Manager: Credit Analytics at Capitec Bank

Purpose Statement

• To manage the Credit Analytics teams to deliver key analytical insights to business on current strategy, business objectives and current issues to help improve decision making.
• Translate business data into usable strategic information to drive business decisions
• To develop, maintain and improve standards of analysis and operational support for consistent and reliable value add to the business.

Experience

Minimum:

• At least 5 – 7 years’ proven experience within a Analytical role pertaining to Credit within the banking environment
• A fast paced, complex environment
• Analytical and report writing experience
• Strong SQL/Python/SAS coding skill
• Proven track record of delivering on complex analytical requirements
• Problem solving using data analytics
• At least 2 years’ experience within a management or team leader role focusing on team oversight and development and client interaction

Ideal:

• Experience as a Manager or Team leader in an Analytical team focused on credit
• Practical experience in managing senior and executive level stakeholders and influencing decision making at these levels in relevant forums

Qualifications (Minimum)

• Bachelor's Degree in Mathematics or Engineering - Other
• A relevant degree in Risk Management or Information Technology

Qualifications (Ideal or Preferred)

• Honours Degree in Mathematics or Engineering - Other

Knowledge

Minimum:

• Functional knowledge of business areas in the portfolio
• Solid understanding of credit life cycle
• Analytics, report writing and presentation skill
• Strong SQL coding skill with understanding of relational databases
• People management practices
• HR and development processes and practices
• How to translate analysis into simple business language so that business questions are answered

Ideal:

• Knowledge of analytics within a credit risk environment

Skills

• Planning, organising and coordination skills
• Decision making skills
• Facilitation Skills
• Interpersonal & Relationship management Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Strategic Thinking Skills
• Attention to Detail
• Communications Skills

Conditions of Employment

• Clear criminal and credit record
• A valid driver's license and own vehicle is required