Credit Analyst at Robert Walters

• A leading investment management organisation is seeking a Credit Analyst to join their highly respected Fixed Income Team in Sandton/Centurion.
• As theCredit Analyst, you will play a pivotal part in shaping credit portfolio outcomes, contributing to strategic objectives and supporting client success through rigorous analysis and recommendations.
• If you are passionate about credit research, sector analysis and making a meaningful impact within a supportive environment, this position provides an ideal platform for your growth.

Qualifications and experience required for the Credit Analyst:

• Completed Bachelors and Honours degree in Accounting, Finance, Mathematics or Statistics
• CFA or MCom in Finance or Risk Management (or currently working towards either) is advantageous
• 6+ years of relevant experience within banking or asset management environments
• Practical experience working with credit market securities, including structured securities
• Proficiency in financial statement analysis
• Advanced Excel skills

Key duties of the Credit Analyst:

• Conduct comprehensive credit research across multiple sectors, industries and issuers within the broader economy to inform investment decisions.
• Develop and maintain an in-depth understanding of sector drivers, macroeconomic influences, regulatory developments and market dynamics affecting issuer performance and credit quality.
• Monitor local and global fixed income market trends, including credit spreads, liquidity conditions, interest rate movements, and economic indicators to shape investment views.
• Identify emerging risks, opportunities and themes within the investable universe by providing timely insights to the Fixed Income team.
• Perform detailed fundamental credit analysis on counterparties, issuers, and debt instruments using both quantitative and qualitative risk indicators.
• Assess issuer financial strength by evaluating cash flow generation, leverage ratios, liquidity positions, capital structures, business risks, management quality, and sector positioning.
• Pre-screen potential investment opportunities by delivering clear, timely recommendations supported by robust analysis to the team.
• Build and enhance corporate financial models that underpin investment theses over recommended horizons while generating internal credit ratings for issuers.
• Compile high-quality analyst reports including credit views, probability of default assessments, exposure recommendations and key risk considerations for governance committees.
• Develop quantitative credit risk models to support decision-making processes while driving efficiencies through data-driven analysis and automation.

Key personal skills:

• Strong research acumen equips you to conduct deep dives into sector dynamics and market trends
• Stakeholder management skills facilitate productive relationships with portfolio managers, asset originators, legal advisors, clients and other key parties.
• Business acumen paired with commitment to client/stakeholder outcomes