Career Opportunities at Standard Bank Group

JOB DESCRIPTION

• This role is responsible to support the VAF Credit Design and Enablement Team in ensuring effective capabilities are developed and implemented to support the end-to-end VAF Credit value chain in achieving their portfolio objectives as well as ensuring all Non-Financial Risk (NFR) requirements are met. The Manager: VAF Credit Compliance’s primary responsibility will be on ensuring adherence to Compliance and NFR requirements. 

QUALIFICATIONS

• Completed Matric
• Any relevant bachelors degree (BSc, BCom, BEng etc)

Experience 

• ± 2 years banking experience.
• Must have an excellent track record of cross-function project delivery
• Track record of project analysis, requirements generation, and timely delivery
• In depth knowledge of the credit lifecycle preferable (Origination, Account Management, Strategy & Analytics, MI, Collections & Recoveries)
• Must have a good track record of developing and maintaining successful business relationships.

ADDITIONAL INFORMATION

Behavioral Competencies

• Pays attention to detail
• Methodical 
• Diplomatic 
• Results-orientated 
• Team player

Technical Competencies

• Strong interpersonal skills and the ability to deal effectively in a team environment. 
• Ability to communicate clearly (verbal and written) when interpreting and explaining information relating to business plans, strategy, product benefits, service provision etc. 
• Good written and verbal communication.
• Computer literacy (Lotus Notes, MS Office, MS Excel).
• Strong analytical skills.

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JOB DESCRIPTION

To develop new user-facing features, determine the structure and design of web pages, build reusable codes, optimise page loading times, and use a variety of markup languages to create the web pages. To translate the company, Business and Commercial Banking (BCB) and customer needs into functional and appealing interactive applications. To use markup languages like HTML to create user-friendly web pages in order to enhance the client experience across all Africa Regions countries. Combine technology and design to create inviting, easy-to-use websites for consumers.

• Maintain and improve the website for the Business and Commercial Banking (BCB) Segment.
• Optimise applications for maximum speed to ensure an enhanced client experience.
• Design mobile-based features as it pertains to the Credit Payment System.
• Collaborate with back-end developers and web designers to improve usability.
• Get feedback from, and build solutions for, users and customers in order to continuously improve the front end development and user interface.
• Translate the UI/UX design wireframes to actual code that will produce visual elements of the application.
• Write functional requirement documents and guides.
• Create quality mockups and prototypes.
• Help back-end developers with coding and troubleshooting.
• Ensure high quality graphic standards and brand consistency.
• Stay up-to-date on emerging technologies.

QUALIFICATIONS

Minimum Qualifications
Type of Qualification: First Degree
Field of Study: Information Technology

Experience Required
Software Engineering
Technology
5-7 years
Broad experience in translating business and functional requirements into technical specifications and developing the programming code to create the solutions.

Proficient in:

• Angular 14,
• Typescript,
• HTML
• CSS3 / Sass
• Bootstrap 4+
• NPM
• GIT Source Control
• Confluence

Every front-end developer is expected to have a proficient knowledge of JavaScript.

ADDITIONAL INFORMATION

Behavioral Competencies:

• Adopting Practical Approaches
• Articulating Information
• Checking Details
• Developing Expertise
• Documenting Facts
• Embracing Change
• Examining Information
• Interpreting Data
• Managing Tasks
• Producing Output
• Taking Action
• Team Working

Technical Competencies:

• Agile Development
• Application Support
• Design Patterns
• DEVOPS
• Infrastructure as Code (IaC)
• Software Containers
• Testing (unit, regression, integration)
• Write Code

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JOB DESCRIPTION

• To provide Fraud Risk services, with appropriate reporting and research pertaining to all financial services channels, services and products on Fraud matters to ensure assurance. To provide reporting for various risk committees to enable effective decision making. To develop valuable risk insights to share with senior leaders and various risk committee forums to enable strategies.

QUALIFICATIONS

• Completed Matric
• Degree Audit, Business Commerce, Risk Management

Experience 

• 5 - 7 years
• The role requires sound experience in the detection of fraud and the implementation of fraud risk controls within the financial services industry. The role requires an individual with practical experience in the implementation of best practice policies, strategies and frameworks aimed at identifying and managing financial related crime and fraud risk across multiple jurisdictions/countries as well as significant experience in bank processes, products and systems.

ADDITIONAL INFORMATION

Behavioral Competencies

• Adopting Practical Approaches
• Articulating Information
• Challenging Ideas
• Convincing People
• Developing Expertise

Technical Competencies

• Evaluating Risk Management Effectiveness
• Fraud Detection and Management
• Risk Awareness
• Risk Identification
• Risk Reporting

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JOB DESCRIPTION

• To provide insights into the establishment and the attainment of the financial objectives of the Business Unit (acting as a Finance Business Partner). Responsible for the full financial function including year-end legal entity requirements, which includes annual financial statement preparation, company tax and monthly financial reporting and month-end processes. Lead the entity's finance team to ensure month end is delivered and all deliverables are met throughout the year. Ensure a clean and healthy financial bill of health for the legal Entity by reviewing and signing off balance sheet recons on monthly basis. Report into the Senior Finance Manager on all activities and processes. Interact with internal and external auditors where necessary. In addition, attend to all regulatory requirements for the legal Entity with regards to the FSCA, SARB and SARS in collaboration with the business. This role requires significant stakeholder engagement and relationship building with business partners.

QUALIFICATIONS

Minimum Qualifications
Type of Qualification: Honour's Degree
Field of Study: Accounting and Finance
Other Minimum Qualifications, Certifications or Professional Memberships: BCom/ BCompt or CA(SA)/CIMA

Experience Required

• Experience in Investments / Asset Management from a Finance perspective will be advantageous
• Annual Financial Statements preparation
• Company Tax Calculations for an Investment Legal Entity
• AUM

ADDITIONAL INFORMATION

Behavioural Competencies:

• Articulating Information
• Team Working
• Examining Information and Attention to Detail
• Producing Outputs
• Valuing Individuals

Technical Competencies:

• IT Skills and Systems
• Data Management
• Risk Awareness
• Financial and Accounting Control
• Financial Accounting

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JOB DESCRIPTION

• To provide Group oversight and advice on the management of Fraud Risk, pertaining to all financial services channels, services and products offered across a dedicated Portfolio/Business Unit. To provide assurance that best practice solutions and processes are in place to enhance Standard Bank Group's response to current and emerging Fraud Risk thereby minimising operational losses, fines, penalties or reputational damage to the organisation.

QUALIFICATIONS

• Completed Matric
• Degree Business Commerc / Risk Management / Audit
• Any relevant management of Risk, Fraud Risk, Anti Financial Crime, Audit and  Investigation qualifications specific skills and Certified Fraud Examiner accreditation.
• The Association of Certified Fraud Examiners (ACFE) Certification would be beneficial.

Experience

• 3 -4 years Experience and understanding of business principles, project management, budgets, risk and reward allocations, return on investment, digital platforms, channels and general business management value chains from Product development, marketing, sales, revenue and operations.
• 5 -7 years The role requires sound experience in the detection of fraud and the implementation of fraud risk controls within the financial services industry.
• 8 -10 years The role requires a seasoned expert in the development and implementation of best practice policies, strategies and frameworks aimed at identifying and managing financial related crime and fraud risk across multiple jurisdictions/countries as well as significant experience in bank processes, products and systems.

ADDITIONAL INFORMATION

Behavioral Competencies

• Articulating Information
• Challenging Ideas
• Developing Expertise
• Embracing Change
• Empowering Individuals

Technical Competencies

• Evaluating Risk Management Effectiveness
• Fraud Detection and Management
• Promote Good Governance, Risk & Control
• Risk Response Strategy
• Strategic Planning and Reporting

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JOB DESCRIPTION

• Ensure an efficient support service to Business partners and other role players on all credit evaluation activities in the Commercial and Personal segments (High Net Worth) for Africa Regions, thereby ensuring that risk is minimised whilst service levels are maintained. Assessment of all credit applications and/or Credit Committee papers and related source documents to ensure that SBSA risk is contained within acceptable risk parameters relative to the profitability of the deal and the Risk Grade of all credit risk counterparties.  Approve Credit Applications within Delegated Level of Authority. Prepare workups and recommendations to Higher Authority including relevant Credit Committees. Participates in meetings, discussions and conference calls on BCB Credit related matters (e.g. Deal Forum, ROACC, Govco, Country BAC or CRMC, MANCO, Watchlist, BCB Credit Portfolio and Watchlist Review). Visit country teams and/or client as and when deemed appropriate by the HCL or HC ROA.

QUALIFICATIONS

Minimum Qualifications
Type of Qualification: First Degree
Field of Study: B Comm or CA (SA) or any other related/suitable qualification. 

Experience Required
Credit Risk-Business and Commercial Banking
Risk & Corporate Affairs

• 5 - 10 years credit decisioning experience (evaluation as well as structuring),
• 1 - 2 years people management experience.
• 1 – 2 years exposure to Africa Regions across sectors.

ADDITIONAL INFORMATION

Behavioral Competencies:

• Challenging Ideas
• Developing Strategies
• Directing People
• Generating Ideas
• Interacting with People
• Making Decisions

Technical Competencies:

• Economic Capital Management
• Evaluating Risk Management Effectiveness
• Financial Statement Analysis
• Risk Identification
• Risk Measurement

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JOB DESCRIPTION

• To provide the overall strategic leadership, direction and Portfolio management framework as a key enabler to achieving the business objectives of each Africa Region and each individual country. Optimisation of the credit portfolios and credit life cycle strategies in support of the portfolio’s growth objectives and profitability goals.  To drive and apply portfolio reporting, insights and specific analytics to understand the overall impact of various strategies in new business, account management and collections on the overall risk profile and performance of the portfolio.To forecast and manage overall impairment impacts for each country and aggregate at a Regional level.  To drive the deployment of the Credit Risk Appetite Setting and Monitoring Process in each of the countries and to aggregate for at a Regional level.Provide a consolidated Risk Appetite Limits for the Region.  To interface with country credit teams, client solutions & enablement teams to positively impact the credit outcomes in each country.To guide allocated portfolio of countries on best practise and upskill teams on Portfolio Management, Risk Appetite Activities and Credit Reporting.

QUALIFICATIONS

• First Degree in Risk Management or Finance and Accounting.
• Honours Degree Business Commerce preferred
• Professional qualifications and/or significant experience in finance as well as certifications such as CFA, FRM, Risk Management, CIMA, CA.

Experience Required

• 5-7 years: Credit Risk- Practical knowledge of risk and control frameworks and application in financial services industry. Be fully conversant in risk appetite, risk response and process improvement concepts. Understand Credit Risk, Basel 3 and Economic Capital Management
• 5-7 years: Experience in credit analytics within a banking environment with specific focus on the credit lifecycle.

We're looking for 3 incumbents to support each of these Africa Regions (Southern, East & West).

ADDITIONAL INFORMATION

Behavioural Competencies

• Adopting Practical Approaches
• Providing Insights
• Articulating Information
• Embracing Change

Technical Competencies

• Risk Reward Thinking
• Evaluating Risk Management Effectiveness
• Credit Risk Management
• Loan processing
• Strategic Planning and Reporting