Commercial and Corporate Credit Manager at FNB South Africa

Job Description

• To assess and evaluating credit facilities (new and/or existing) based on sound credit and financial principles which supports the minimizing of risk to the bank.
• To manage area of responsibility, through putting appropriate systems, processes and procedures ensure that legal and regulatory compliance is adhered to as well as to provide inputs to the Credit and Departmental strategy in the definition of operational targets for the whole team.
• We have recently moved over to our new HC Platform and during the cutover period we were not able to onboard all successful candidates. In order to do so, we now need to open our platform for the sole purpose of onboarding the successful candidates.
• You are therefore seeing this advertisement as part of an onboarding process. This position is not vacant, the position has already been filled. Please do not apply for this position.
• All applications to this role will be automatically declined. Thank you for your understanding but please browse our career site for exciting opportunities available to you.

Are you someone who can:

• Identify potential financial risk that the annual business plan might bring about and ensure measures are taken to manage that risk against the financial expenditure budget
• Provide effective value adding risk management to the bank in achieving their asset growth targets, whilst maintaining a quality-lending book, through judicious and effective management
• Evaluates, within delegated limits, whether proposals meet sound business criteria and credit risk falls within acceptable parameters, approve, and recommends appropriate credit facilities including terms or conditions of facilities
• Ensure timely and quality credit assessment and decision are made
• Manage adherence to the service level agreement that have been concluded
• Assist with annual review of Business and Commercial Credit Policies and Frameworks
• Creates risk awareness for credit audit results and manages audit findings.
• Alternate member of various committees
• Any other duties assigned by line management from time to time

You will be an ideal candidate if you:

• Increase operational efficiency and suggest solutions to enhance cost effectiveness control costs for business area Design and deliver customer service solutions, systems and interactions aligned to Organisational values and service standards
• Establish, manage and maintain sound relationships with stakeholders based on trust that builds the brand
• Build relationships that allow for the managing of expectations; the sharing of knowledge and diverse insights; and the creation of buy-in
• Engage in cross-functional relationships to obtain and to provide work support.
• Contribute to sustaining a competitive edge through external networking, benchmarking and representation on related forums
• Provide input into, and implement, corporate governance, compliance, integrity and ethics policies in are of accountability to identify and manage risk exposure

End Date: September 12, 2025