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  • Posted: Jan 8, 2025
    Deadline: Not specified
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    WesBank has changed and evolved over four decades to become the leading destination for individuals and businesses who need expert advice on asset finance. Today, WesBank focuses on putting customers first, offering innovative, tailor-made finance solutions, and providing quality service to all clients based on their needs. WesBank's history of innovations i...
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    Business Judgemental Credit Manager

    Job Description

    • To evaluate, manage and approve complex credit risk within area of responsibility by providing advice, recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies.
    • To provide coaching and mentoring to relevant internal (Business Judgemental Credit Manager I) and external teams (Relationship Managers).
    • Manage respective portfolio within the banks risk appetite and asset growth budget and target.
    • Assess and approve annual review and/or ad hoc requests of all counterparties within allocated portfolio and mandate structure.
    • Assess and approve any escalated applications as and when required.
    • Conduct client visits with frontline sales representative as and when required.
    • Present to Credit committees determined by mandate levels (e.g., Commercial Credit Committee, Provincial Credit Committee and National Pre-screen Committee).
    • Active member of Regional Credit Committee.
    • Identify and manage credit risk at origination on an ongoing basis.
    • Daily excess monitoring of counterparties in their portfolio.
    • Monthly/ Quarterly/ Bi- annual or Annual covenant compliance monitoring Approve or recommend counterparty exposure across multiple products (working capital facilities as well as specialised finance and term loans) for area of responsibility.
    • Assess and approve credit in terms of approved mandate through quantitative and qualitative analysis, to minimise Credit Risk to the business and manage the credit approval process.
    • Assess credit applications, structure and compile proposal for presentation at the credit committee or higher mandate holders.
    • Ensure credit approvals are conducted within appropriate governance (legislative and audit), process and mandate requirements.
    • Ensure average approval turnaround time on deals and related reworks within acceptable norms.
    • Workflow management within agreed SLA's.
    • Provide on the job coaching and guidance to the Credit Manager I.
    • Participate in planned activities that are appropriate for own development.
    • Develop, encourage and nurture collaborative relationships across area of specialisation.
    • Develop and manage key stakeholder relationships that enable achievement of operational objectives.
    • Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives.
    • Ensure compliance to legislative and audit requirements and adherence to relevant processes.
    • Maintain expert knowledge on relevant legislative amendments and industry best practices and provide advice to relevant stakeholders.
    • Maintain up to date knowledge of local and global trends

    Job Details

    • Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.
    • 18/01/25

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    Product Specialist

    Job Description

    • To provide client support from product perspective
    • Hello Future Product Specialist I,
    • Welcome to WesBank, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.
    • As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

    About The Role

    • As a Marketer – Product Specialist I, you’ll be part of a team of self-motivated, high achieving sales professionals and you’ll drive WesBank Asset Based Finance full product offering to new customers in the KZN region.

    Are you someone who can: 

    • Manage costs / expenses within approved budget to achieve cost efficiencies
    • Deliver exceptional service that exceeds customers’ expectations through proactive, innovative and appropriate solutions
    • Cultivate and manage objective working relationships with a variety of stakeholders, including end-users, SME’s, project managers and senior staff members
    • Maintenance of expert knowledge on relevant legislative amendments industry best practices and provision of proactive advice and solutions to relevant stakeholders
    • Translate strategies into actionable goals and execute relevant projects / initiatives aligned to strategic objectives with specific performance measures and control systems to track progress
    • Implement and maintain sound business processes that minimise FNB risk and deliver quality requirements specifications. Findings that area as a result of internal or external audit and client management and risk.
    • Initiate and manage product research, data mining and quantitative analysis to ensure sustainability and future competitive growth
    • Explore local and international markets for new products and trademarks in order to expand and strengthen the business' market position
    • Facilitate the conversion of knowledge and ideas into new or improved products, processes, and services
    • Manage own development to increase own competencies

    You will be an ideal candidate if you: 

    • 3+ years in a commercial/client facing roles
    • Services/Banking industry
    • Knowledge and understanding of asset base finance
    • Strong track record as highly performing sales individual
    • Generally motivated for Sales (Hunting and New Business development) and highly energetic with a good sense of time management

    You will have access to: 

    • Opportunities to network and collaborate
    • A challenging working environment
    • Opportunities to innovate

    We can be a match if you are: 

    • Good understanding of asset based finance (ABF)
    • General knowledge of financial and leasing including systems, applications, and banking practices
    • Requires expert negotiation and communication skills, both written and verbal
    • Requires solid problem-solving skills.
    • Analytical skills are required to determine client business needs and requirements.
    • Ability to remain calm under various levels of pressure.
    • Ability to show established track record.
    • Requires the ability to establish and maintain effective working relationships with all levels of management (internally/externally)
    • Travel is required (within the KZN region)

    go to method of application »

    Project Manager

    Job Description

    • To drive business change that delivers value through the structured implementation and delivery of projects against time, resource, money and scope constraints
    • Hello Future Project Manager
    • Welcome to WesBank the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.
    •  As part of our team in as a Project Manager where you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.
    • As part of our team in our space, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

    Are you someone who can:

    • Manage the project resources (including people, procurement, systems, time and budget) from the initiation of an identified project to the end of the defined project lifecycle or process in order to deliver on project goals and objectives
    • Continuously develop own expertise in terms of industry and subject matter development and application thereof in an area of specialization
    • Maintain and build relationships for purposes of expectation management and project reporting
    • Focus on providing optimal services and improving service delivery processes to meet or exceed customer expectations
    • Lead indirect teams by providing a meaningful context, setting performance standards and educating on process
    • Manage the quality of delivery in line with predefined quality standards, procedures, SLA’s and project plans to ensure customer goal achievement
    • Implement and use governance and compliance procedures and processes effectively to identify and manage risks
    • Contribute to the development of project budgets, control and report on budgeted resources to meet the project objectives
    • Assist with the creation of change management plans and implement these to maximise the adoption and/or usage and minimise resistance
    • Compile and maintain relevant project documentation in accordance with agreed project procedures and methodologies to effectively support project delivery as well as comply with audit requirements

    You will be an ideal candidate if you have:

    • Completed relevant Undergrad Degree/Diploma.
    • Relevant Certification in Project Management e.g. Project Management Professional Certification (PMP)
    • 5 to 7 years Project Management experience
    • In-depth knowledge of project management methodologies eg Agile and Waterfall

    You will have access to:

    • Opportunities to network and collaborate.
    • A challenging working environment
    • Opportunities to innovate.

    We can be a match if you are:

    • Adaptable and curious
    • Analyse complex data sets
    • Solution driven.
    • Thrive in a collaborative environment.

    Method of Application

    Use the link(s) below to apply on company website.

     

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