Team Leader: Credit Analysis at Capitec Bank

Purpose Statement
Optimise credit performance and minimise risk through: 

• Managing and overseeing a team responsible for developing, implementing and optimising credit policies and processes across more than one workstreams.
• Ensure the quality delivery of insights based on qualitative analysis, and the application thereof to influence credit decision making.

Education (Minimum)

• National Diploma in Economics or Commerce

Education (Ideal or Preferred)

• A relevant degree in Economics or Commerce

Knowledge and Experience
Minimum:  

• 6 - 8 years’ experience in retail credit (policy and process enhancement).
• In case of Bachelors degree or higher: 5 - 7 years experience
• Previous leadership experience
• Portfolio specific experience

Ideal:  

• Capitec Bank experience

Skills

• Analytical Skills
• Communications Skills
• Influencing Skills
• Leadership Skills
• Presentation Skills
• Project Management Skills (Methodolgy Specific)
• Reporting Skills