Business and Commercial Banking (BCB) SA Business Solutioning Graduate Programme – Card Solutions at Standard Bank Group

Job Description

• Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities.
• Our Business Solutioning segment provides broad-based client solutions to a wide spectrum of small, medium and large enterprises. Our support extends across various sectors, providing our clients with deep sector knowledge and solutioning expertise. We have partnered with businesses for over 160 years, and it is our approach to client relationships that truly distinguishes us, encapsulated by the phrase ‘partnering for growth’.
• Our Business Solutioning Graduate Programme seeks to foster the minds and passion of young talent in driving the growth of our businesses thereby making a significant contribution to our country’s economy. 
• Through this programme, you will be exposed to our various sectors and industries, client relationship principles and using analytical capabilities to better partner with our clients for their growth. 

Why join Standard Bank?

• Comprehensive Training – Receive in depth training from industry experts to build a solid foundation in credit risk.
• Professional Development – Access mentorship, networking opportunities and resources to support your growth.
• Real-World Projects – Work on projects that have a tangible impact, helping you apply your knowledge and skills.
• Career Pathways – Opens doors to a rewarding career at Standard Bank.

Take the next step in your career journey with us and be part of a team that values innovation, collaboration and excellence.

Key responsibilities:

• Support Product Managers in the design, development, and enhancement of card products across their lifecycle, from concept through launch, optimisation and retirement.
• Assist with product continuum and product lifecycle management, including market assessments, pricing considerations, feature enhancements and portfolio optimisation.
• Conduct product economics and financial analysis, including cost, revenue, margin and profitability assessments to support informed product decisions.
• Support the development of business cases for new card products, features, or enhancements by compiling data, analysing assumptions and evaluating financial impacts.
• Analyse customer behaviour, usage trends and transaction data to identify opportunities for product improvements and growth within card solutions.
• Assist with pricing analysis, fee structures and value propositions to ensure alignment with customer needs, competitive positioning, and regulatory requirements.
• Collaborate with cross-functional teams (e.g. marketing, risk, operations, finance and technology) to support product delivery and implementation activities.
• Contribute to the monitoring and reporting of product performance metrics, including volumes, revenue, cost drivers and customer uptake.
• Support process documentation, product governance, and compliance activities, ensuring adherence to internal policies and external regulatory standards.
• Prepare presentations, dashboards and reports that communicate insights, product performance and recommendations to stakeholders.
• Assist in identifying opportunities for process improvements and efficiencies within the card product environment.
• Stay informed on industry trends, competitor offerings and regulatory developments in card payments and consumer banking.

Qualifications

Postgraduate qualification (recently completed or completing in 2026):

BCom / BSc:

• Mathematics
• Econometrics
• Statistics
• Business / Finance

Postgraduate to be completed by 31 December 2026. 

Additional Information

Minimum requirements: 

• Must be a South African citizen. 
• Should you have work experience, it should not exceed 12 months. 
• Matric certificate to be submitted with application.
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies. 

Programme duration: 12 months 

Application closing date: 30 June 2026