Credit Manager at Hire Resolve

• Hire Resolve is looking for a strategic Credit Manager to lead the credit risk framework for a prominent finance provider specializing in bridging loans. This role is perfect for a finance professional who balances traditional risk assessment with a forward-thinking, tech-driven approach.

Key Responsibilities:

•  Risk Assessment: Conduct deep due diligence on bridging loan applications, including those for property sellers and estate agents.
•  Compliance: Ensure all credit operations strictly adhere to the National Credit Act (NCA) and POPIA.
•  Policy Development: Refine internal scoring models and credit policies to minimize financial loss.
•  Innovation: Collaborate with tech teams to implement AI-driven solutions for risk segmentation and credit scorecards.
•  Leadership: Mentor a team of credit analysts and resolve escalated credit-related disputes with clients and conveyancers.

Requirements:

•  Education: Bachelor’s degree in Finance, Accounting, Law, or a related field.
•  Experience: 5+ years in credit management or risk assessment, specifically within bridging finance or specialist lending.
•  Technical Skills: Expert knowledge of the NCA and strong financial modeling capabilities.
•  Tech Savvy: High level of digital acumen with a genuine interest in AI literacy and data-driven risk management.