Credit Governance Specialist at Nedbank

Job Purpose

• To monitor and provide assurance on the adherence to compliance practices in client facing clusters to ensure compliance risks are managed and reported across Nedbank.

Job Responsibilities

• Ensure that RBB Credit committees are prioritised in key stakeholder calendars.

• Implementation of the RBB Credit Governance framework, including identifying and solving for areas of inefficiency or misalignment. 

• Updating of the RBB charters and policies, in consultation with Group Risk and Cluster stakeholders.

• Draft minutes of very technical (credit), tactical and strategic meetings (comprehensive, well summarised and well-articulated minutes in English).

• Draft the Log of Matters Arising and follow up for feedback with the relevant stakeholders.

• Timeously compile and consolidate meeting packs and circulate. Ensure that all the requirements for submission are met, i.e. signed attestations, peer review, independent VA Head review as per the charters and policies and escalate where necessary.

• Timeously confirm attendance of the meetings and escalate where quorum requirements will not be met. 

• Draft the RBB Credit Governance Calendar and Master Diary.

• Ensure that stakeholders are well aware of the reporting requirements and timelines. 

• Coordinate the annual calendar by engaging with other secretaries or PAs to ensure that credit committees are prioritised in line with the Group Corporate calendar and GCC Master Diary.

• Draft quorum schedules for the technical committees and circulate to the Executive’s PA

Minimum Experience Level

• 3-5 years experience in risk management, of which 2 years must be in a credit or governance related role.

Preferred Qualification

• Post Graduate Diploma: Risk Management , Advanced Diplomas/National 1st Degrees.

Essential Qualifications - NQF Level

• Advanced Diplomas/National 1st Degrees

Preferred Certifications

Compliance Institute of South Africa (CISA) - preferred, not essential

Type of Exposure

• Analysing situations or data that require an in depth evaluation of multiple factors.

• Drafting reports, minutes, charters.

• Influencing stakeholders to obtain buy-in for concepts and ideas.

• Comparing two or more sets of information.

• Working with a group to identify alternative solutions to a problem.

• Consolidating data from various sources. 

• Identifying and interpreting regulatory risk trends. 

• Managing stakeholder expectations. 

• Monitoring adherence and governance. 

• Working across all risk categories.

• Presenting to senior leaders.

Technical / Professional Knowledge

• Have a good understanding of the credit lifecycle, credit processes, policies and structures.

• Have strong English first language written and verbal business acumen.

• Have great interpersonal and communication skills, including communicating with very senior stakeholders.

• Change management.

• Clear understanding of the Enterprise Risk Management Framework, the Nedbank Risk Organogram and the Group Credit Risk Framework.

• Cluster specific operations. 

• Compliance reporting. 

• Governance, Risk and Controls.

• Relevant regulatory knowledge. 

• Relevant software and systems knowledge. 

• Reputational risk management. 

• Risk management process and frameworks. 

• Stakeholder management .

• Codes of Good Governance.

Behavioural Competencies

• Adaptability

• Excellent networking and stakeholder management skills.

• Applied Learning 

• Strong personal organisation and planning skills (able to plan and manage multiple deliveries at the same time).

• Communication.

• Decision Making 

• Driving for results 

• Work Standards