Job Openings at Guardrisk

Role Purpose    

• The Technology Data Architect designs and governs enterprise-grade Azure data platforms, delivering secure, scalable, and high-performance solutions aligned to business and regulatory needs. The role drives data modernization, analytics, automation, and integration, reporting to the Enterprise Solutions Architect.

Requirements    
Qualifications

• Relevant 3–4 year IT or Business qualification (BCom, BSc, or equivalent)
• Relevant Microsoft/Azure certifications advantageous

Experience

• 7+ years enterprise data architecture experience
• Proven delivery of large-scale data platforms (cloud and hybrid)
• 5+ years insurance industry experience

Strong expertise in:

• Azure data services (SQL, Synapse, Cosmos DB, Data Lake, Data Factory)
• Data modeling (dimensional, star/snowflake schemas, semantic layers)
• Data governance, MDM, quality, and observability frameworks
• Power BI and automation tools
• Cloud security and compliance (POPIA, GDPR)
• DevOps, CI/CD, Infrastructure-as-Code

Duties & Responsibilities    
Architect Scalable Data Platforms

• Design and implement Azure-based data solutions (Azure SQL, Synapse, Cosmos DB, Data Lake, Databricks, Dataverse).Ensure performance, resilience, cost optimization, and security.Establish conceptual, logical, and physical data models aligned to business domains.

Lead Data Modernization

• Transform legacy systems into cloud-native architectures.Oversee migration strategies, schema conversion, data mapping, and validation.Promote adoption of modern analytics and data services.

Data Governance & Compliance

• Define and enforce standards for data lifecycle management.Ensure compliance with POPIA, GDPR, and internal governance frameworks.Support metadata management, lineage tracking, cataloging, and sensitive data monitoring.

Enable Analytics & Business Intelligence

• Deliver integrated analytics solutions using Power BI, Azure Analysis Services, and Azure Machine Learning.Support semantic modeling and KPI standardization.Collaborate with business units to deliver actionable insights.

Application Integration & Automation

• Provide architectural guidance for data-driven applications.Enable integration across Microsoft 365, Power Platform, and Dynamics 365.Implement CI/CD, Infrastructure-as-Code (Terraform), and automated data pipelines (ADF, Power Automate).

Data Quality & Observability

• Implement data quality frameworks and monitoring standards.Leverage Azure Monitor, Purview, and related tools to ensure lineage, reliability, and performance.

Leadership & Collaboration

• Work across architecture, engineering, and business teams.Participate in governance forums and steering committees.Mentor junior architects and promote continuous learning.

Competencies    

• Interpreting data: Applies strong analytical and technical expertise to design robust data models, evaluate quality, assess performance, and make sound architectural decisions.
• Examining information: Analyses complex data environments, integrations, and risks; solves architectural and migration challenges methodically.
• Upholding standards: Ensures compliance, security, governance, and architectural discipline across data platforms (critical in insurance and regulated environments).
• Convincing people: Influences engineers, architects, and business stakeholders to adopt standards, modern platforms, and best practices.
• Embracing change: Drives cloud modernization and transformation initiatives; adapts architecture to evolving technologies and regulatory requirements.

Deadline:30th September,2026

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Role Purpose    

• Development and implementation of Guardrisk’s strategic initiatives.

Requirements    
Qualifications

• B.Com Degree & / Relevant tertiary qualification
• FAIS Compliant
• RE1 advantageous

Experience

• Minimum 5 years’ experience in the insurance industry.
• A good understanding of the insurance industry, in particular claims, reinsurance, underwriting, insurance accounting and financial principles.
• A combination of strong accounting/insurance technical knowledge with strong people skills to negotiate optimal solutions with various UMA cell captive partners.
• Ability to operate both independently as well as play an important role in the small UMA cell captive team and the greater Guardrisk group.

