Job Opportunities at Absa Group Limited (Absa)

Job Description

Risk Management:

• To conduct quality credit risk assessments and reviews and proactively manage credit risks associated with clients across the Large Corporate Portfolio.

Key accountabilities include:

• Conduct research on the industry in which the client operates to understand the industries overall profitability, industry trends and client's market standing relative to its competitors.
• Conduct a full assessment of the risks and potential mitigating factors impacting on a client.
• Perform robust financial and non-financial analysis on the client that supports the review of facilities or new funding proposals.
• Make use of clients' historical data for example, its financial statements to forecast the clients’ potential growth and sustainability. Conduct a sensitivity/scenario analysis to determine the impact that a change in, for example the economy, political situation, consumer demand etc will have on the clients’ financial health.
• Based on analysis conducted structure a lending solution for the client, that will account for the potential threats to the client and that is within set credit limits and the Bank's credit lending policies and appetite.
• Compile a proposal which summarises, the clients’ background and needs, the research findings and the final recommendation on which credit lending solution is best for the client, for the Credit Manager to approve in the interim and escalate further for the necessary approval.
• Consolidating a group risk view.
• Facilitate the credit sanctioning process by responding to sanctioned enquiries and/or attending all relevant Credit Committee meetings in order to present and sponsor credit applications that have been submitted under your signature.
• Compile reviews, amendments and new applications to the appropriate lending authorities. Monitor the client performance on a continuous basis, in addition to performing annual reviews of clients, to ensure early detection of a client's business or operating environment.

Governance and controls:

• Ensure that the Bank's credit policies, philosophy and all relevant legislation are fully complied with at all times and that any policy breaches have been suitably addressed and mitigated against.
• Ongoing credit portfolio monitoring and maintenance of Group Risk Appetite.
• Ensure that all covenants are measured and reported during the review or new credit application process and that all changes to covenants are reported to the TM team.

Data and Systems Management:

• To produce relevant management information and manage exposures including the maintenance of relevant systems.
• Drive RWA efficiencies through ensuring that the data in terms of Default Grades (DG's), Loss Given Defaults (LGD's), limits and review dates are correctly captured on the Bank's credit systems and adequately supported by in the credit systems.

Business Enablement:

• Provide solution driven support to business to facilitate growth initiatives, whilst maintaining a healthy balance between risk and reward.    
• Participate and add value to business committees where required (Deal, Pricing and JLOC forums). 
• Communicate and interact regularly and proactively with business stakeholders while providing insights on risk trends and providing clear risk appetite guidance.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

go to method of application »

Job Description

• Portfolio Management: Ensure appropriate management of respective portfolios that includes but not limited to client engagement, portfolio performance management, reporting and executing of client requirements
• Business Development: Agree financial targets/new business targets and set out tactical plans to achieve this on an annual basis
• Risk Management: Ensure that portfolio meets the required risk management standards

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

go to method of application »

Job Description

DevOps

• Apply critical thinking, design thinking and problem solving skills in an agile team environment to solve technical problems (Front End, Back End OR Middleware) with high quality solutions
• Contribute to all phases of the development lifecycle including
• Evaluate analysis, problem definition, business requirements, solution development & provide recommendations to enable the operational feasibility of solutions
• Quickly produce well-organised, optimized, and documented source code to deliver technical solutions
• Ensure designs & solutions support the technical organisation principles of self-service, repeatability, testability, scalability & resilience
• Apply general design patterns and paradigms to deliver technical solutions
• Support the development of CI / CD Pipelines (authoring & supporting CI/CD pipelines in Jenkins / similar tools and deploying to multi-site Kubernetes environments – supporting and managing your applications all the way to production)
• Use & configure modern observability techniques leveraging e.g. aggregated logging via ELK stack, metrics via Prometheus / Grafana / NewRElic and tracing using Zipkin/Jaeger
• Automate tasks through appropriate tools and scripting e.g. Jenkins, Docker, Ansible, Kubernetes
• Debug existing source code and polish feature sets.
• Work with integrated teams and other developers to improve and evolve technical products and services
• Align all application development & development process to Group Architecture & Infrastructure guidelines
• Provide input into project & program teams (when required) to plan & manage the development lifecycle e.g. releases, risk management, testing, integration etc.
• Conduct reviews, performance monitoring & ongoing optimization and maintenance on applications
• Stay ahead of the curve on emerging technologies and development practices and continuously evolve existing knowledge & skill in preparation for cross domain and other experiences e.g. Secure Side, Testing, Infrastructure solutions etc.

