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Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month. To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe...
Purpose Statement
To initiate, monitor and control suitable legal processes to ensure the optimal realisation of various collateral types held across all product offerings in respect of the relevant non-performing loan portfolio
To provide specialist inputs relating to Legal Collections towards:
maximising recoveries and impairment releases
minimising recovery costs and impairment raises
Financial assessment, negotiation and restructure of distressed debt
Experience
Minimum:
Admitted attorney / advocate
At least 1-year post-admission experience in civil and/or commercial litigation practice,
Ideal:
2+ years post-admission experience in civil and/or commercial litigation practice, comprising of 1+ years in a Collections and Recoveries space.
Qualifications (Minimum)
A relevant post graduate degree in Law or Commerce
Qualifications (Ideal or Preferred)
Masters Degree in Law or Business Administration
Knowledge
Minimum:
Up-to-date knowledge of the Collections and Recoveries environment
Insolvency legislation and processes
Credit legislation and processes
Banking and Financial Services Industry
Litigation processes
Debt Recovery processes
Collateral variants / types
Ideal:
Understanding of:
Commercial, business, and financial principles and practices
Governance and risk management principles
Data analytics
Banking and Financial Services Industry (ideal)
Skills
Communications Skills
Problem solving skills
Attention to Detail
Decision making skills
Negotiation skills
Computer Literacy (MS Word, MS Excel, MS Outlook)
Conditions of Employment
Clear criminal and credit record
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals
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