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  • Posted: Aug 16, 2026
    Deadline: Not specified
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  • Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month. To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe in ...
    Read more about this company

     

    Software Engineer: Back-End II

    • We're growing our Credit Access team  and we need someone who can hit the ground running, take ownership of meaningful work and help lift the people around them. A position in the team has recently opened up, and we're looking for a back-end engineer who doesn't need to be told twice. If you're the kind of person who spots a problem, solves it and then documents what you did for the next person we are looking for you. 

    What you'll do

    • Design and build robust back-end systems that support our credit estimate feature across both our website and app
    • Develop and maintain purpose lending products across our banking platforms including active migration work from legacy to modern systems
    • Write clean, reusable code, APIs and libraries that make life easier for the engineers who come after you
    • Optimise database queries and data models to keep things fast, reliable and scalable
    • Debug issues across all severity levels  from minor fixes to escalated production incidents  
    • Champion quality through automated testing, CI/CD practices and secure coding standards

    The team

    • You'll be joining our Credit Nexis team  a focused group of back-end engineers responsible for the services and features that help clients understand and access credit.
    • We own the full back-end of our credit estimate journey (website and app) and are the custodians of our purpose lending product suite.
    • Purpose lending is a product that pays retailers directly on behalf of clients — think home renovation suppliers, not a cash payout. It operates differently from a standard term loan, with its own interest rate structure and integration requirements. Our work sits at the intersection of client experience and financial infrastructure it's meaningful, technically interesting and directly affects how clients interact with their money.

    Why this role is different

    • You'll work on features that are live, at scale and used by real clients not prototypes or internal tools
    • You'll have genuine influence on how we build and evolve our purpose lending stack, including active system migration work
    • Our team values autonomy  we'll onboard you properly, and then we trust you to runts
    • We work in a flat, collaborative environment where initiative is noticed and rewarded our internal promotion rate reflects that

    What we're looking for

    • 3+ years’ proven experience in back-end software development, project delivery and implementation (in relevant development technologies/language). Experience with back-end frameworks and technologies
    • Grade 12 National Certificate 
    • A relevant tertiary qaulification in Information Technology 
    • Solid back-end engineering experience we work in C#/.NET Core, AWS and SQL
    • The ability to translate complex business requirements into clean, scalable solutions
    • Experience with CI/CD pipelines A secure coding mindset — DevSecOps practices are part of how we work
    • Strong debugging skills you can diagnose and resolve issues independently
    • Leadership instinct you step up, share knowledge and help others when they're stuckA self-starting attitude after onboarding, you manage your own work
    • Good communication: you can explain technical decisions to non-technical people

    Check how your CV aligns with this job

    Method of Application

    Interested and qualified? Go to Capitec Bank on careers.capitecbank.co.za to apply

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