Portfolio Manager (Debtor Finance) at FNB South Africa

Role Purpose:

• Formulates and implements investment plans requiring exposure to different investment products in all areas.

Are you someone who can:

• Identify and proactively manage any client risk related matters.
• Build strong working relationships with key stakeholders (Account Executive, Product Specialist, Audit, Operations, Credit and Operational Risk Management)
• Perform regular independent portfolio assessments and classify clients into various risk/strategy buckets.
• Remediation of client risk related matters ensuring that the number of Watchlist/Legal/Recovery Clients and provisions/losses are kept at an absolute minimum.
• Ensure transparency in the reporting and escalation of risk related matters to key stakeholders and senior leadership.
• Monitoring of excess reporting and resolutions
• Collate risk information from various areas (Front Line, Operations, Audit) and form an independent client view/strategy.
• Ensure that the Product House is aware, active and accountable in the resolution of risk related matters especially with regard to the Regions.
• Ensure all key covenants/conditions of the facility are being adhered to
• Ensure that all internal policies/risk frameworks are being adhered to
• Build confidence in the business and the ability to manage collateral.
• Recommend changes to or new policies/processes/controls based on identified risk patterns/issues.
• Drawing of necessary reports: complaints received/Compliment received/reporting on audit watch list clients and action plan/ expiry of facilities/ excesses /clean-up of portfolio.
• Settlement letters/ Termination of facility/ Reduction in facilities - journal entries are processed-process adherence.
• Manage a team of Client Administrators

You will be an ideal candidate if you:

• Have a Bachelor’s Degree
• Have a minimum of 3 years’ Debtor Finance Experience
• Have experience in Debtor Finance Product Knowledge, and Collateral Management Systems specific to Debtor Finance
• Have 1 to 2 years at junior management level as you will be responsible for providing training and development of the team.

You will have access to: 

• An innovative work environment
• Opportunities for personal and professional growth
• Collaborative teams

We can be a match if you are: 

• Analytical
• Attention to detail.
• Strong communicator

Closing Date: 

• 03/06/25