Jobs at Capitec Bank

Purpose Statement

• To provide a proactive business banking sales and service management function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.

Experience

Minimum:

• Banking experience of at least 5 years, of which 3 years should have been spent in the Business Banking environment.

• Experience of managing a complex portfolio of business customers with a service and financial analysis focus.

• Holding responsibility for client relationship management of high value clients with varied and complex needs

• Significant experience in preparing and motivating Credit applications 

• Cost control and sales management 

Qualifications (Minimum)

• A relevant tertiary qualification in Business Management or Finance

Qualifications (Ideal or Preferred)

• Bachelor's Degree in Business Management or Finance

Knowledge

Minimum:

• Principles and practices of business economics and the current business economic environment. 

• Advanced customer relationship management (CRM) principles and techniques, esp.  projecting credibility, gravitas and presence in the context of business (client) stakeholders. 

• Different industry sectors and sector risk profiles/ trends; including an understanding of the impact of external (economic, political, legislative, climatic) conditions on specific industries/ markets in the portfolio 

• Local market (LM) sales principles and practices to manage and optimise retention and growth within the portfolio. 

• General banking practices and procedures. 

• Knowledge of competitor product offerings/ channels/ operational and marketing tactics. 

• Credit principles and practices, including an understanding of credit application, securities 

• Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective. 

• Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA). 

• Able to extract, analyse and apply CRM insights to influence the client management approach and strategy 

• General understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market

Ideal:

• Features, benefits and value propositions of the respective company product/service offerings. 

• Multi-level products available and pricing structures

• Current taxation laws as they apply to customers. 

• A good knowledge of administration processes and procedures pertaining to Business Banking transactions

• Financial Modelling; activity based costing, financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific)

Skills

• Interpersonal & Relationship management Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)

• Negotiation skills

• Problem solving skills

• Decision making skills

• Commercial Thinking Skills

• Strategic Thinking Skills

• Communications Skills

• Influencing Skills

• Analytical Skills

• Attention to Detail

Competencies

• Deciding and Initiating Action

• Deciding and Initiating Action_Acting Decisively

• Deciding and Initiating Action_Demonstrating Initiative

• Deciding and Initiating Action_Making Accurate Judgments and Decisions

• Leading and Supervising

• Leading and Supervising_Assembling Talent

• Leading and Supervising_Delegating Responsibility

• Leading and Supervising_Developing Talent

• Leading and Supervising_Maintaining Objectivity

• Leading and Supervising_Managing Performance

• Leading and supervising_Inspiring and Motivating Others

• Leading and supervising_Utilising Feedback

• Working with People

• Working with People_Adapting to Others

• Working with People_Assessing and Understanding People

• Working with People_Attentive Listening

• Working with People_Building and Supporting Teams

• Working with People_Demonstrating Appreciation

• Working with People_Demonstrating Self-Insight and Awareness

• Working with People_Managing from a Distance

• Working with People_Resolving Conflict

• Working with People_Sharing Information

• Working with People_Showing Caring and Understanding

• Working with People_Supporting Coworkers

• Working with People_Teaching

• Relating and Networking

• Relating and Networking_Creating and Maintaining Networks

• Relating and Networking_Establishing Relationships

• Relating and Networking_Interacting with People at Different Levels

• Relating and Networking_Managing Political Situations

• Persuading and Influencing

• Persuading and Influencing_Making Convincing Arguments

• Persuading and Influencing_Making a Strong Impression

• Persuading and Influencing_Negotiating Agreements

• Writing and Reporting

• Writing and Reporting_Composing and Writing Text

• Analysing

• Analysing_Critical Thinking

• Analysing_Evaluating and Implementing Ideas

• Analysing_Reading Effectively

• Analysing_Solving Complex Problems

• Analysing_Testing and Troubleshooting

• Analysing_Thinking Broadly

• Analysing_Using Math

• Analysing_Working with Financial Information

• Planning and Organising

• Planning and Organising_Coordinating Project Activities

• Planning and Organising_Driving Projects to Completion

• Planning and Organising_Managing Resources

• Planning and Organising_Prioritising and Organising Work

• Delivering Results and Meeting Customer Expectations

• Delivering Results and Meeting Customer Expectations_Championing Customer Needs

• Delivering Results and Meeting Customer Expectations_Delivering High Quality Work

• Delivering Results and Meeting Customer Expectations_Meeting Basic Work Expectations

• Delivering Results and Meeting Customer Expectations_Serving Customers

• Adapting and Responding to Change

• Adapting and Responding to Change_Acting as a Champion for Change

• Adapting and Responding to Change_Adapting to Change

• Adapting and Responding to Change_Supporting Change

• Adapting and Responding to Change_Working with Ambiguity

• Adapting and responding to change_Working with Diverse Populations

• Coping with Pressures and Setbacks

• Coping with Pressures and Setbacks_Demonstrating Tenacity and Perseverance

• Coping with Pressures and Setbacks_Displaying Confidence and Composure

• Coping with Pressures and Setbacks_Maintaining Work-Life Balance

• Coping with Pressures and Setbacks_Managing Stress

• Entrepreneurial and Commercial Thinking

• Entrepreneurial and Commercial Thinking_Controlling Costs

• Entrepreneurial and Commercial Thinking_Entrepreneurial Thinking

• Entrepreneurial and Commercial Thinking_Leveraging Opportunities

• Entrepreneurial and Commercial Thinking_Navigating Organisations

Conditions of Employment

• Clear criminal and credit record

• Willingness to work flexible hours (including Saturdays and Public Holidays)

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Introduction

Who We Are

We’re a bank, but we’re more than that too. We believe that banking is about people and that there's a simpler way to bank, and that by helping our clients manage their financial lives better, we enable them to live better. 

Why Choose Us

At Capitec, we offer our best by being a CEO in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, Our Employee Value Proposition offers every member of our team value by encouraging their involvement in our organisation, creating cohesive teams, and providing growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each Capitec person feels known, valued, focused and has the opportunity to grow. 

Join Us in Becoming the Best Bank in the World

We appoint people for their potential and continuously look for talented, driven individuals to help us innovate and evolve the banking industry. That’s why we focus on finding the right people for the right jobs. We love what we do – it takes a great team, commitment and dedication to build a brand that we are proud of and that our clients trust.

Purpose Statement

In this role you will be responsible for the end to end talent acquisition process and ensure the placement of the best talent supporting the growing talent demand of the business:

• Be a passionate collaborator: consulting with various internal stakeholders and hiring managers on the best suited specialist talent strategy.

• Champion a positive candidate experience

• Managing a seamless end to end Talent Acquisition  process comes naturally to you and so does keeping your HR System with applicant tracking updated on a daily basis

Experience

Minimum:

• At least 3 - 5 years’ end-to-end Talent Acquisition experience at various levels

• Proven experience in:

  • Telephonic interviewing techniques

  • Response handling and feedback

  • Talent Acquisition processes and techniques

  • The application and interpretation of assessments (ability tests, personality questionnaires)

  • Competency based interviewing techniques and skills

  • Sourcing techniques and methods

Ideal:

• Proven experience in management competency frameworks, assessment and feedback (assessment / feedback / development conversations)

• Previous experience in HR consulting, including job descriptions

• IR Consulting

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

• A relevant degree in Psychology or Industrial/Organisational Psychology

Qualifications (Ideal or Preferred)

• A relevant post graduate degree in Psychology or Industrial/Organisational Psychology

• Qualified Psychometrist/Psychologist registered with the Health Professionals Council of South Africa (HPCSA)

Knowledge

Min:

Knowledge of:

• General HR processes and procedures

• Relevant legislation, i.e. LRA, Employment Equity Act

• Effective and efficient telephonic interviewing / screening

• Use of psychometric assessments (ability tests)

• Use of psychological personality instruments

• Use of management assessment centres for selection and development purposes

• Competency based talent acquisition

• Sourcing approaches and methods

Ideal:

• Understanding of labour market and IR

Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)

• Communications Skills

• Interpersonal & Relationship management Skills

• Attention to Detail

• Planning, organising and coordination skills

• Consultation skills

• Influencing Skills

• Facilitation Skills

• Presentation Skills

Competencies

• Coping with Pressures and Setbacks

• Planning and Organising

• Presenting and Communicating Information

• Persuading and Influencing

• Relating and Networking

• Working with People

• Adapting and Responding to Change

• Delivering Results and Meeting Customer Expectations

Conditions of Employment

• Clear criminal and credit record

• Willing to travel as an inherent operational requirement of the job

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals

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Purpose Statement

• To support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for client service queries/ requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions.

Experience

Minimum:

• At least 5 years, of which 1 year should have been spent in the Business Banking environment. 

• Experience in preparing and motivating Credit applications is essential

Qualifications (Minimum)

• Diploma in Commerce or Banking

Qualifications (Ideal or Preferred)

• Bachelor's Degree in Banking or Commerce

Knowledge

Minimum:

• The features, benefits and value propositions of respective company product/service offerings. 

• General banking practices and procedures.

• Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market 

• Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. . 

• The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA). 

• Administration processes and procedures pertaining to Business Banking transactions.

• Client relationship management and service principles.

Ideal:

• Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.

• Capitec/Business Bank systems and processes

Skills

• Communications Skills

• Negotiation skills

• Problem solving skills

• Analytical Skills

• Planning, organising and coordination skills

Competencies

• Deciding and Initiating Action

• Deciding and Initiating Action_Acting Decisively

• Deciding and Initiating Action_Demonstrating Initiative

• Deciding and Initiating Action_Making Accurate Judgments and Decisions

• Relating and Networking

• Relating and Networking_Creating and Maintaining Networks

• Relating and Networking_Establishing Relationships

• Relating and Networking_Interacting with People at Different Levels

• Relating and Networking_Managing Political Situations

• Persuading and Influencing

• Persuading and Influencing_Making Convincing Arguments

• Persuading and Influencing_Making a Strong Impression

• Persuading and Influencing_Negotiating Agreements

• Analysing

• Analysing_Critical Thinking

• Analysing_Evaluating and Implementing Ideas

• Analysing_Reading Effectively

• Analysing_Solving Complex Problems

• Analysing_Testing and Troubleshooting

• Analysing_Thinking Broadly

• Analysing_Using Math

• Analysing_Working with Financial Information

• Planning and Organising

• Planning and Organising_Coordinating Project Activities

• Planning and Organising_Driving Projects to Completion

• Planning and Organising_Managing Resources

• Planning and Organising_Prioritising and Organising Work

• Delivering Results and Meeting Customer Expectations

• Delivering Results and Meeting Customer Expectations_Championing Customer Needs

• Delivering Results and Meeting Customer Expectations_Delivering High Quality Work

• Delivering Results and Meeting Customer Expectations_Meeting Basic Work Expectations

• Delivering Results and Meeting Customer Expectations_Serving Customers

• Adapting and Responding to Change

• Adapting and Responding to Change_Acting as a Champion for Change

• Adapting and Responding to Change_Adapting to Change

• Adapting and Responding to Change_Supporting Change

• Adapting and Responding to Change_Working with Ambiguity

• Adapting and responding to change_Working with Diverse Populations

• Coping with Pressures and Setbacks

• Coping with Pressures and Setbacks_Demonstrating Tenacity and Perseverance

• Coping with Pressures and Setbacks_Displaying Confidence and Composure

• Coping with Pressures and Setbacks_Maintaining Work-Life Balance

• Coping with Pressures and Setbacks_Managing Stress

Conditions of Employment

• Clear criminal and credit record

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Purpose Statement

• To partner with business in and provide commercial guidance, ensuring a strong understanding of the link between operational drivers, business strategy and financial performance in order to enable accurate and effective financial management and decision making.  

• Act as liaison between Executives, Heads of Departments and Financial Management in respect of finance for a specific portfolio/s.

Experience

Minimum:

• 3-5 years in a financial management environment (accounting, financial analysis, reporting, budgeting and forecasting, financial modelling)

• Stakeholder management and business partnering 

Ideal: 

• Previous SAP experience with focus on IM/PS functionality 

• Financial management in a financial services or banking environment

• Capitec environment and products

• External suppliers/vendor/3rd party relationship management

Qualifications (Minimum)

• Bachelor's Degree in Accounting - Financial Accounting or Accounting - Management Accounting

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant post graduate degree in Accounting - Financial Accounting or Finance

Knowledge

Min:

• Management of accounts

• Computerised accounting systems and principles 

• Financial budgeting and forecasting

• Financial modelling

• Financial analysis and interpretation

• Accounting principles

• Auditing methods and principles

• Microsoft Office suite of tools

• General business acumen

• Stakeholder relationship building principles and practices 

• Leadership principles

• Business communication and presenting of information

Ideal:

• Financial and operational reporting principles

• Banking and financial services client offering, products and channels.

Skills

• Analytical Skills

• Business writing skills

• Numerical Reasoning skills

• Interpersonal & Relationship management Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)

Competencies

• Delivering Results and Meeting Customer Expectations

• Creating and Innovating

• Deciding and Initiating Action

• Analysing

• Presenting and Communicating Information

• Planning and Organising

• Entrepreneurial and Commercial Thinking

• Relating and Networking

Conditions of Employment

• Clear criminal and credit record

 

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals

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Purpose Statement

To ensure full compliance with all Credit Sanction requirements before the availment of any approved Credit facilities by:

• Checking the accurate completion and correct signing of all security documentation which has been prepared.

• Creating instructions for all facility availment (Mortgage Bonds, Instalment Finance, Loans, Credit cards, Overdrafts and Temporary Overdrafts, Issuing or payment of Guarantees)

• Receipt, tracking and handover to the Vault Custodian of all original security documentation from Business stakeholders including Bond documents from Attorneys.

• Obtaining the appropriate authorisation for the deferment of required security and the accurate recording and tracking of such deferred items.

• Checking and updating of debit order dates and service fees recovery after payout of loans.

Experience

Minimum:

• 2-5 years in a banking environment.

• 2-3 years experience within securities Fulfillment/Compliance

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational in Grade 12 National Certificate

Qualifications (Ideal or Preferred)

 

Knowledge

• Knowledge and compliance with Company Policies and Procedures.

• Excellent knowledge of internal banking systems.

• A thorough working knowledge of standardised business banking products.

• Good knowledge of Business and Commercial Banking product offerings.

• Good understanding of Operational Risk

• Good knowledge of all Lending Products offered by the Bank.

• General knowledge and understanding of the Home Loans and Deeds Office process

Skills

• Attention to Detail

• Planning, organising and coordination skills

• Problem solving skills

• Communications Skills

Competencies

• Adapting and Responding to Change

• Adapting and Responding to Change_Acting as a Champion for Change

• Adapting and Responding to Change_Adapting to Change

• Adapting and Responding to Change_Supporting Change

• Adapting and Responding to Change_Working with Ambiguity

• Adapting and responding to change_Working with Diverse Populations

• Coping with Pressures and Setbacks

• Coping with Pressures and Setbacks_Demonstrating Tenacity and Perseverance

• Coping with Pressures and Setbacks_Displaying Confidence and Composure

• Coping with Pressures and Setbacks_Maintaining Work-Life Balance

• Coping with Pressures and Setbacks_Managing Stress

• Delivering Results and Meeting Customer Expectations

• Delivering Results and Meeting Customer Expectations_Championing Customer Needs

• Delivering Results and Meeting Customer Expectations_Delivering High Quality Work

