Business Judgemental Credit Manager at FNB South Africa

Purpose

• To evaluate, manage and approve credit risk within the Medium Corporate segment by providing advice and support through the implementation of group credit mandates, risk frameworks and methodologies.

Responsibilities

• Continuously assess own performance, seek timely and clear feedback and request training where appropriate
• Knowledge of Credit Systems
• Responsible application of allocated Judgmental Credit mandate
• Assess and approve credit in terms of approved mandate to minimise Credit Risk to the business and manage the credit approval process
• Develop, encourage and nurture collaborative relationships within FNB Business across Product Houses and and/or across the FRG
• Approve or recommend counterparty exposure across multiple products
• Manage credit risk at origination and on an ongoing basis
• Facilitate FNB Business Advances Growth Strategy
• Manage respective portfolio within the businesses budget and bad debt highway
• Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives
• Develop and manage key stakeholder relationships that enable achievement of operational objectives
• Ensure compliance to legislative and audit requirements and adherence to relevant processes

Experience and qualifications

• Minimum Qualification - BComm Honours Finance
• Preferred Qualification - CA (SA)/CFA or BComm with 5 years’ experience
• Experience - 5+ year’s relevant judgmental credit experience in the Business Segment 

Additional Requirements

• Preferred: Experiencein the commercial property finance space
• Preferred: Experience in dealing with Income Producing Real Estate
• The successful candidate must be able to handle complex deals
• Energeticand able to apply their judgement
• The successful candidate must have credit experience