Duties & Responsibilities    

• Development and implementation of Guardrisk’s strategic initiatives, including but not limited to new business development.
• Manage a range of UMA partners in cell captives, in respect of defined controls and processes.
• Contribute to the UMA portfolio growth and  profitability through active marketing, participation and interaction with UMA partners.
• Ongoing management and monitoring of key components of the client and stakeholder partnership, including underwriting mandates, claims mandates, reinsurance renewals, compliance, financial and solvency results.  This function will include coordination of and liaison with GR internal resources, including the underwriting, claims, compliance, actuarial, reinsurance, market conduct and financial divisions, as well as likely liaison with external consultants, such as the FSCA and other external parties.
• Analysis and management of financial aspects of UMA cell captive partners.

Competencies    

Business Acumen

• Understands how the business operates, what the key issues and risks are that drives business success; and how they impact on the commercial viability of potential ventures and the profitability of the Group.

Collaboration

• Prioritises the business interests of Guardrisk and invests in the success of the group by aligning effort across divisions.

Client/ Stakeholder Commitment

• Anticipates, meets and exceeds client’s needs by creating long lasting relationships that support the client value proposition, supports their financial wellness and ensures client centricity.

Impact and Influence

• Persuades, convinces, influences and inspires others, both within Guardrisk and externally to win support, loyalty and gain commitment to the purpose of MMI.

Results & Solutions focused driven

• Drive a sense of urgency, focus, accountability, agility and execution to deliver business results.

Networking

• Create and maintain a useful network of expertise to advance the interest of Guardrisk

Leads Change and Innovation

• Actively leads change, does what is right for the business and drives continuous improvement through innovation.

Diversity and Inclusiveness

• Is sensitive to individual and cultural differences and demonstrates humility and an openness to engage people from diverse backgrounds and cultures to the mutual benefit of all parties concerned.

Deadline:22nd September,2026

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Role Purpose    

• The Head of Reinsurance: Business Development is responsible for originating, structuring, negotiating, and managing strategic risk-sharing and risk-taking arrangements that support Guardrisk Life’s growth objectives, capital efficiency, and risk management strategy. The role will identify and develop new business opportunities through partnerships with insurers, reinsurers, distributors, financial institutions, and other strategic stakeholders, while ensuring that solutions deliver sustainable value to the business.

Requirements    

• Degree in Actuarial Science, Finance or related field.
• Nearly or Newly Qualified Actuary, CA, or equivalent qualification will be advantageous.
• Significant experience in life insurance, reinsurance, corporate development, partnerships, or business development.
• Proven track record in structuring and negotiating commercial transactions.
• Strong understanding of insurance risk transfer, capital management, and financial performance drivers.
• At least 7 years relevant working experience in the life insurance/reinsurance industry.

Duties & Responsibilities    
Key Responsibilities:

Strategy and Business Development

• Assist to develop and execute the company’s risk-sharing and risk-taking strategy.
• Identify new opportunities to grow the book of business through strategic partnerships.
• Build and maintain relationships with insurers, reinsurers, intermediaries, affinity partners, and other market participants.
• Monitor market trends and competitor activity to identify emerging opportunities.

Deal Origination and Execution

• Key involvement in the origination, assessment, structuring, negotiation, and implementation of opportunities.
• Develop business cases and financial analyses to support proposed transactions.
• Negotiate commercial terms with partners and ensure alignment with company objectives.
• Coordinate internal stakeholders to facilitate efficient deal execution.

Portfolio Growth and Management

• Drive profitable growth of the risk-sharing and risk-taking portfolios.
• Monitor the performance of existing partnerships and identify opportunities for expansion or optimisation.
• Establish performance metrics and regularly report on portfolio outcomes.

Stakeholder Management

• Act as the relationship manager with strategic partners.
• Collaborate closely with actuarial, finance, legal, product, distribution, underwriting, and operations teams.
• Present opportunities and recommendations to executive committees and boards where required.

Governance and Risk Management

• Ensure all arrangements comply with regulatory requirements, governance standards, and risk appetite.
• Work with risk, legal and compliance functions to assess and manage transaction risks.
• Maintain appropriate documentation and governance over all partnership arrangements.

Competencies    
Skills and Competencies:

• Strategic thinking and commercial acumen.
• Excellent negotiation, influencing and relationship management skills.
• Strong analytical, financial, and actuarial modelling skills.
• Relationship management and networking capability.
• Ability to identify and execute growth opportunities.
• Executive-level communication and presentation skills.
• Strong project and stakeholder management skills.
• High integrity and decision-making skills.

