Credit Analyst at Mercedes-Benz South Africa Ltd

WHAT DO YOUR DUTIES ENTAIL?

Credit Assessment:

• Assess, Analyse, Evaluate and recommend course of action for credit applications based on customer financial data including payment history, proof of income, financial statements and bank statements analysis to determine the borrower’s credit worthiness. Making decisions and recommendations within prescribed policies, authority limits and risk criteria.

Business Relationships:

• Build and maintain strong business relationships with relevant stakeholders throughout the value chain i.e., Dealers, MBFS employees, MBFS Management Team and External Stakeholders.

Collaborative Initiatives:

• Liaison with both internal & external customers by having regular meetings, providing advice & recommendations on applications, ensuring excellent service levels are maintained & company core values are adhered to and ensure that timeous feedback is provided.
• Assist in Post-mortem discussions, Action the SAP CRM requests, identify any opportunities for system enhancements and optimization of the credit process to increase efficiencies.

Ad Hoc Responsibilities:

• Ad Hoc responsibilities as required, for e.g., reporting and taking part in projects.

Qualifications

WHAT ARE WE LOOKING FOR?

• Our mission at MBFS SA is to provide a consistently outstanding brand and customer experience through outstanding preparation, attitude and teamwork. Our purpose is to create an effortless experience by providing ease and convenience in all our interactions with others.

QUALIFICATIONS & EXPERIENCE

• 2 to 3 years’ working experience within Financial Service Industry in vehicle and asset finance environment.
• Grade 12 and 3 years relevant qualification (M+3).
• Retail Credit and Lending experience advantageous.
• NCA Accreditation.