Head: Recoveries at Capitec Bank

Purpose Statement

• Responsible for developing and implementing the Recoveries strategy as part of the broader BSC Divisional strategy, ensuring it supports and delivers the organisational goals.
• Ensure alignment of the Recoveries strategy with the overall Credit management strategy. 
• Oversee the effective execution of the strategy through a comprehensive Recoveries business plan, providing effective leadership and management of the functions within the Recoveries department.

Experience

• 10yrs+ management experience in an increasingly senior roles in a credit environment with responsibility for Recoveries.
• Proven experience of using influence and relationships to drive and achieve objectives. 
• Experience of managing large teams 
• Experience of successfully leading, planning and managing Recoveries operations and initiatives 
• Influencing and providing strategic input and regular exposure to Executive level engagement

Qualifications (Minimum)

• Bachelor's Degree in Finance or Commerce

Qualifications (Ideal or Preferred)

• Masters Degree in Business Administration

Knowledge

• Knowledge and experience of the Credit life cycle/value chain.
• Expert knowledge of Recoveries and recoveries best practice
• Commercial, business and financial principles and practices and acumen. Building and developing effective teams.
• Credit management systems.
• Governance and credit management principles
• Business products, processes, policies and systems
• Fundamental IT systems and data analysis
• Quality principles and practice
• Leadership, mentoring and coaching methods and practices.
• Reporting, budgeting, planning, networking practices

Skills

• Communications Skills
• Analytical Skills
• Commercial Thinking Skills
• Leadership Skills