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  • Posted: Sep 13, 2021
    Deadline: Not specified
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  • Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month. To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe...
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    Credit Manager

    Purpose Statement

    • To minimise the risk of loss through bad debts, and maximise profits for the business through effective execution of credit application, evaluation and approval processes, and ensuring the quality of credit risks across the portfolio is maintained. 

    • To interact with other areas of the bank and acting as a catalyst in ensuring compliance with agreed risk parameters as set out in the Bank’s strategy.

    Experience

    Minimum: 

    • At least 5 years Credit Management experience across Personal and Business markets 

    • Current Person-to-holder Credit Mandate 

    Ideal: 

    • Experience in Intuitive Credit Granting

    Qualifications (Minimum)

    • Bachelor's Degree in Credit Management or Banking

    Knowledge

    Minimum: 

    • Business knowledge

    • Risk Management 

    • Understanding of Project Management methodologies and processes, 

    • People Management 

    • Financial Management

    • In-depth understanding of the NCA

    Ideal: 

    • Knowledge of Intuitive Credit Granting

    Skills

    • Commercial Thinking Skills

    • Computer Literacy (MS Word, MS Excel, MS Outlook)

    • Analytical Skills

    • Problem solving skills

    • Decision making skills

    • Attention to Detail

    • Numerical Reasoning skills

    Conditions of Employment

    • Clear criminal and credit record

    Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals

    Method of Application

    Interested and qualified? Go to Capitec Bank on careers.capitecbank.co.za to apply

    Note: Never pay for any training, certificate, assessment, or testing to the recruiter.

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