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  • Posted: Apr 15, 2025
    Deadline: Not specified
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  • Founded in April 2004, Intelligent Debt Management (IDM Group), has established itself as South Africa’s leading and largest debt management company. IDM operates from a centralised office in Cape Town, South Africa, from which more than 350 employees service clients nationally. IDM offers comprehensive advice and a host of highly effective debt relief sol...
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    Junior Sales Consultant

    Key Responsibilities:

    Financial Assessments - Assessing a client’s financial need/s and providing a tailored financial solution, including but not limited to:

    • Assessing the client portfolio to provide a tailored solution that assists the client in improving and maintaining their credit status.
    • Debt assessments.
    • Affordability assessments.
    • Budgeting assistance and guidance.
    • Debt Counselling assessments. 

    Sales Solutions - Selling Kudough’s product suite to new and existing clients and upselling added benefits to existing clients (the right product for the client).

    • Making outbound calls on various campaigns to promote the various Kudough benefits.
    • Servicing inbound calls with opportunities to upsell once probation is complete.
    • Identifying and understanding the customer needs in order to provide the best solution and experience for the client.
    • Ensure accurate information is given to a client thereby providing a trustworthy customer experience and ensuring a high retention rate.
    • Representing the partner brand and promoting the Kudough benefit to clients.
    • Personal loan, store cards and loan consolidation offers.
    • Insurance benefits. 

    Client Services and Retention – Promoting the benefits of the Kudough Financial Wellness platform and assisting in client retention.

    • Handling both inbound, outbound calls and any other channels of communication from Kudough or partner clients.
    • Assisting the client with their customer journey to achieve their goals.
    • Rendering excellent client service by identifying clients’ financial needs.
    • Providing an excellent client experience.
    • Upselling Kudough products and services.

    Key Requirements:

    • Grade 12
    • Minimum 1-years sales experience
    • Fair understanding of financial services industry and economy
    • Ability to independently resolve client questions and queries
    • Collaborate effectively with others in fast changing environment
    • Strong multitasking skills and ability to work under pressure
    • Strong computer literacy
    • Fair understanding of Credit Bureaus
    • Work experience will be advantageous

    Key Competencies:

    • Financial acumen
    • Excellent client services skills
    • Highly articulate verbal communication skills
    • Fast, accurate and competent written communication skills
    • High attention to detail
    • Excellent time management
    • Pro-active problem solving and decision-making skills
    • High levels of honesty, accountability and integrity
    • Ability to multitask
    • Ability to work in a team and individual basis
    • Target driven and goal orientated
    • Lives the Kudough Values
    • Passion for helping people

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