People

• Conduct peer reviews, testing, problem solving within and across the broader team
• Support the people change teams in the development of user material (Customer, Employee & 3rd Party Adoption)

Risk & Governance

• Identify technical risks and mitigate these (pre, during & post release)
• Update / Design all application documentation aligned to the organization technical standards and risk / governance frameworks
• Participate in incident management & DR activity – applying critical thinking, problem solving & technical expertise to get to the bottom of major incidents

Skills, Knowledge and Experience Required 

Salesforce Experience

• Salesforce Platform Dev 1/2
• Additional Salesforce certificates (beneficial)
• Additional Copado certificates (beneficial)

Support Experience 

• +-3 years Dev Experience in PROD Support

Education

• Bachelor's Degree: Information Technology

go to method of application »

Job Description

• Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base 
• Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients 
• Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments. 
• Collaboration : Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.

Education

• Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

go to method of application »

Job Description

• Income Growth and Financial Targets: Ensure a deep understanding of client's working capital cycle and business needs to provide appropriate solutions. Drive achievement of targets as per individual scorecard.   
• Customer Focus: Proactively drive acquisition and cross-sell initiatives through re-engagement processes. Ensure service and complaints resolution are within acceptable service level agreements
• Compliance and Risk Management: Fulfil all activities in adherence to relevant control and compliance requirements, and quality standards. 
• Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

go to method of application »

Key Accountabilities:

• Assist to implement and govern Policy and Supporting Standards control requirements
• Monitor progress on the embedment of the Policy and Standards
• Escalate non-compliance to controls
• Compile reports to report and monitor progress on implementation and embedment of control requirements

Support and Guidance:

• Be an active and influential member of Data Forums
• Assist to implement Absa’s Data Management and Data Governance requirements
• Encourage an organisational Data culture within the Business
• Support stakeholders with Data objectives and requirements
• Continue with pro-active stakeholder engagement and involvement to understand Business’s and Functions Data challenges

Policy, Standards, Frameworks, Processes and Procedures

• Assist to implement the Data Management Policy and Standards
• Drive the embedment of the Data Management Policy and Standards
• Assist to perform a GAP assessment on controls as stipulated in the Policy and Standards
• Provide guidance to Business Areas and Functions wrt to the GAP assessment and control GAPS identified for the Road to Satisfactory (RTS)
• Drive the DWB (Dispensation, Waiver and Breach) process with Business and Functions
• Assist to review, update and enhance (where applicable) the Policy, Standards and processes

Regulatory and Legislative Governance

• Consider the impact of legislation and regulation relating to Data Management and Data Governance
• Monitor and ensure that the necessary data and information functions, in relation to the carrying out of statutory requirements are undertaken
• Ensure and promote the effective and appropriate / legal use of data and information

Monitoring

• Be an active member of the Business Areas and Functions Data Forums / Committees or Councils
• Monitor Data and Change Requests raised
• Monitor Dispensations, Waiver and Breaches according to plan and results
• For monitoring requirements reports must be provided to the Head of Data

Communication, Training, Awareness and Change Management

• Promote Data Management and Data Governance through any Committees, Forums, Programmes and Groups
• Align and liaise with other Governance Committees, Forums and Working Groups on issues
• Assist with the communications for Data awareness
• Support with Data training initiatives

Reporting

• Report on DWB’s completed for ineffective controls
• Assist with the completion of the Data Management and Data Governance Roadmaps for reporting
• Report ineffective controls at the relevant Forums / Committees
• Report on Data and Change Request raised

Self-Development and Growth

• Encourage frequent knowledge sharing between team members
• Grow own knowledge and understanding by staying abreast of knowledge and skills relevant to the level and area of work
• Improve skills to engage with Subject Matter Experts (SME’s) on specific subjects

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies