Product Head: PowerCard at Capitec Bank

Purpose Statement

• To have ownership and accountability for a Product*, translating strategic direction (the what) into a ‘best in world’ product through the leadership of a dedicated team, with the single focus of the product and through the entire product life cycle, planning and management of delivery, (the how.) 

Experience

Minimum:

• 10+ yrs experience in business management at a senior level in an innovative high performing environment, ideally banking of Fin Tech. 

• 5+ years’ experience managing products.

• Business and product vision; has had ownership responsibility for a Product previously.

• Product management where there are multiple initiatives with competing priorities and so experience in influencing multiple diverse stakeholders, both business and technology.

• Working at strategic, tactical and technical levels.

• Career experience to include some time in one or more technical roles.

• Communicating with technical and non-technical senior stakeholders across multiple business units. 

• Authoring of documents relating to product life cycle including business plans, product roadmap, business cases and requirements and functional specifications.

• Using data and metrics to test theories, confirm assumptions, and measure success

• Earning trust across different levels and multiple groups of a large organization

• Scoping/running usability studies and/or customer research.

• Client development and validating products through customer feedback.

• Using influence and relationships to drive and achieve objectives.

• Leading and managing multi-functional teams to deliver.

• Managing and working with remote / hybrid teams

Qualifications (Minimum)

• Bachelor's Degree

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• Honours Degree

Knowledge

Minimum:

• Strategic and commercial thinking; able to think about problems from a business perspective using people, technology and product input.

• Business acumen and systems thinking; able to take a ‘big picture’ view, assess, make a logical, sound decision and influence others to achieve objectives.

• Financial acumen - sufficient to effectively operate own cost centre

• People leadership and management practices to empower, create focus and delivery.

• Organising, planning and prioritising work.

• Data-driven approach; analytical and quantitative skills.

• Technologically literate and able to adapt to new technologies. 

• Able to dive deep in understanding the product, the business, and the competitive landscape.

• Able to present complex technical information in a clear and concise manner to a variety of audiences. 

Skills

• Interpersonal & Relationship management Skills

• Commercial Thinking Skills

• Strategic Thinking Skills

• Problem solving skills

• Decision making skills

Competencies

• Deciding and Initiating Action

• Leading and Supervising

• Persuading and Influencing

• Creating and Innovating

• Formulating Strategies and Concepts

• Planning and Organising

• Adapting and Responding to Change

• Working with People

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.