Head, Regional Credit at Standard Bank Group

Job Description

• To lead, develop and manage credit evaluation and credit risk teams in support of Premium, Growth & Enterprise Portfolio (“the Segments”) asset growth targets for the  Western Cape .
• To comprehensively manage the credit risk of the lending portfolio of “the Segments” for the Local Markets, specifically in respect of originations, assessment of credit risk, sanctions, credit risk management, account maintenance and distressed and high-risk accounts in keeping with the BCB credit policies, guidelines and risk appetite.
• Supports and proactively leads the team to support business partners and ecosystem methodology in understanding and meeting client lending needs, ultimately supporting the BB aspiration. To have overall responsibility for a designated Segment and to champion/sponsor all strategies and processes related thereto.

Qualifications

• Type of Qualification: First Degree
• Field of Study: Business Commerce

Experience Required
Credit Risk – BCB

• Risk & Corporate Affairs
• 8-10 years
• Credit evaluations experience, preferably across Business related clients’. Deep understanding of credit principles and financial statements, particularly as relates to Business Lending.  Understands collateral, credit risk and collections processes.  Previous experience in managing a team responsible for the account management of a lending portfolio from a risk/credit perspective. Previous people management experience. Previous Agri credit experience and/or Structured and Specialised Lending credit experience is an advantage.