Head: Credit Advocacy at Capitec Bank

Purpose Statement

• Accountable for the marketing and preservation of Capitec Bank’s public perception and reputation internally and externally in respect of credit; including credit industry and political forums, the media and legal representation. 
  Responsible for articulating Capitec Bank’s credit approach to the non-executive director forums and internal and external stakeholders. 
  To align internal stakeholders with industry developments and regulatory changes to ensure smooth transformation of industry changes through innovation whilst assuring compliance within required timelines.

Experience

Minimum:

• 8 years’ experience within banking or financial services industry 

• 3 years’ experience at senior management level and working with executive management

• Experience in organisational change initiatives 

• Persuading and influencing capabilities 

• Self-disciplined and self-motivated

• Formulating strategies and concepts

• Leading and supervising 

Ideal:

• Legal experience especially in the retail credit space

Qualifications (Minimum)

• A relevant tertiary qualification in Business Management or Credit Risk Management

Qualifications (Ideal or Preferred)

• A relevant post-graduate qualification in Business Management or Credit Risk Management

• Qualified Chartered Accountant (CA)

Knowledge

Knowledge of the following areas are required to perform the job:

Min:

• The Retail Credit Industry

• Credit Risk Management

• Credit systems, Applications and associated tools 

• Credit Risk calculations, including arrears pricing and provisioning

• National Credit Act 

Skills

• Communications Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)

• Interpersonal & Relationship management Skills

• Analytical Skills

• Numerical Reasoning skills

• Attention to Detail

Competencies

• Persuading and Influencing_Negotiating Agreements

• Coping with Pressures and Setbacks_Maintaining Work-Life Balance

• Planning and Organising_Managing Resources

• Working with People

• Analysing_Evaluating and Implementing Ideas

• Persuading and Influencing_Making Convincing Arguments

• Coping with Pressures and Setbacks_Managing Stress

• Analysing_Using Math

• Working with People_Sharing Information

• Analysing_Working with Financial Information

• Relating and Networking_Managing Political Situations

• Working with People_Resolving Conflict

• Relating and Networking_Creating and Maintaining Networks

• Working with People_Adapting to Others

• Relating and Networking_Establishing Relationships

• Working with People_Showing Caring and Understanding

• Deciding and Initiating Action

• Analysing_Critical Thinking

• Relating and Networking_Interacting with People at Different Levels

• Analysing

• Persuading and Influencing

• Planning and Organising

• Analysing_Testing and Troubleshooting

• Analysing_Reading Effectively

• Working with People_Teaching

• Coping with Pressures and Setbacks

• Working with People_Demonstrating Appreciation

• Planning and Organising_Coordinating Project Activities

• Working with People_Demonstrating Self-Insight and Awareness

• Relating and Networking

• Working with People_Attentive Listening

• Working with People_Building and Supporting Teams

• Deciding and Initiating Action_Acting Decisively

• Working with People_Assessing and Understanding People

• Working with People_Managing from a Distance

• Coping with Pressures and Setbacks_Displaying Confidence and Composure

• Persuading and Influencing_Making a Strong Impression

• Working with People_Supporting Coworkers

• Deciding and Initiating Action_Making Accurate Judgments and Decisions

• Planning and Organising_Driving Projects to Completion

• Analysing_Thinking Broadly

• Coping with Pressures and Setbacks_Demonstrating Tenacity and Perseverance

• Analysing_Solving Complex Problems

• Deciding and Initiating Action_Demonstrating Initiative

• Planning and Organising_Prioritising and Organising Work

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals