Absa Group Limited (Absa) has forged a new way of getting things done, driven by bravery and passion, with the readiness to realise the possibilities on our continent and beyond.
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Job Summary
Optimise the profit and economic value of portfolios of Growth Business key account clients requiring medium to high complexity commercial banking requirements by focusing:
- origination efforts to quire new clients;
- cross-sell to existing client base;
- coverage efforts to service clients in accordance to the segment CVP
Job Description
- Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base
- Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients
- Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.
- Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
Education
- Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)
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Job Summary
- Formulate tactical strategy and associated delivery plans related to single practice areas. Ensure proactive integration and operational tactical enhancement.
Job Description
- People Management: Coach, mentor and manage team members toward driving business objectives and ensuring colleague development
- Compliance and Risk Management: Fulfil all activities in adherence to relevant control and compliance requirements, and quality standards
- Business Management: Manage the levels of performance and service standards that need to be achieved by translating the Business Unit’s strategy into achievable objectives and contracting these through the Performance Development process for the team.
- Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
- Customer Experience: To provide service excellence and achieve customer satisfaction
Education
- National Diplomas and Advanced Certificates: Business, Commerce and Management Studies
go to method of application »
Job Summary
Optimise the profit and economic value of portfolios of Growth Business key account clients requiring medium to high complexity commercial banking requirements by focusing:
- origination efforts to quire new clients;
- cross-sell to existing client base;
- coverage efforts to service clients in accordance to the segment CVP
Job Description
- Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base
- Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients
- Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.
- Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
Education
- Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)
go to method of application »
Job Summary
Optimise the profit and economic value of portfolios of Growth Business key account clients requiring medium to high complexity commercial banking requirements by focusing:
- origination efforts to quire new clients;
- cross-sell to existing client base;
- coverage efforts to service clients in accordance to the segment CVP
Job Description
- Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base
- Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients
- Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.
- Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
Education
- Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)
go to method of application »
Job Summary
Optimise the profit and economic value of portfolios of Growth Business key account clients requiring medium to high complexity commercial banking requirements by focusing:
- origination efforts to quire new clients;
- cross-sell to existing client base;
- coverage efforts to service clients in accordance to the segment CVP
Job Description
- Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base
- Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients
- Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.
- Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
Education
- Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)
go to method of application »
Job Summary
- The role is a senior, full scope financial management role for the Corporate Investment Bank and Treasury (CIBT) cluster. Stakeholder engagement and commercial understanding are key success factors and the successful applicant will support financial decision making and execute on internal and external reporting. Insurance and wealth management business knowledge is not a specific requirement for the role. Successful applicants will have the opportunity to upskill and learn about these more specialized businesses.
- The successful applicant will also be expected to understand and contribute to the wider Financial Control strategy threads of process improvement and credible reporting. Credible, quality reporting will be a minimum business as usual expectation in the role. Alignment and participation in Financial Control’s continuing functionalization and process improvement imperatives will also be critical deliverables in the role.
Job Description
Accountability: Analytics
- Analytics accountabilities for the role span both internal and external reporting. The role will support senior internal stakeholders in the CIBT business and the successful applicant will be expected to provide analytic insight based on commercial business understanding to senior stakeholders. Stakeholders include senior management of the CIBT business and the Financial Controller for the CIBT Cluster.
Specific accountabilities include :
- Designing, developing and implementing analytical tools which will provide comfort that internal and external reporting is accurate (including scenario analyses to anticipate and challenge reporting results)
- Ensuring that team members have a detailed understanding of products and businesses to enable relevant design and interpretation of analytics to enable accurate timeous commentary on reporting
- Provide input into external reporting deliverables using business knowledge obtained through analytical processes
- Provide commentary on external or internal reporting
- To assist the Financial Controllers to continuously evaluating the control framework in Financial Control and to enhance it as appropriate;
Accountability: Reporting
The reporting function for the role is supported by various teams. However, the successful applicant will have certain business as usual reporting responsibilities.
- Designing, developing and implementing processes and systems which will provide comfort that external reporting is accurate
- Responsible for ensuring that all external reporting is delivered on time and is accurate
- Reviewing internal and external reporting and commentary to ensure that reporting is accurate
- Assisting with the implementation of best practice financial disclosures and presentation;
Accountability: Product and process management
- Successfully manage and deliver major projects from commencement to completion within the scope, budget and time agreed to;
- Manage project resources internally or externally to ensure that time lines are being met;
- Ensure quality of project implementation;
- Ensure that adequate documentation is delivered as part of the implementation to sustain the process;
- Responsibilities would include the co-ordination of different groups of people, from varying disciplines associated with the project.
Accountability: Project& Staff Management:
- Providing leadership to junior team members in the area of strategically improving reporting processes;
- Ensure that assigned projects are planned, staffed accordingly and successfully implemented within agreed timelines. Communicate if risks arise to successful implementation of assigned projects, and finalise and propose alternatives
- Help execute the people management strategy for Financial Control;
- Assist in embedding formal Performance Development and informal coaching in the team;
- Review training needs of team members and ensuring that team members receive the relevant training;
- Assist in the interviewing of junior team members;
Education and Experience Required
- Chartered Accountant (Financial Services/Insurance experience preferred),
- Given the technical nature of insurance accounting/valuations, additional postgraduate qualifications focused on insurance and/or additional quantitative qualificatons are preferred
- 4 - 6 Years of relevant reporting, analytics and or project management experience
- (insurance/banking preferred);
- Very strong academic track record.
Knowledge & Skills: (Maximum of 6)
- Strong problem solving skills
- Strong data analytical skills
- Banking Product Knowledge.
- Strong technical accounting skills;
- Experience designing and implementing calculation tools
- Exceptional interpersonal and team-working skills and the ability to communicate at all levels;
- The ability to work in a pressured and unstructured environment and to cope with the demands of working to tight deadlines;
Competencies: (Maximum of 8 competencies)
The position requires a technically minded accountant with a passion for investment banking.
- Analysis skills & technical ability;
- Judgment / decision making – demonstrates logic, rationality and objectivity in decision making whilst balancing speed vs. thorough approach;
- Integrity – consistent, earns trust, fights fair, uses the facts;
- Team player – approachable, establishes collaborative relationships;
- Oral and Written Communications - fluency, clarity, precise, well organised communications;
- Resourcefulness – action oriented, goes “beyond the call of duty” to solve problems;
- Adaptability – adapts quickly to change and copes well with complexity;
- Experience – Designing and implementing project or system solutions
Education
- Bachelor`s Degrees and Advanced Diplomas: Financial Sciences (Required)
End Date: September 26, 2025
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Job Summary
Optimise the profit and economic value of portfolios of Growth Business key account clients requiring medium to high complexity commercial banking requirements by focusing:
- origination efforts to quire new clients;
- cross-sell to existing client base;
- coverage efforts to service clients in accordance to the segment CVP
Job Description
- Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base
- Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients
- Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.
- Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
Education
- Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)
go to method of application »
Job Summary
Optimise the profit and economic value of portfolios of Growth Business key account clients requiring medium to high complexity commercial banking requirements by focusing:
- origination efforts to quire new clients;
- cross-sell to existing client base;
- coverage efforts to service clients in accordance to the segment CVP
Job Description
- Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base
- Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients
- Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.
- Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
Education
- Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)
go to method of application »
Job Summary
- To follow the six steps of financial planning in executing the role of a FAIS licensed financial adviser. A professional introduction must be made to introduce the adviser and the services offered by the adviser. Upon client approval the adviser may conduct a Financial Needs Analysis (FNA) in the disciplines of Investment, Life Insurance and Estate planning. Based on the concluded FNA to make recommendations
- To address single or multiple needs identified on behalf of the client. Advice recommendations will must be presented under the license categories for which the adviser is accredited Absa approved product(s) that are deemed will meet the needs of the client. On client acceptance of all or part of the advice, the adviser is required to implement the accepted advice through Absa’s new business processes.
- The adviser must conduct regularly review of the client needs to assess continued suitability of implemented solutions. In these reviews, new needs may be addressed and changes to existing plans be proposed to ensure continued solutioning of client needs.
- Adviser must continue to ensure ongoing Fit and Proper status to enable them to offer services under an Absa advice license.
Job Description
Key Accountabilities:
- Accountability: To establish and maintain a professional relationship with all stakeholders (Client, Bank personnel, product providers and Adviser Support staff)
- Participate in reciprocal leads activities and sales/pipeline meetings to identify opportunities for new or repeat business, and fully utilising Absa’s bancassurance structure.
- Assess client’s needs through use of recommended needs analysis tools, ensuring that the client is aware of the full value proposition offered by AIFA.
- Prepare recommendation and quote for appropriate risk and investment solutions based on the client’s individual needs and profile.
- Present recommendation to clients, ensuring that all FAIS regulations are followed regarding advice given.
- Follow all the steps in the designated client engagement process as specified by Absa Advisers.
- Provide regular feedback to the Regional Manager on actions taken to progress the lead to business.
- Network, on an ongoing basis, with all stakeholders in Everyday Banking (PGM’s and Regional Managers) and elsewhere by attending their meetings and social gatherings to position the Absa Advisers' value proposition to the Bank and to the clients
Accountability: Meet sales and/or growth targets
- Do activity planning by identifying the clients to be approached/contacted during a particular period in conjunction with Everyday Advice Executive.
- Using the leads information provided by the source and or Regional Manager listings, as well as leads sourced through own prospecting activities and determine the client's financial needs.
- Make exclusive use of Absa’s Financial Needs Analysis tool (Avalon from Aug 2024 onwards) to conduct a comprehensive Financial Needs Analysis for the client.
- Obtain the client's consent to access his/her existing policy information by getting him/her to sign the relevant documents to
- get a comprehensive view of the client's financial needs.
- Discuss various possible solutions and options available with the client and thereafter recommend the most appropriate products and or solution(s) to address financial needs.
- • Generate and discuss a formal recommendation including product quote(s) for the client.
- On acceptance of part or all the advice recommendations, complete the necessary product application forms and ensure that the client signs the forms to indicate his/her consent to engage in a transaction(s).
- Gather, generate, and complete all the necessary compliance documentation (e.g., Client Advice Record, copy of ID, Financial Needs Analysis, FICA).
- Submit the proposal forms to the relevant product providers for processing.
- Ensure that the issued policy aligns to the recommended product.
- Review the client's portfolio at a minimum of once a year and contact the client based on the adviser and client agreed contact strategy to maintain a healthy client relationship.
- Provide a report back to the Regional Manager and Everyday Banking stakeholders on the strike rate (i.e., the number of leads provided that were converted to business) where applicable.
- Seek business opportunities from external sources as necessary to grow the book of business and reciprocate leads to Regional Managers and PGM’s.
Accountability: Manage own commission earnings
- Capture the correct Policy Relevant Information (PRI) number on the Commission system.
- On a monthly basis, check the accuracy of the commission statements received from the Broker Commissions department.
- Verify that all the PRI numbers reconcile to the commission paid and reflected on the statements Keep the client database up to date by ensuring that new clients are added to the database.
- Follow up on unpaid premiums and lapses by contacting the clients to establish the reasons for the problems Manage the suspense account timeously by clearing it on the system at month end.
Accountability: Practice Management
- Ensure that staff members (Adviser Assistants) have a clear understanding of their roles and responsibilities within the adviser practice.
- Arrange for staff members to receive the relevant training (Absa programs for the Interns) e.g., systems training, product training and operational training.
- Provide coaching and mentoring to assistant(s) with regards to facilitate knowledge and skills development.
- Participate performance development (PD) discussions as required by the Absa performance management standards.
- Take the necessary corrective actions in cases of underperformance in consultation with the Regional Manager. Implement controls with regards to compliant record keeping in accordance with minimum Absa business standards (i.e. FAIS, FICA, FSB and)
- Liaise with Provincial Operations Office) with regards to maintenance of systems and equipment and provision of other services
- Complete all the required compliance exams in the specified timeframes (e.g. Anti-Money Laundering, Sanctions, BCM, Basic Financial Crime Concepts).
- Remain fit and proper as required for FAIS flagged roles.
- Provide monthly feedback to the branch, and Business Bank, regarding non-interest income (seat costs) and cross-selling opportunities
- Segment the client base according to profile, income potential and commission income.
- Engage with business development strategies with the support of the Regional Manager and our practice management subject matter experts to maximise the sustainability of the adviser practice.
