Credit Manager: Poultry - Gauteng at Astral Foods Ltd

Experience and Qualifications

• A B-Com Financial degree 
• Credit Management qualifications would be an added advantage.
• A Minimum of 5 years of experience in a senior credit manager role. 
• 10 Years minimum experience within the credit environment.
• Financial analysis.
• Risk Assessments.
• Legal process and securities.
• Client relationship and negotiation skills.
• Financial analytics and business acumen.
• Credit insurance process and reviews.
• Problem-solving.

Responsibilities:

• Credit risk mitigation: Implement strategies to mitigate credit risk, such as insurance, letters of credit, or guarantees, to protect the company's financial interests.
• Credit policies and procedure management: Develop and implement credit policies, procedures, and guidelines to manage credit risk and ensure compliance with company standards and regulations.
• Credit compliance and creditworthiness: Evaluate the financial status of potential customers to determine their credit risk and establish credit limits.
• Monitoring Accounts: Monitor customer accounts and payment histories to identify delinquent accounts, proactively address payment issues, and minimize bad debt risk.
• Collections Management: Oversee the collections process, including sending reminders, contacting customers for overdue payments, and negotiating payment arrangements.
• Reporting and Analysis: Prepare regular reports on credit performance, aging accounts, and bad debt exposure for management review and decision-making purposes.
• Customer Relations: Build positive relationships with customers to facilitate timely payments, resolve credit disputes, and maintain customer satisfaction.
• Compliance: Ensure compliance with legal requirements, credit laws, and industry regulations while managing credit operations to avoid legal issues or penalties.
• Technology and Innovation: Stay abreast of emerging technologies and industry trends to identify opportunities for innovation and efficiency improvements.