• Delivering Results and Meeting Customer Expectations_Meeting Basic Work Expectations

• Delivering Results and Meeting Customer Expectations_Serving Customers

• Entrepreneurial and Commercial Thinking

• Entrepreneurial and Commercial Thinking_Controlling Costs

• Entrepreneurial and Commercial Thinking_Entrepreneurial Thinking

• Entrepreneurial and Commercial Thinking_Leveraging Opportunities

• Entrepreneurial and Commercial Thinking_Navigating Organisations

• Following Instructions and Procedures

• Following Instructions and Procedures_Accepting Direction

• Following Instructions and Procedures_Following Policies and Procedures

• Following Instructions and Procedures_Managing Meetings

• Following Instructions and Procedures_Managing Risk

• Following Instructions and Procedures_Managing Time

• Following Instructions and Procedures_Working Safely

• Persuading and Influencing

• Persuading and Influencing_Making Convincing Arguments

• Persuading and Influencing_Making a Strong Impression

• Persuading and Influencing_Negotiating Agreements

• Planning and Organising

• Planning and Organising_Coordinating Project Activities

• Planning and Organising_Driving Projects to Completion

• Planning and Organising_Managing Resources

• Planning and Organising_Prioritising and Organising Work

• Working with People

• Working with People_Adapting to Others

• Working with People_Assessing and Understanding People

• Working with People_Attentive Listening

• Working with People_Building and Supporting Teams

• Working with People_Demonstrating Appreciation

• Working with People_Demonstrating Self-Insight and Awareness

• Working with People_Managing from a Distance

• Working with People_Resolving Conflict

• Working with People_Sharing Information

• Working with People_Showing Caring and Understanding

• Working with People_Supporting Coworkers

• Working with People_Teaching

Conditions of Employment

• Clear criminal and credit record

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Purpose Statement

• Accountable for the marketing and preservation of Capitec Bank’s public perception and reputation internally and externally in respect of credit; including credit industry and political forums, the media and legal representation. 
  Responsible for articulating Capitec Bank’s credit approach to the non-executive director forums and internal and external stakeholders. 
  To align internal stakeholders with industry developments and regulatory changes to ensure smooth transformation of industry changes through innovation whilst assuring compliance within required timelines.

Experience

Minimum:

• 8 years’ experience within banking or financial services industry 

• 3 years’ experience at senior management level and working with executive management

• Experience in organisational change initiatives 

• Persuading and influencing capabilities 

• Self-disciplined and self-motivated

• Formulating strategies and concepts

• Leading and supervising 

Ideal:

• Legal experience especially in the retail credit space

Qualifications (Minimum)

• A relevant tertiary qualification in Business Management or Credit Risk Management

Qualifications (Ideal or Preferred)

• A relevant post-graduate qualification in Business Management or Credit Risk Management

• Qualified Chartered Accountant (CA)

Knowledge

Knowledge of the following areas are required to perform the job:

Min:

• The Retail Credit Industry

• Credit Risk Management

• Credit systems, Applications and associated tools 

• Credit Risk calculations, including arrears pricing and provisioning

• National Credit Act 

Skills

• Communications Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)