Accountability: Personal Development
- Attend all the required training to attain accreditation to market Absa approved products.
- Attend all the requisite internal training (i.e FAIS-related programs/courses).
- Attain the required FAIS credits in order to attain Fit and Proper status
- Ensure that Fit and Proper status is maintained (honesty, integrity, financial solvency)
End Date: September 12, 2025
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Job Summary
Optimise the profit and economic value of portfolios of Growth Business key account clients requiring medium to high complexity commercial banking requirements by focusing:
- origination efforts to quire new clients;
- cross-sell to existing client base;
- coverage efforts to service clients in accordance to the segment CVP
Job Description
- Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base
- Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients
- Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.
- Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
Education
- Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)
go to method of application »
Job Summary
Optimise the profit and economic value of portfolios of Growth Business key account clients requiring medium to high complexity commercial banking requirements by focusing:
- origination efforts to quire new clients;
- cross-sell to existing client base;
- coverage efforts to service clients in accordance to the segment CVP
Job Description
- Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base
- Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients
- Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.
- Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
Education
- Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)
go to method of application »
Job Summary
- Risk Management: Providing Subject Matter Expertise to Risk types.
- Stakeholder Management: Build and Maintain effective Relationships with relevant stakeholders.
- Risk Reporting: Identify, assess and Report key risks arising from significant events, investigations, audit and control issues.
- Risk and Control: Adherence to Policies, Procedures and Regulations.
- Valuation expertise: To support and ensure that the valuation function and needs of Business Banking Services are met in accordance with CPF Policy and good valuation practice
Job Description
Accountabilities:
- Management of valuation process and standards.
- Provide valuation expertise support to various stakeholders including support with credit related matters.
- Manage panel in terms of methodology and valuation outcomes.
- Ensure valuations are conducted in line with International Valuation Standards (IVS).
- Keep abreast all market & economy.
- Manage service provider panel to ensure they perform within SLA.
- Keep abreast of valuation trends and internal requirements.
- Make sure that transactions comply in all respects with all relevant Absa's policies, standards and procedures as well as legal and regulatory requirements.
- Keep abreast markets & economy.
- Perform all other duties as reasonably assigned.
Education
- Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)
Date: September 5, 2025
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Job Summary
- The main purpose of the role is to deliver credit assessment, credit portfolio management and lending decisions within mandate / personal discretion for Agri high value and complex Relationship Banking clients as well as stakeholder engagement with key credit and business solution deliverables.
Job Description
Credit Risk Assessment & Portfolio Management
- Consider mostly high value and complex credit applications in order to determine lending appetite, financing solutions and structures (i.e. capital, long-term, working capital) to adequately meet the financing needs of Absa Business Banking clients in mostly the Key and Premium CVP’s. Approve credit applications in accordance with approved lending criteria in line with Absa's lending policies and standards.
- Mitigate financial and other credit risks for Absa and its clients by requesting security in line with the credit policy.
- Participate in the formulation and implementation of lending strategies, risk appetite and lending criteria by providing feedback and suggestions to the Sector Head based on market trends, actual client interaction / experience and industry research.
- Manage critical success factors with Relationship Executives (RE's) and Credit Teams to ensure that appropriate credit risk decisions are taken by pro-actively communicating and interacting with RE's in order to solution client financing needs.
- Monitor and manage a dedicated portfolio of clients against agreed Absa Business Banking strategies and portfolio credit requirements in order to improve the overall quality of the portfolio by referring to approved credit policy and target market criteria.
- Ensure high standards of credit discipline are applied to portfolio monitoring and control activities, especially unauthorized excesses, unrated exposures and overdue reviews by referring to the relevant credit systems, i.e. Global Credit Information System (GCIS), Credit Management System (CMS) or Review Manager.
- Maintain credit records as required per standard instructions in terms of GCIS and other recording systems by verifying for correctness and forwarding GCIS templates for uploading to the GCIS capturing team.
- Maintain awareness of Basel, South African Reserve Bank (SARB) and other regulatory requirements by attending workshops and referring to relevant training material and circulars.
- Ensure that up-skilling is maintained in terms of industry-specific and lending principles in general by attending workshops, reading / studying of industry related publications and participating in training.
