualifications (Ideal or Preferred)

• Certification in Risk Management Assurance (CRMA) or Control Risk Self-Assessments (CCSA)

Knowledge

Min:

• Business acumen

• Internal audit standards and processes

• Risk management and corporate governance principles

• Business products, processes, policies and systems

• Management principles to recognise and evaluate the materiality and significance of deviations from good business practice

• The fundamentals of accounting, economics, commercial law, taxation, finance, quantitative methods and information technology

• Data analysis

Ideal:

• Core systems and processes in Capitec Bank.

Skills

• Communications Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)

• Interpersonal & Relationship management Skills

• Reporting Skills

• Analytical Skills

• Problem solving skills

• Project Management Skills (Methodolgy Specific)

• Attention to Detail

• Leadership Skills

Competencies

• Deciding and Initiating Action

• Leading and Supervising

• Relating and Networking

• Writing and Reporting

• Planning and Organising

• Adapting and Responding to Change

• Coping with Pressures and Setbacks

• Entrepreneurial and Commercial Thinking

Conditions of Employment

• A valid driver's license and own vehicle is required

• Clear criminal and credit record

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Purpose Statement

• Responsible for the design and development of new service orientated applications (SOA) according to specifications.

Experience

Experience in the following development languages:

• Minimum 

  • C# or VB.Net 

  • SQL (any platform: T-SQL, MySQL, Oracle, etc) 

  • ASP.Net / Java Script / HTML / CSS 

  • Web Services 

  • .Net Framework 

  • XML 

  • IIS 

  • OO Development Methodologies 

  • An understanding of SOA 

• Ideal

  • MVC or MVVM Design Pattern

  • WPF (Windows Presentation Foundation) & XAML

  • WCF (Windows Communication Foundation)

  • Powershell

  • UML

Qualifications (Minimum)

• A relevant qualification in Information Technology

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• Certification in Systems Analysis or Design

• n/a

Knowledge

Min:
Must have detailed knowledge of:

• IT systems development processes (SDLC)

• Application development

• Banking systems

• Standards and governance

• Agile development life cycle

• Testing practices

Ideal:
Knowledge of:

• UML

• Systems analysis and design

• System architecture (technical design and implementation processes)

Solid understanding of:

• Banking systems environment

• Banking business model

• Best practices for Quality Assurance (QA)

• Object Orientated Development environment (i.e. Java, Spring Framework, JBoss)

Skills

• Analytical Skills

• Problem solving skills

• Communications Skills

• Facilitation Skills

• Interpersonal & Relationship management Skills

• Negotiation skills

• Influencing Skills

• Presentation Skills

• Attention to Detail

• Commercial Thinking Skills

• Planning, organising and coordination skills

• Project Management Skills (Methodolgy Specific)

Competencies

• Coping with Pressures and Setbacks_Maintaining Work-Life Balance

• Delivering Results and Meeting Customer Expectations_Meeting Basic Work Expectations

• Analysing_Evaluating and Implementing Ideas

• Adhering to Principles and Values_Showing Community and Social Responsibility

• Coping with Pressures and Setbacks_Managing Stress

• Analysing_Using Math

• Adhering to Principles and Values_Acting with Integrity

• Analysing_Working with Financial Information

• Delivering Results and Meeting Customer Expectations_Serving Customers

• Applying Expertise and Technology_Displaying Technical Expertise

• Delivering Results and Meeting Customer Expectations

• Analysing_Critical Thinking

• Adhering to Principles and Values

• Applying Expertise and Technology

• Analysing

• Delivering Results and Meeting Customer Expectations_Delivering High Quality Work

• Analysing_Testing and Troubleshooting

• Analysing_Reading Effectively

• Adhering to Principles and Values_Demonstrating Beliefs and Principles

• Coping with Pressures and Setbacks

• Applying Expertise and Technology_Using Computers and Technology

• Coping with Pressures and Setbacks_Displaying Confidence and Composure

• Analysing_Thinking Broadly

• Coping with Pressures and Setbacks_Demonstrating Tenacity and Perseverance

• Analysing_Solving Complex Problems

• Delivering Results and Meeting Customer Expectations_Championing Customer Needs

Conditions of Employment

• Clear criminal and credit record

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Purpose Statement

• To be responsible for coordinating and managing all activity related to the website content, operations and general web presence quality control of Capitec’s Group web sites, including content, links, and all links to other sites and services. 

• To contribute to the delivery of analysis, insight and recommendations that influence business decisions and strategy through best practice model development and data insights

• To ensure that Capitec’s presence online is maintained and following best practice across SEO, Google and MyBusiness.

Experience

Minimum:

• 3+ yrs experience in a digital environment including;

• Website development, maintenance and communications

• Content Management System experience 

• Website analysis / search engine optimisation

Ideal:

• Experience gained in a banking/financial services environment

• Experience gained in a large corporate environment 

• Various technology infrastructures (CSS, Firewalls, IDS/IPS, Web-Proxy.)

Qualifications (Minimum)

• Bachelor's Degree in Information Technology - Computer Science or Marketing

Qualifications (Ideal or Preferred)

Knowledge

Minimum:

• Digital marketing platforms and technologies and how content is created and distributed on these channels.

• Understanding of writing, designing, editing, proofing in respect of websites

• Website maintenance

• Installing website updates and bug fixes 

• Content management system experience

• Communications practices and principles

• Basic understanding of programming languages

• Stakeholder engagement methods

• Digital communication tools, practices, principles and methods

• Search Engine Optimization

• User experience principles and approaches

• Website risk, compliance and security management

• Analytics

• Content marketing

• Agile methodoloies

Ideal:

• Banking or financial industry knowledge

• Applications software

Skills

• Attention to Detail

• Communications Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)

• Problem solving skills

• Analytical Skills

Competencies

• Deciding and Initiating Action

• Relating and Networking

• Persuading and Influencing

• Presenting and Communicating Information

• Writing and Reporting

• Applying Expertise and Technology

• Analysing

• Creating and Innovating

• Delivering Results and Meeting Customer Expectations

• Achieving Personal Work Goals and Objectives

Conditions of Employment

• Clear criminal and credit record

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Purpose Statement

The purpose of this role is to perform analysis and programming duties in the development, implementation and support of remote banking related applications of a digital payments nature in accordance with specific business requirements.

Experience

Minimum:

• Essential experience in the following development languages is required:

• XML, JAVA, SQL, Open API (Swagger), Spring, Rest Services, Maven

Ideal:

• Payments related experience (mobile payments, QR, money transfers, Card)

• Experience in the following development languages:

• CI/CD, Dev Ops, Cloud (Azure, AWS)

• 7 years’ proven software development in a banking or fintechs related industry.

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• Bachelor's Degree in Information Technology or Information Technology - Computer Science

Knowledge

Minimum requirements of the following areas:

• IT systems development processes (SDLC)

• Application development

• Standards and governance

• Agile development life cycle

• Testing practices

Ideal:

• UML

• Systems analysis and design

• System architecture (technical design and implementation processes)

• Docker, Kubernetes and cloud based environments (e.g. AWS and Azure)

• Payments related knowledge (mobile payments, QR, money transfers, Card)

• Banking systems environment

• Banking business model

• Best practices for Quality Assurance (QA)

• Object Orientated Development environment (i.e. Java, Spring Framework, JBoss, Hibernate)

Skills

• Communications Skills

• Analytical Skills

• Problem solving skills

Competencies

• Achieving Personal Work Goals and Objectives

• Delivering Results and Meeting Customer Expectations

• Working with People

Conditions of Employment

• Clear criminal and credit record

go to method of application »

Purpose Statement

• To provide support to the relevant value stream/ business area through component or analytics teams; business level interaction with clients to ensure clear understanding of the core business requirements for efficient support and development of appropriate analyses and reports for the business.

• To co-ordinate the daily allocation to and progress on specific tasks of a dedicated analytics or delivery team to ensure delivery according to the Capitec recipe and agile way of work, within agreed timeframes. 

• To manage and support a team through providing clear direction in terms of delivery, providing technical support, aiding in the development of goal plans, and assisting in the setting and achieving of career development goals.

Experience

Minimum:

• At least 2 years’ experience in leadership or management role in the technology and/or data environment. 

• At least 5 years experience in an analytics role, (BIBA, BI Analyst, Data Science, Decision Scientist) including experience in and understanding of relational database structures and data extraction principles

• In an environment which required validating work 

• Stakeholder  relationship engagement and management

• Responsibility for delivery (own and team) in a fast moving environment

• Functional experience relevant to the value stream or component team area.

Ideal:

• Experience gained in a banking/financial services environment.

• Agile methodology experience

• Experience in a technical; support function

Qualifications (Minimum)

• Bachelor's Degree in Data Analysis or Information Technology - Systems Engineering

Qualifications (Ideal or Preferred)

• Honours Degree in Data Analysis or Information Technology - Systems Engineering

Knowledge

Minimum:

• Data Analytics Life Cycle

• Analytics problem methodologies

• General business/financial systems & procedures

• Relational Database data extraction principles 

• People management practices

• Business acumen

• SQL

• Stakeholder relationship management principles

Ideal:

• Capitec Bank environment and products

• The particular operational area (value stream / component team) in which the role will operate. 

Skills

• SQL Skills

• Leadership Skills

• Decision making skills

• Interpersonal & Relationship management Skills

• Analytical Skills

• Communications Skills

• Attention to Detail

• Management skills

• Planning, organising and coordination skills

Competencies

• Deciding and Initiating Action

• Leading and Supervising

• Working with People

• Presenting and Communicating Information

• Planning and Organising

• Delivering Results and Meeting Customer Expectations

• Adapting and Responding to Change

• Coping with Pressures and Setbacks

Conditions of Employment

• Clear criminal and credit record

• A valid driver's license and own vehicle is required