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  • Posted: Mar 12, 2026
    Deadline: Mar 31, 2026
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  • Lesaka empowers underserviced Southern African consumers and merchants to fulfil their potential by delivering innovative financial services and other business services focussed on their specific needs.
    Read more about this company

     

    Executive Head Community Sales and Distribution - Lesaka ( FinTech)

    Role Purpose

    • The Executive Head: Community Sales and Distribution is accountable for the national growth, penetration, profitability, and sustainability of the Community Channels (SME, Spaza / Micro & informal Trade Ecosystems)—a designated Double Down Big Bet within the Merchant Strategy.

    This role owns:

    • Rapid scale into the Spaza sector
    • Deep product penetration across the Micro trade ecosystem
    • Margin discipline and EBITDA contribution
    • Channel architecture and performance governance
    • Sustainable portfolio quality
    • The mandate is clear: scale rapidly, penetrate deeply, and win sustainably. This is a commercial executive role with direct revenue and EBITDA accountability.

    Strategic Context

    Community Channels are the primary vehicle for:

    • Informal and micro‑merchant penetration
    • Kazang device and VAS adoption
    • Kazang Pay and card acquiring expansion
    • Capital cross‑sell into informal trade
    • Ecosystem bundling and merchant stickiness
    • Path‑to‑1M merchant ambition
    • Winning across Community Channels is fundamental to margin recovery, density economics, and embedded payments expansion.

    Primary Executive Accountabilities

    • National Community merchant growth
    • ARPU uplift across VAS, card, wallet, and capital
    • Same‑base TPV growth
    • Portfolio quality and churn reduction
    • EBITDA delivery
    • Channel cost discipline and productivity
    • Sales performance governance across regions

    Key Responsibility Areas

    Channel Strategy & Market Penetration

    • Own national Community channel strategy aligned to Merchant reset
    • Drive density in high‑impact territories and township clusters
    • Define micro‑trade penetration strategy
    • Identify scalable distribution partnerships
    • Eliminate low‑impact initiatives and focus on margin drivers

    Micro Merchant Ecosystem Expansion

    • Drive device penetration across informal trade
    • Increase adoption of prepaid VAS, Kazang Pay, wallet usage, and capital
    • Improve product bundling to increase merchant stickiness
    • Ensure activation and monetisation — not just distribution

    Revenue, Margin & EBITDA Ownership

    • Own Community revenue and gross margin targets
    • Improve ARPU and merchant lifetime value
    • Optimise incentive models toward profitable growth
    • Drive disciplined cost‑to‑acquire and cost‑to‑serve management

    Regional Leadership & Performance Governance

    • Lead Regional Sales Executives with clear commercial contracts
    • Establish weekly national performance cadence
    • Maintain visibility on leading indicators
    • Rapidly intervene in underperformance
    • Build leadership depth across regions

    Portfolio Quality & Risk Discipline

    • Ensure disciplined onboarding and compliance
    • Protect capital and payment portfolio health
    • Monitor churn and early warning signals
    • Balance aggressive growth with sustainable portfolio management

    Alignment to Strategic Enablers

    • Operationalise Merchant Strategy enablers within Community:
    • Channel Architecture
    • Segment Programs
    • Product Bundle Integration
    • Pricing & Monetisation
    • Operations & CX Reliability
    • Data Flywheel Utilisation

    Executive Competencies

    • Commercial & unit economics mastery
    • Distributed channel scaling architecture
    • Informal market penetration strategy
    • Ecosystem & product integration intelligence
    • Execution discipline & performance governance
    • Risk, portfolio & governance judgement
    • Data‑led decision leadership
    • Executive presence & influence

    Experience & Qualifications

    Minimum Experience:

    • 12+ years in senior commercial leadership
    • Experience scaling informal or high‑volume trade channels
    • Deep understanding of prepaid, payments, or fintech distribution
    • Demonstrated EBITDA ownership
    • Proven multi‑region executive leadership

    Preferred Experience:

    • Fintech, payments, embedded finance, telecoms, or enterprise distribution
    • Experience structuring API‑based or embedded partnerships
    • Exposure to regulated commercial environments

    Qualifications:

    • Bachelor’s Degree in Commerce, Business, Law, Economics, or related field required
    • MBA or relevant postgraduate qualification strongly preferred

    Closing Date 18 March 2026

    Check how your CV aligns with this job

    Method of Application

    Interested and qualified? Go to Lesaka Technologies on lesakatech.simplify.hr to apply

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