Corporate Credit Manager at Steinbuild

Job Description

Closing date: 14thMarch 2017
Reference number: REQ01164

Main purpose of the job:

The main purpose of the job is to manage the Credit  Management process for the Group, manage the Credit  Management team & Pre and Post Legal Accounts Department as well as the Group Debtor reporting.

RESPONSIBILITIES:

• Process owner of the credit management policies and procedures by maintaining them in line with best business practice and within the appropriate risk appetite of the Group.
• Monitor and manage the Group’s credit granting process and procedures.
• Assess, motivate and approve the Group’s large accounts in line with the delegated authorities as per the credit management policy.
• Monitor and manage the Groups top 30 accounts.
• Manage and ensure adherence to the Group’s Insurance (CGIC) policies and procedures
• Manage the insurance policy and ensure applicable to the Group’s risk strategy
• Motivate insured limits with the insurance company if required
• Manage the claims for the Group
• Manage the upkeep of the Group’s debtor master files.
• Maintain a department organizational structure sufficient to meet all goals and objectives of the department.
• Manage, motivate, train and up-skill staff to provide efficient and effective support to the Group and to meet their individual KPA’s.
• Facilitate ongoing training and communicate any changes required to the credit management policies and procedures.
• Manage, advise and support staff on credit strategy and developments in the market relating to their credit management functions.
• Compile and manage monthly consolidated Group credit management reports and statistics required by the Board, CFO and Operations.
• Highlight and manage areas of non-compliance to credit management policies and procedures  

• Analyze and highlight areas of concern and risk with Divisional Financial Managers and Divisional Credit

• Managers for corrective action
• Monitor and maintain the integrity of the Group’s debtor master files on the ERP system.
• Drive Group reporting efficiencies through systems development.
• Manage all pre and post legal debtor matters for the Group to minimize risk and maximize recoveries.
• Ensure all handed over matters are managed according to the policies and procedures
• Review all relevant documentation pertaining to a handed over matter ensuring complete prior to assigning to an Attorney.
• Liaise with Attorneys and/or Debt Collectors and manage their service levels and performance on handed over matters.

REQUIREMENTS / QUALIFICATIONS / EXPERIENCE:

• Must have a proven track record of at least five years in a senior Credit Management position.
• Qualification in Credit management / Financial qualification / Legal qualification 
• Healthy Knowledge of Credit Insurance.
• Ability to understand legal terms and conditions of contracts and the interpretation thereof.
• Experience in the Construction/Building Industry will be advantageous
• Excellent knowledge of debt collecting procedures and laws and regulations governing debtor management (NCA, CPA etc.)
• Thorough understanding of the National Credit Act
• Advanced Excel experience and a healthy knowledge and experience of computerised systems.

BEHAVIOURAL DIMENSIONS:

• Highly Ethical and Goal orientated
• Effective communication & report writing skills (must have the ability to collate and present information to Exco and the
• Board of Directors if required)
• Organisational and administration effectiveness. 
• Balanced and mature behavioural profile.
• Attention to detail with a “hands on” approach.
• Ability to cope and perform under pressure.
• Must be goal orientated have strong analytical skills
• Ability to motivate staff and be self-motivated
• Good Decision Making and business judgement skills

VALUES ALIGNMENT:

• Honesty and integrity;
• Valuing diversity;
• Responsibility and Accountability to customers; 
• Urgency and energy;
• Performance Culture

Notes:
 Applicants must inform their departmental heads of their applications, prior to submitting applications.