Manager: Credit Sales Forecasting at Capitec Bank

About the Role

In this role, you will lead the design, development, and implementation of credit portfolio take-up propensity and price elasticity models. You will recommend strategic changes to the credit policy based on data-driven analyses at both the portfolio and segmented levels. Your will focuses on optimizing credit profits, pricing, and propensity modeling, ensuring alignment with our organization's strategic objectives while actively monitoring and advocating for policy adjustments.

Our Ideal Candidate has

• At least 5 years’ experience in building forecast models (Sales, Propensity) or Credit Risk models (scorecards)
• At least 2 years’ management experience (leading a project or managing a team)
• Relevant Tertiary Qualification 
• Solid proven ability to manipulate data (SQL/AWS)

What will YOU be doing

• Effect policy change to enable achievement of strategic objectives relating to credit profitability, pricing and portfolio propensities
• Address the operational interface (client experience and bank consultant environment and training) by liaising and coordinating with the Finance, IT and Operations teams as regards profitability, pricing and propensity related initiatives.
• Management of the Credit Profit and Propensities department
• People management
• Reporting