• Interpersonal & Relationship management Skills

• Analytical Skills

• Numerical Reasoning skills

• Attention to Detail

Competencies

• Persuading and Influencing_Negotiating Agreements

• Coping with Pressures and Setbacks_Maintaining Work-Life Balance

• Planning and Organising_Managing Resources

• Working with People

• Analysing_Evaluating and Implementing Ideas

• Persuading and Influencing_Making Convincing Arguments

• Coping with Pressures and Setbacks_Managing Stress

• Analysing_Using Math

• Working with People_Sharing Information

• Analysing_Working with Financial Information

• Relating and Networking_Managing Political Situations

• Working with People_Resolving Conflict

• Relating and Networking_Creating and Maintaining Networks

• Working with People_Adapting to Others

• Relating and Networking_Establishing Relationships

• Working with People_Showing Caring and Understanding

• Deciding and Initiating Action

• Analysing_Critical Thinking

• Relating and Networking_Interacting with People at Different Levels

• Analysing

• Persuading and Influencing

• Planning and Organising

• Analysing_Testing and Troubleshooting

• Analysing_Reading Effectively

• Working with People_Teaching

• Coping with Pressures and Setbacks

• Working with People_Demonstrating Appreciation

• Planning and Organising_Coordinating Project Activities

• Working with People_Demonstrating Self-Insight and Awareness

• Relating and Networking

• Working with People_Attentive Listening

• Working with People_Building and Supporting Teams

• Deciding and Initiating Action_Acting Decisively

• Working with People_Assessing and Understanding People

• Working with People_Managing from a Distance

• Coping with Pressures and Setbacks_Displaying Confidence and Composure

• Persuading and Influencing_Making a Strong Impression

• Working with People_Supporting Coworkers

• Deciding and Initiating Action_Making Accurate Judgments and Decisions

• Planning and Organising_Driving Projects to Completion

• Analysing_Thinking Broadly

• Coping with Pressures and Setbacks_Demonstrating Tenacity and Perseverance

• Analysing_Solving Complex Problems

• Deciding and Initiating Action_Demonstrating Initiative

• Planning and Organising_Prioritising and Organising Work

Conditions of Employment

• Clear criminal and credit record

 

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals

go to method of application »

Purpose Statement

• To lead the team to ensure an efficient and streamlined service support unit in relation to the account maintenance focusing on sustainable value, optimal productivity and end-to-end customer satisfaction.

Experience

Minimum:

• 5 years’ experience in a banking environment with some leadership or management experience

• Leading or providing oversight of a process/detail/administrative team in a regulated environment

• In an environment which required validating work 

• Stakeholder engagement

Ideal:

• 2 – 3 years team leader/ supervisory experience

• In an environment where FIC regulations are imperatives

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

• National Certificate in Commerce or Banking

Qualifications (Ideal or Preferred)

• Bachelor's Degree in Accounting - Financial Accounting or Banking

Knowledge

Ideal:

• Financial systems & procedures

• People management practices and principles

• Business acumen

• Stakeholder engagement

• Banking/ Financial Services landscape and products

• Customer service principles and practice

• Business communication and presenting of information

• Delegation and conflict management

Ideal:

• Capitec Bank environment and products

• Rules relating to Bankserv, PCH, SARB and all legislative requirements

• Computer literacy: MS Office Suite (intermediate), Call Centre system & reporting, BaNCS, Debit Card (Postilian), Credit Card Prime & On-line systems

Skills

• Planning, organising and coordination skills

• Attention to Detail

• Interpersonal & Relationship management Skills

• Leadership Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)

Competencies

• Leading and Supervising_Maintaining Objectivity

• Delivering Results and Meeting Customer Expectations_Meeting Basic Work Expectations

• Planning and Organising_Managing Resources

• Leading and Supervising_Developing Talent

• Working with People_Sharing Information

• Adapting and Responding to Change_Adapting to Change

• Delivering Results and Meeting Customer Expectations_Serving Customers

• Leading and supervising_Utilising Feedback

• Adapting and Responding to Change_Acting as a Champion for Change

• Working with People_Resolving Conflict

• Working with People_Adapting to Others

• Working with People_Showing Caring and Understanding

• Deciding and Initiating Action

• Adapting and Responding to Change

• Leading and Supervising_Assembling Talent

• Leading and supervising_Inspiring and Motivating Others

• Presenting and Communicating Information

• Adapting and responding to change_Working with Diverse Populations

• Delivering Results and Meeting Customer Expectations_Delivering High Quality Work