Deadline:30th September,2026

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Role Purpose    

• To generate and convert sales opportunities by providing clients with tailored Gap Cover solutions, delivering exceptional customer service, maintaining regulatory compliance, and contributing to the growth and success of the business.

Requirements     

• Matric (Grade 12) Minimum 2 years' Sales Call Centre experience Experience selling insurance-related products FAIS-compliant with a Wealth Management qualification RE qualification advantageous

Duties & Responsibilities    

• Generate new business by proactively engaging with prospective clients and converting sales opportunities.
• Conduct outbound sales calls to promote and sell Gap Cover and related insurance solutions.
• Identify customer needs and recommend suitable products through a consultative sales approach.
• Achieve and exceed individual sales targets, quality standards, and productivity metrics.
• Build and maintain strong relationships with clients through professional and exceptional service.
• Accurately explain product features, benefits, exclusions, and pricing to prospective clients.
• Ensure all sales activities are conducted in line with FAIS requirements, regulatory standards, and company policies.
• Maintain accurate and up-to-date client records and sales information on the relevant systems.
• Follow up on leads, referrals, and existing client opportunities to maximise conversion rates.
• Handle client objections effectively and utilise negotiation techniques to close sales.
• Stay informed on product updates, industry trends, and competitor offerings.
• Collaborate with internal teams to ensure a seamless client experience from sale through to policy implementation.
• Participate in training, coaching, and development initiatives to continuously improve product knowledge and sales effectiveness.
• Contribute to the overall success of the sales team by sharing best practices and supporting team objectives.
• Uphold the company's values, customer-centric approach, and commitment to ethical selling practices.

Competencies    

• Sales and negotiation skills Client relationship management Insurance and financial services knowledge FAIS and compliance awareness Strong communication and interpersonal skills Target and results driven Problem-solving ability Attention to detail Time management and organisational skills Resilience and adaptability Customer-centric mindset Professional integrity and accountability

Deadline:23rd September,2026

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Role Purpose    

• The Senior Underwriter is responsible for the assessment, pricing, management and ongoing review of commercial insurance risks within approved underwriting mandates. The role supports profitable portfolio growth through sound underwriting practices, strong broker relationships and effective risk management, while ensuring compliance with all applicable legislative, regulatory and governance requirements.

Requirements    
Qualification:

• Matric or equivalent.
• A relevant FSCA-recognised qualification appropriate to the role and applicable product categories.
• A relevant bachelor’s degree and/or recognised insurance qualification would be advantageous.
• RE5 required.
• RE1 required only where the incumbent will be appointed as, or perform the regulatory responsibilities of, a Key Individual.

Experience:

• Minimum seven years’ commercial short-term insurance underwriting experience within an insurer, UMA or similar underwriting environment.
• Strong underwriting experience across small commercial and mid-market commercial portfolios, including property, motor, commercial crime and general liability.
• Exposure to Assets Al Risk and specialist lines would be advantageous.
• Established relationships with large corporate and commercial broking houses, with exposure to regional and independent brokers.
• Experience in broker platform, binder or delegated-authority environments would be advantageous.
• Sound knowledge of the commercial underwriting market and competitive landscape.
• Sound understanding of reinsurance arrangements and their implications for underwriting decisions.
• Working knowledge of SASRIA requirements.

Duties & Responsibilities    
Main Functions or Outputs:

• Assess, price and manage commercial insurance risks within approved underwriting authority.
• Review and underwrite new business, renewals and endorsements in accordance with underwriting guidelines and delegated authority.
• Maintain profitable portfolio performance through sound risk selection, pricing and appropriate underwriting controls.
• Manage and develop relationships with brokers and key stakeholders.
• Provide technical underwriting guidance on complex risks and referrals.
• Liaise with claims, actuarial, reinsurance, compliance and operations teams where required.
• Participate in portfolio reviews and recommend or implement corrective underwriting actions within approved authority.
• Assist with the review and development of underwriting guidelines, policy wordings and products.
• Ensure compliance with legislative, regulatory and governance requirements including SASRIA.
• Support underwriting, product and strategic initiatives as required.
• Escalate underwriting, operational and governance concerns where appropriate.
• Maintain agreed service levels and deliver an excellent broker experience.
• Provide technical guidance and support to underwriters and key stakeholders.
• Assist in the development and mentoring of less experienced underwriters.
• Promote consistent application of underwriting standards, delegated authorities and governance requirements.
• Coordinate and delegate work activities where appropriate to support service delivery and business objectives.
• Review and support complex underwriting referrals.
• Share technical knowledge and contribute to underwriting training initiatives.
• Demonstrate leadership through personal example, collaboration and adherence to organisational values.
• Undertake broker visits and engagement activities to strengthen relationships, identify profitable growth opportunities and expand the Guardrisk Commercial product offering within approved risk appetite.

Financial:

• Contribute to the achievement of portfolio profitability and growth objectives.
• Ensure underwriting decisions support targeted loss ratio, premium and retention objectives.
• Monitor underwriting and claims trends and recommend actions to improve portfolio performance.
• Liaise with the reinsurance function regarding reinsurance implications and treaty compliance where required.

Technical Leadership & Mentorship:

• Provide technical guidance and support to underwriters and key stakeholders.
• Assist in the development and mentoring of less experienced underwriters.
• Promote consistent application of underwriting standards, delegated authorities and governance requirements.
• Coordinate and delegate work activities where appropriate to support service delivery and business objectives.
• Review and support complex underwriting referrals.
• Share technical knowledge and contribute to underwriting training initiatives.
• Demonstrate leadership through personal example, collaboration and adherence to organisational values.

Competencies    

• Business Acumen: Understands how the business operates, what the key issues and risks are that drive business success; and how they impact on the commercial viability of potential ventures and the profitability of the Group.
• Customer/ Stakeholder Commitment: Anticipates, meets and exceeds customers’ and stakeholders’ expectations by creating long lasting relationships that support the customer value proposition.
• Drive for Results: Drive a sense of urgency, focus, accountability, agility and execution to deliver business results.
• Leads Change and Innovation: Challenge the status quo, does what is right for the business, and encourages continuous improvement and innovation.
• Collaboration: Prioritises the business interests of Guardrisk and invests in the success of the group by aligning effort across divisions. 
• Impact and Influence: Persuades, convinces, influences and inspires others, both within the Group and externally to win support, loyalty and gain commitment to the purpose of the Group. 
• Self-Awareness and Insight: Manages self and relationships with others effectively, deals with ambiguity, uncertainty and pressure, and provides perspective in difficult situations.
• Diversity and Inclusiveness: Is sensitive to individual and cultural differences and demonstrates humility and an openness to engage people from diverse backgrounds and cultures to the mutual benefit of all parties concerned.

Deadline:30th September,2026

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Role Purpose    

• The Structuring and Solutions team forms the key point of contact between the different segments and the technical support areas, focusing on client service and client solution development. This role forms part of a diverse team that includes experienced data scientists, actuarial analysts and qualified actuaries. This role will report into the Manager: Technical Pricing GGI.
• This position will be to assist with pricing, product development and providing insights to the Guardrisk General Insurance (“GGI”) business. The GGI business is a strategic aspect of the Guardrisk Insurance business as it forms Guardrisk’s own risk-taking segment of the business. The role will providing technical support in the form of pricing, product review and development of new and existing business for this business.

Requirements    

• An Actuarial or bachelor’s degree with mathematics or statistics as majors.
• Associate Actuary or making good progress with Associate level exams.
• 2-4 years' relevant work experience.
• Modelling experience.
• Coding knowledge in SQL, Python and R advantageous.
• Knowledge of insurance products, contracts and relevant industry legislations.
• Sound numerical skills and computer literacy is essential especially in the use of MS Excel, MS Word and SQL.
• Skills / Experience in data extraction would be advantageous.

