Head, Risk Finance, Secured Lending, PPB at Standard Bank Group

Job Description

• This role provides comprehensive financial support and strategic advice to the Secured Lending Product Credit Portfolio (Home Loans, VAF), focusing on financial management, accounting, and reporting for operational and impairment activities. It involves monthly IFRS9 impairment calculations and analysis, close collaboration with senior finance and credit leaders, and detailed regional reporting. The position also contributes to budgeting and forecasting at the product level, ensuring alignment between capital credit risk and financial reporting. Working collaboratively within a team, the role promotes sound provisioning practices and fosters talent development through training and career growth initiatives.

Qualifications

• Qualification:
• CA(SA) or CIMA
• IFRS9 (reporting and modelling) and Audit standards

Experience Required

• More than 10 years financial controls and practices in a large corporate, ideally in credit risk
• Experience heading up a finance team and delivering key MIS/insights to BU.
• Management Accounting reporting experience with understanding of finance regulatory frameworks. Knowledge of financial analysis techniques.
• Construct and interpret financial statements and regulatory standards.
• Experience in managing a finance function across multiple geographies, provincially.

Additional Information

Behavioural Competencies:

• Articulating Information
• Developing Strategies
• Providing Insights
• Seizing Opportunities
• Team Working

Technical Competencies:

• Financial and Accounting Control
• Interpreting Financial Statements
• Planning, Forecasting and Budgeting
• Project Accounting
• Strategic Planning and Reporting
• Understanding of Financial Services
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