• Planning and Organising

• Leading and Supervising

• Working with People_Teaching

• Working with People_Demonstrating Appreciation

• Planning and Organising_Coordinating Project Activities

• Leading and Supervising_Managing Performance

• Adapting and Responding to Change_Supporting Change

• Presenting and Communicating Information_Communicating Effectively

• Working with People_Demonstrating Self-Insight and Awareness

• Working with People_Attentive Listening

• Working with People_Building and Supporting Teams

• Deciding and Initiating Action_Acting Decisively

• Working with People_Assessing and Understanding People

• Working with People_Managing from a Distance

• Working with People_Supporting Coworkers

• Deciding and Initiating Action_Making Accurate Judgments and Decisions

• Leading and Supervising_Delegating Responsibility

• Planning and Organising_Driving Projects to Completion

• Presenting and Communicating information_Presenting and Public Speaking

• Adapting and Responding to Change_Working with Ambiguity

• Deciding and Initiating Action_Demonstrating Initiative

• Delivering Results and Meeting Customer Expectations_Championing Customer Needs

• Planning and Organising_Prioritising and Organising Work

• Working with People

• Delivering Results and Meeting Customer Expectations

Conditions of Employment

• Clear criminal and credit record

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Purpose Statement

• To have ownership and accountability for a Product*, translating strategic direction (the what) into a ‘best in world’ product through the leadership of a dedicated team, with the single focus of the product and through the entire product life cycle, planning and management of delivery, (the how.) 

Experience

Minimum:

• 10+ yrs experience in business management at a senior level in an innovative high performing environment, ideally banking of Fin Tech. 

• 5+ years’ experience managing products.

• Business and product vision; has had ownership responsibility for a Product previously.

• Product management where there are multiple initiatives with competing priorities and so experience in influencing multiple diverse stakeholders, both business and technology.

• Working at strategic, tactical and technical levels.

• Career experience to include some time in one or more technical roles.

• Communicating with technical and non-technical senior stakeholders across multiple business units. 

• Authoring of documents relating to product life cycle including business plans, product roadmap, business cases and requirements and functional specifications.

• Using data and metrics to test theories, confirm assumptions, and measure success

• Earning trust across different levels and multiple groups of a large organization

• Scoping/running usability studies and/or customer research.

• Client development and validating products through customer feedback.

• Using influence and relationships to drive and achieve objectives.

• Leading and managing multi-functional teams to deliver.

• Managing and working with remote / hybrid teams

Qualifications (Minimum)

• Bachelor's Degree

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• Honours Degree

Knowledge

Minimum:

• Strategic and commercial thinking; able to think about problems from a business perspective using people, technology and product input.

• Business acumen and systems thinking; able to take a ‘big picture’ view, assess, make a logical, sound decision and influence others to achieve objectives.

• Financial acumen - sufficient to effectively operate own cost centre

• People leadership and management practices to empower, create focus and delivery.

• Organising, planning and prioritising work.

• Data-driven approach; analytical and quantitative skills.

• Technologically literate and able to adapt to new technologies. 

• Able to dive deep in understanding the product, the business, and the competitive landscape.

• Able to present complex technical information in a clear and concise manner to a variety of audiences. 

Skills

• Interpersonal & Relationship management Skills

• Commercial Thinking Skills

• Strategic Thinking Skills

• Problem solving skills

• Decision making skills

Competencies

• Deciding and Initiating Action

• Leading and Supervising

• Persuading and Influencing

• Creating and Innovating

• Formulating Strategies and Concepts

• Planning and Organising

• Adapting and Responding to Change

• Working with People

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

go to method of application »

Purpose Statement

• To support the Mercantile Rental Finance (MRF) Department in delivering a consistent service to Suppliers and Business Partners through the maintenance of service standards relating to documentation, application submissions, and pay-out/discounting.

• To coordinate, process, scrutinise and analyse incoming applications in line with agreed / expected turn-around times and standards.

Experience

Minimum:

• 3 - 5 years general Rental Finance experience in a data processing, investigative or vetting capacity.

Ideal:

• 5+ years general Rental Finance experience in a data processing, investigative or vetting capacity

• Accounting experience will be beneficial. 

