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Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month. To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe...
Purpose Statement
To minimise the risk of loss through bad debts, and maximise profits for the business through effective execution of credit application, evaluation and approval processes, and ensuring the quality of credit risks across the portfolio is maintained.
To interact with other areas of the bank and acting as a catalyst in ensuring compliance with agreed risk parameters as set out in the Bank’s strategy.
Experience
Minimum:
At least 5 years Credit Management experience across Personal and Business markets
Current Person-to-holder Credit Mandate
Ideal:
Experience in Intuitive Credit Granting
Qualifications (Minimum)
Bachelor's Degree in Credit Management or Banking
Knowledge
Minimum:
Business knowledge
Risk Management
Understanding of Project Management methodologies and processes,
People Management
Financial Management
In-depth understanding of the NCA
Ideal:
Knowledge of Intuitive Credit Granting
Skills
Commercial Thinking Skills
Computer Literacy (MS Word, MS Excel, MS Outlook)
Analytical Skills
Problem solving skills
Decision making skills
Attention to Detail
Numerical Reasoning skills
Conditions of Employment
Clear criminal and credit record
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals
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