Business Manager Graduate: Commercial Banking at Nedbank

Job Purpose

• Nedbank is seeking dynamic and ambitious graduates to join our Business Manager Graduate: Commercial Banking Programme. This programme is designed to develop future leaders in the banking industry by providing comprehensive training, exposure to various business functions, and hands-on experience in managing commercial client portfolios.

Job Responsibilities

By the end of the programme, graduates will be able to:

• Acquire new commercial clients with annual turnover of between R30m - R1b through a process of prospecting and networking to achieve market share growth aspirations.
• Be a trusted advisor to commercial clients in specialised industries through continuous professional development; exposure, experience, and personal up-skilling.
• Stay abreast with latest economic trends and developments (i.e., green energy and sustainable agriculture) and applying this knowledge by adding value to client engagements and identifying opportunities to the greater benefit of Nedbank.
• Identify and generate revenue through proactive cross sell strategies by applying specialised Industry and Banking knowledge, managing key internal stakeholder relationships, and executing opportunities. 
• Perform in depth financial needs analysis to identify cross sell and up sell opportunities in line with business goals.
• Conduct regular portfolio reviews with clients to identify and unlock value add opportunities that contribute to client retention.
• Be proactive in client interaction by adding value through financial solutioning.
• Establish and execute a client engagement plan to ensure all clients are interacted with frequently in line with Nedbank's growth objectives. 
• Build trusting relationships through regular interactions with key decision makers within the businesses that forms part of the allocated Business portfolio. 
• Earn client trust by being a trusted financial partner and by giving advice and honest constant feedback regarding financial requests.
• Provide a key interface for the client to the bank by having sound knowledge of the bank's products; services and solutions and by coordinating with relevant stakeholders.
• Communicate visitation feedback to internal stakeholders after client interaction to address actionable items and/ or take corrective action where applicable. 
• Recommend tailor-made solutions to meet the client's needs by gaining an intimate understanding of the client's business and business environment, and by consulting with relevant stakeholders. 
• Manage all business risks and ensure compliance by following regulatory requirements and bank's internal policies and procedures, identifying risks and non-compliances, and taking corrective action. 
• Partner with credit manager to manage credit risk of portfolio to minimize potential impairment risk.
• Prepare and present large and complex credit applications consisting of multiple entities and shareholders and by incorporating specialised Industry knowledge and core Banking principles, including the pricing motivation of assets.
• Leverage subject matter expertise to support the digitization of clients in line with the 4th Industrial revolution dynamics.
• Drive client awareness and solution for sustainable development goals in line with the Nedbank purpose.

Qualifications

• NQF Level 7 or Higher in a Finance or Accounting related fields.
• Candidates must hold a degree in Finance or Accounting with average score of 60% or above

Type of Exposure 

• Conducting root cause analysis
• Analyzing situations or data that requires an in-depth evaluation of multiple factors
• Developing ways to minimize risks
• Influencing stakeholders to obtain buy-in for concepts and ideas
• Working with a group to identify alternative solutions to a problem
• Interacting with diverse people
• Building and maintaining effective relationships with internal and external stakeholders
• Interacting with various levels of management
• Managing multiple project
• Working within a team

Technical / Professional Knowledge

• Communication strategies
• Negotiation
• Governance, Risk and Controls
• General Systems and software knowledge
• Interpretation of Financial Information
• Industry Specific Trends and Knowledge (i.e. Agri; Franchise; Fintech, Manufacturing)
• General Regulatory Knowledge
• Basic Knowledge of the preparation and presentation of credit applications aligned with credit risk assessment and asset pricing principles
• Business terms and definitions
• Business writing

Behavioural Competencies

• Attention to detail
• Planning and organising
• Judgement
• Problem Analysis
• Decisiveness
• Numerical analysis
• Commercial awareness 

Closing Date- 17 December 2025