Duties & Responsibilities    

• Take accountability for all product development and pricing frameworks.
• Coordination with IT, underwriters, claims teams and product owners to develop holistic understandings of various products and processes within the space.
• Support rate reviews and re-pricing exercises for the existing product suite to maintain technical soundness and market competitiveness.
• Oversee the assessment and approval of new product offerings, ensuring they are commercially viable and compliant.
• Review and ensure the accuracy of fellow team members' work.
• Improve tools and processes that monitor the accuracy of policy values.
• Investigate, quantify and explain any deviations and advise on corrective measures.
• Ensure that all projects to be implemented adhere to audit and risk management requirements.
• Collaboration with external business support to define and develop the pricing models and processes.
• Support clients in the design and development of bespoke products, with a focus on innovation, profitability, and sustainability.
• Manage financial performance reporting, including monitoring product profitability and adherence to best-practice actuarial standards.
• Act as a technical advisor to both management and external stakeholders, translating complex actuarial insights into actionable business decisions. 

Competencies    

• Ability to examine and interpret data and provide insights.
• Strong technical expertise.
• Achievement orientation.
• Effectively manage time and ensure optimal productivity.
• Excellent analytical and communication skills.
• Results and solution focused.
• High degree of self-motivation and the ability to work independent of supervision.
• Naturally inquisitive mind set, with a strong innovative tendency.
• Self Confidence.
• Flexibility to cope with pressure and setbacks.
• Delivering results and meeting expectations.

Deadline:30th September,2026

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Role Purpose    

• The Structuring and Solutions team forms the key point of contact between the different segments and the technical support areas, focusing on client service and client solution development. This role forms part of a diverse team that includes experienced Data scientists, Actuarial analysts and Qualified Actuaries. This position will be to assist with pricing, product development and providing insights to the Guardrisk cell captive (“GRI”) business. The role will providing technical support in the form of pricing, product reviews and capital solution development of new and existing cell business.

Requirements    

• An Actuarial or bachelor’s degree with mathematics or statistics as majors.
• Associate Actuary or making good progress with Fellowship level exams.
• Successful completion of F103 (General Insurance Principles) or equivalent short-term insurance exam.
• 5 years' relevant work experience.
• Modelling experience.
• Non-life pricing experience.
• Coding knowledge in SQL, Python and R advantageous.
• Knowledge of insurance products, contracts and relevant industry legislations.
• Sound numerical skills and computer literacy is essential especially in the use of MS Excel, MS Word and SQL.
• Exposure to the SAM capital regime.

Duties & Responsibilities    

• Take accountability for all product development and pricing frameworks, and structuring initiatives across the CRS and VUMA portfolios.
• Lead rate reviews and re-pricing exercises for the existing product suite to maintain technical soundness and market competitiveness.
• Oversee the assessment and approval of new product offerings, ensuring they are commercially viable and compliant.
• Review and ensure the accuracy of fellow team members' work.
• Provide guidance to junior actuarial analysts.
• Partner with internal teams to structure new deals - providing actuarial input on optimal underwriting and capital structuring solutions tailored to client needs.
• Investigate, quantify and explain any deviations and advise on corrective measures.
• Ensure that all projects to be implemented adhere to audit and risk management requirements.
• Collaboration with external business support to define and develop the pricing models and processes.
• Support clients in the design and development of bespoke products, with a focus on innovation, profitability, and sustainability.
• Manage financial performance reporting, including monitoring product profitability and adherence to best-practice actuarial standards.
• Act as a senior technical advisor to both management and external stakeholders, translating complex actuarial insights into actionable business decisions.

Competencies    

• Ability to examine and interpret data and provide insights.
• Strong technical expertise.
• Achievement orientation.
• Effectively manage time and ensure optimal productivity.
• Excellent analytical and communication skills.
• Results and solution focused.
• High degree of self-motivation and the ability to work independent of supervision.
• Naturally inquisitive mind set, with a strong innovative tendency.
• Self Confidence.
• Flexibility to cope with pressure and setbacks.
• Delivering results and meeting expectations.
• Excellent written and verbal communication skills, with the ability to explain technical concepts to non-technical stakeholders.
• Ability to network and consult across all levels of the organisation and with clients on technical structuring matters.

Deadline:30th September,2026