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant tertiary qualification in Accounting - Financial Accounting or Marketing

Knowledge

Minimum:

• Sound understanding of rental finance and related products

• Understanding of the Office Automation Technology environments

• Basic understanding of Financial statements 

• Understanding of legal requirements of business entities (business knowledge)

 

Ideal:

• Knowledge on financial statements

• Banking knowledge to understand banking analysis, code of conduct

Skills

• Planning, organising and coordination skills

• Administration Skills

• Attention to Detail

• Problem solving skills

• Decision making skills

Competencies

• Adhering to Principles and Values

• Analysing

• Planning and Organising

• Coping with Pressures and Setbacks

• Delivering Results and Meeting Customer Expectations

• Working with People

• Achieving Personal Work Goals and Objectives

Conditions of Employment

• Clear criminal and credit record

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Purpose Statement

• To support the Mercantile Rental Finance (MRF) Department in delivering a consistent service to Suppliers and Business Partners through the maintenance of service standards relating to documentation, application submissions, and pay-out/discounting.

• To coordinate, process, scrutinise and analyse incoming applications in line with agreed / expected turn-around times and standards.

Experience

Minimum:

• 3 - 5 years general Rental Finance experience in a data processing, investigative or vetting capacity.

Ideal:

• 5+ years general Rental Finance experience in a data processing, investigative or vetting capacity

• Accounting experience will be beneficial. 

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant tertiary qualification in Accounting - Financial Accounting or Marketing

Knowledge

Minimum:

• Sound understanding of rental finance and related products

• Understanding of the Office Automation Technology environments

• Basic understanding of Financial statements 

• Understanding of legal requirements of business entities (business knowledge)

 

Ideal:

• Knowledge on financial statements

• Banking knowledge to understand banking analysis, code of conduct

Skills

• Planning, organising and coordination skills

• Administration Skills

• Attention to Detail

• Problem solving skills

• Decision making skills

Competencies

• Achieving Personal Work Goals and Objectives_Driving for Results

• Coping with Pressures and Setbacks_Maintaining Work-Life Balance

• Delivering Results and Meeting Customer Expectations_Meeting Basic Work Expectations

• Planning and Organising_Managing Resources

• Analysing_Evaluating and Implementing Ideas

• Adhering to Principles and Values_Showing Community and Social Responsibility

• Coping with Pressures and Setbacks_Managing Stress

• Analysing_Using Math

• Working with People_Sharing Information

• Adhering to Principles and Values_Acting with Integrity

• Analysing_Working with Financial Information

• Delivering Results and Meeting Customer Expectations_Serving Customers

• Working with People_Resolving Conflict

• Working with People_Adapting to Others

• Working with People_Showing Caring and Understanding

• Analysing_Critical Thinking

• Adhering to Principles and Values

• Analysing

• Delivering Results and Meeting Customer Expectations_Delivering High Quality Work

• Planning and Organising

• Analysing_Testing and Troubleshooting

• Analysing_Reading Effectively

• Adhering to Principles and Values_Demonstrating Beliefs and Principles

• Working with People_Teaching

• Coping with Pressures and Setbacks

• Working with People_Demonstrating Appreciation

• Planning and Organising_Coordinating Project Activities

• Working with People_Demonstrating Self-Insight and Awareness

• Working with People_Attentive Listening

• Working with People_Building and Supporting Teams

• Working with People_Assessing and Understanding People

• Working with People_Managing from a Distance

• Coping with Pressures and Setbacks_Displaying Confidence and Composure

• Working with People_Supporting Coworkers

• Planning and Organising_Driving Projects to Completion

• Analysing_Thinking Broadly

• Coping with Pressures and Setbacks_Demonstrating Tenacity and Perseverance

• Analysing_Solving Complex Problems

• Delivering Results and Meeting Customer Expectations_Championing Customer Needs

• Planning and Organising_Prioritising and Organising Work

• Delivering Results and Meeting Customer Expectations

• Working with People

Conditions of Employment

• Clear criminal and credit record