Collections and Recoveries Analyst at Woolworths

MAIN PURPOSE:

To optimize overall business profitability through analytics and sound business rationale. Effectively manage credit exposure and identify opportunities to improve collection performance using best practice processes.

KEY RESPONSIBILITIES:

Strategy implementation, tracking and analysis:

• Analyse the performance to gain insight
• Document, recommend and present results/findings
• Prove the business effectiveness and/or efficiency of analytically-driven implementations
• Recommend and implement appropriate champion / challenger strategies to continually “test and learn” to improve portfolio profitability

MI production:

• Timeous and accurate production of MI reports to track performance and explanation of variance to business forecasts
• Make appropriate recommendations to address unfavourable variances
• Stakeholder management:
• Align Risk Ops implementations to resourcing requirements to ensure they are on-time, within budget and to the required standards.

Quality and Governance Standards:

• Ensure that analytics are performed to the required standards.
• Ensure awareness, adherence and compliance to the Retail Credit Policy and other related policies and procedures.

FUNCTIONAL COMPETENCIES

• Passionate about data analytics and how this contributes to the business.
• Proven ability to effectively communicate analytical insights and improvement recommendations.
• Proven ability to work as a team player to ensure effective delivery of reporting, tasks, projects and any other related deliverables.
• High level of PC literacy, ideally with the experience in the use of SAS and/SQL.
• Proficiency in Microsoft Office (Excel, Word, PowerPoint etc.), ideally using macros.
• Ability to reason and package ideas and results in a logically ordered, understandable and practical way to both technical and non-technical audiences.
• Exceptional time management skills to be able to complete tasks effectively to deadlines and manage multiple tasks.
• Good communication skills, both written and verbal (including being able to run workgroups/meetings and minute-taking.)

BEHAVIOURAL COMPETENCIES

• Analysing
• Deciding and initiating action
• Relating and networking
• Persuading and influencing
• Applying expertise and technology
• Planning and organising
• Adapting and responding to change
• Entrepreneurial and commercial thinking

MINIMUM QUALIFICATION

• University degree in Business, Mathematics, Statistics, Economics, Risk Management or equivalent.

EXPERIENCE REQUIRED

• Preferably 1-3 years analytical experience, performing data analysis utilizing a standard statistical package such as SAS or SQL on a consumer portfolio (loans, credit cards, store cards, etc.) in either growth or collections strategies
• Strategy implementation and monitoring
• Experience in data manipulation and application of statistical methodology.

As a proud South African brand, Woolworths Financial Services is committed to transformation. Meeting our employment equity goals will be taken into account in our recruitment decisions. If you are interested in the above position please forward your CV to [email protected] with the name of the position in the subject line. If you have not been contacted within two weeks after the closing date of this vacancy, please consider your application as being unsuccessful.

Closing Date: 04 January 2021