Credit Market Conduct at Nedbank

Job description

Job Purpose

• Ensure that Nedbank RBB meets its credit market conduct requirements with respect to our engagements with all our client’s insofar as lending relationship is concerned.
• To provide support to the Senior Manager of the Unit with regards to the critical monitoring, analysis, organisation of and reporting on the credit market conduct of the Credit Portfolios across Retail and Business Banking.
• Identify key macro/legislative drivers that may influence monitoring of business credit processes.
• Review business credit processes to establish possible credit market conduct shortcomings and provide solutions through credit policy updates.
• Analysis of the Business Unit monthly Credit/ERCO/Credit Complaints reports to identify, track and report on current risks and/or trends.

    Job Responsibilities

• Review business credit processes to establish possible credit market conduct shortcomings and provide solutions through credit policy updates
• Identify the sources to gather information
• Compile and gather the relevant data
• Liaise with key individuals to obtain information
• Test and implement date source changes where required
• Compile reports and communicate/present results
• Document findings
• Analyse and understand the credit processes of our competitors/industry best practices
• Compare to credit processes applied within Nedbank
• Up skilling and gaining knowledge in Credit Regulatory and Credit Market Conduct Risk

Essential Qualifications - NQF Level

• Matric/Grade 12/ National Senior Certificate
• Bcom/LLB or equivalent

Minimum Experience Level

5 years in a Credit Process review/Regulatory oversight experience in a banking or credit environment