Job Openings at Capitec Bank

Purpose Statement

• Responsible for the writing and coding of individual programs for Capitec Bank applications according to specifications.

Experience

•    7 years’ proven software development

Essential experience in the following development technologies is required:

• Full Stack Web Development

• Modern JavaScript, CSS & HTML

• Web Components

• NodeJS

• MSSQL

• Web Services

• Rest Services

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant tertiary qualification in Information Technology

Knowledge

Minimum

 Must have detailed knowledge of:

•  IT systems development processes (SDLC)

•  Application development

• Standards and governance

•  Agile development life cycle

• Testing practices

Ideal:
Knowledge of:

• UML

• Systems analysis and design

• System architecture (technical design and implementation processes)

• Cloud Computing Services (AWS, Azure, etc.)

• Mobile app development (iOS, Android, Cordova, Capacitor)

Solid understanding of:

• Banking systems environment

• Banking business model

• Best practices for Quality Assurance (QA)

• Object Orientated Development environment

Skills

• Communications Skills

• Interpersonal & Relationship management Skills

• Analytical Skills

• Problem solving skills

Competencies

• Adhering to Principles and Values

• Adhering to Principles and Values_Acting with Integrity

• Analysing

• Applying Expertise and Technology

• Coping with Pressures and Setbacks

• Delivering Results and Meeting Customer Expectations

Conditions of Employment

• Clear criminal and credit record

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Purpose Statement

• To investigate various types of card transaction disputes, using internal and external resources. This includes telephonic conversations with our cardholder and external parties, after which feedback is provided on the outcome of the dispute.

• To apply Card Associations Chargeback rules to support our cardholders

• To have the understanding and or knowledge, and ability to apply Card Scheme Payment rules

• To provide excellent client services to the cardholder network by keeping the client informed during the dispute process

• To minimize risk and financial losses for both our cardholder and the bank

Experience

Minimum:

• 1-2 years experience in a Card and/or Risk Mitigation role

Ideal:

• 1 -2 years experience in Chargeback in a banking or retail environment 

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant tertiary qualification in Banking

Knowledge

Minimum:

• Card and Transaction processing rules

• Customer care and service protocol

Ideal:

• Card association systems and rules (MasterCard, Visa, Bankserv)

• Banking systems 

• Capitec Bank products, systems and processes 

• Systems: 

• Postilion

• SBL

• Strack 

• Processes: 

• Chargeback Process (Visa; MasterCard, Bankserv)

Skills

• Communications Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)

• Analytical Skills

• Attention to Detail

• Planning, organising and coordination skills

Competencies

• Deciding and Initiating Action

• Delivering Results and Meeting Customer Expectations

• Analysing

• Planning and Organising

• Following Instructions and Procedures

• Coping with Pressures and Setbacks

Conditions of Employment

• Clear criminal and credit record

• Willingness to work flexible hours (including Saturdays and Public Holidays)

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

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Purpose Statement

• To transform data - through analysis, interpretation and reporting - into information that can be utilised for business decisions and actions.

Experience

Minimum:

• 5 years in a banking environment

• 3 – 5 years in data management and data analysis report writing

Qualifications (Minimum)

• Bachelor's Degree in Business Management or Commerce

Qualifications (Ideal or Preferred)

• Bachelor's Degree in Information Management or Data Management

Knowledge

Minimum:

• Good understanding of a banking environment 

• Understands the data, systems and architecture of front end applications and back end data.

• Banking information systems

Ideal:

• Good understanding of Capitec’s products, services and systems

• Business banking knowledge

Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)

• Numerical Reasoning skills

• Analytical Skills

• Attention to Detail

• Interpersonal & Relationship management Skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals

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Purpose Statement

• To initiate, monitor and control suitable legal processes to ensure the optimal realisation of various collateral types held across all product offerings in respect of the relevant non-performing loan portfolio

• To provide specialist inputs relating to Legal Collections towards:

  • maximising recoveries and impairment releases

  • minimising recovery costs and impairment raises

  • Financial assessment, negotiation and restructure of distressed debt

Experience

Minimum:

• Admitted attorney / advocate

• At least 1-year post-admission experience in civil and/or commercial litigation practice,

Ideal:

• 2+ years post-admission experience in civil and/or commercial litigation practice, comprising of 1+ years in a Collections and Recoveries space.

Qualifications (Minimum)

• A relevant post graduate degree in Law or Commerce

Qualifications (Ideal or Preferred)

• Masters Degree in Law or Business Administration

Knowledge

Minimum:

• Up-to-date knowledge of the Collections and Recoveries environment

• Insolvency legislation and processes

• Credit legislation and processes

• Banking and Financial Services Industry

• Litigation processes

• Debt Recovery processes

• Collateral variants / types

Ideal:

Understanding of:

• Commercial, business, and financial principles and practices

• Governance and risk management principles

• Data analytics

• Banking and Financial Services Industry (ideal)

Skills

• Communications Skills

• Problem solving skills

• Attention to Detail

• Decision making skills

• Negotiation skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals

go to method of application »

Purpose Statement

To welcome clients and coordinate the branch flow through efficient queue functioning, providing excellent client service by assisting clients at the ATM and to complete transactions on any remote or self service channels.

Experience

Minimum:

• No experience required but individual needs to hold a Grade 12 National Certificate

Ideal:

• At least 1 year’s client service experience within a retail/ financial/ banking environment

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

Knowledge

• Basic calculations 

• Knowledge of Capitec Bank products and business processes (internal)

Skills

• Communications Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)

• Interpersonal & Relationship management Skills

• Problem solving skills

• Attention to Detail

Competencies

• Adhering to Principles and Values

• Relating and Networking

• Persuading and Influencing

• Delivering Results and Meeting Customer Expectations

• Following Instructions and Procedures

Conditions of Employment

• Clear criminal and credit record

• Must have fingerprints which are detectable/recognisable on Capitec Bank's internal electronic banking system

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.