Commercial Underwriter at Badger Holdings (Pty) Ltd

Commercial Underwriter

• The core function of this role is to analyse information, establish client’s risk, match risk with the most appropriate product, screen the applicant based on a set of underwriting criteria, evaluate the risk and do recommendations from an underwriting point of view to mitigate losses, determine appropriate premiums and ensure the risk falls within the treaty conditions

Responsibilities

• Risk selection: evaluate and asses risk. Determine premium, terms and conditions, excesses, and limitations.
• Assist brokers and sales staff with all underwriting-related queries
• Continuous improvement: Actively participate in continuous improvement by fully engaging in daily brainstorm sessions, generating suggestions, following appropriate procedures and work principals.
• Develop and maintain the relationship through responsive service
• Communicating with brokers, telephonically or otherwise, to solve problem areas and promoting Dotsure
• Assist with system testing for commercial system releases and submit reports on findings.
• Portfolio management: Manage a book of business by analysing the portfolio, identifying areas of opportunity for improved growth.
• Record keeping on insurance system is kept up to date.

Requirements

• Adhere to internal SLA’s to ensure operational efficiency and achievement of agreed customer service standards
• Excellent written and verbal communication skills
• Deadline driven, logical, analytical and effective time management skills.
• Ability to work independently as well as being a good team-player with excellent interpersonal skills.
• Adherence to audit, regulatory and compliance requirements.
• Knowledge of internal as well as market related products
• Microsoft office