Business Management
- Maintain a network of internal stakeholders and industry professionals to maximize financial benefit for the Bank and to stay abreast of best practices by attending industry workshops, seminars and conferences.
- Management of credit and impairment risk to maintain an appropriate level of impairment and classification of Early Warning List (EWL) clients by referring relevant cases to the Business Support department and completing required strategy sheets, i.e. financial information, background, value of security.
- Assist the Business Support department with the management of high value and complex high risk client exposures from a specialist industry perspective by means of client visits, completion of strategy sheets (including suggested solutions), attending monthly impairment meetings to provide specialist input.
- Adherence to governance, compliance and lending portfolio controls and management information by referring to relevant policy guidelines and circulars.
- Responsible for the sharing of specialist knowledge and experience, including provision of technical solutions, innovative ideas and best practices within own and across other credit teams, specifically also to junior credit managers and relationship executives with a primary aim to enhance external customer value.
- Proactively adopt, execute and implement change initiatives agreed with Business Banking Credit management in support of overall BB Credit strategy and change initiatives.
Customer Service
- Maintain a professional image (appearance, industry knowledge, etc.) of BB Credit during all client interactions.
- Maintain minimum agreed levels of interaction with relationship executives and clients in the Key and Premium CVP. Identify additional income generating opportunities when dealing with customers and add exceptional value to all customer relationships when interacting directly with customers.
- Provide solutions to clients and RE’s by being pro-active, solution driven and client focused.
Support
- Promote the Business Banking Credit with relationship teams, junior credit sanctioners, external customers and industry specialists (i.e. academics, scientists, industry leaders) by delivering excellent service, quick turn-around and professional advice.
- Support team members in terms of stand-in portfolio management during client visits, leave and other "out-of-office" requirements by team members.
- Maintain and support a positive working environment in the larger Business Banking Credit Team by supporting team members, proposing pro-active solutions to problems, etc.
- Provide innovate solutions to enhance working / output and relevance of Business Banking Credit by making suggestions to improve the output and value-add of the credit team.
Qualifications
- Minimum 5-8 years’ experience in Agricultural Credit Sanctioning.
- Post Graduate degree in finance/accounting/agriculture.
- Minimum 5-8 years working experience in Banking and/or financial services.
- Agricultural studies will be beneficial.
- Agriculture specific Experience.
Education
- Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)
End Date: September 5, 2025
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Job Summary
- To support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle for CIB Mid Corporate clients.
Job Description
Risk Management:
- To conduct quality credit risk assessments and reviews and proactively manage credit risks associated with clients across the Mid-corporate portfolio.
- Perform robust financial and non-financial analysis on the client that will support and underpin all new proposals in terms of the client’s credit risk implications.
- Proactively manage the credit risk on the portfolio by completing timely reviews, ensuring securities and conditions are up to date and monitored
- Monitor the client performance on a continuous basis, in addition to performing annual reviews of clients, to ensure early detection of a client's business or operating environment.
Governance and controls:
- Conduct all client risk assessments and portfolio monitoring in compliance with all the relevant governance and policy frameworks.
- Ensure that all covenants are measured and reported during the review or new credit application process
- Ensure that all excesses are monitored, cleared and/or escalated within KPI targets
Data and Systems Management:
- To produce relevant management information and manage exposures including the maintenance of relevant systems.
- Drive RWA efficiencies through ensuring that the data in terms of Default Grades (DG's), Loss Given Defaults (LGD's), limits and review dates are correctly captured on the Bank's credit systems
Business Enablement:
- Provide solution driven support to business to facilitate growth initiatives, whilst maintaining a healthy balance between risk and reward.
- Actively partake and provide input into Deal Forums ensuring that credit risk associated with business opportunities are pro-actively highlighted and managed.
Education
- Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)
End Date: September 12, 2025
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Job Summary
- Leverage deep data science expertise in advanced statistics, data wrangling, data mining, data analysis, feature engineering & predictive modeling, storytelling, distributed computing & data visualisation, machine learning tools & data intuition to define, build, operationalize & continuously improve data solutions that deliver relevant, quality assured, accurate & commercially impactful data to the business.
Job Description
Data Science
- Participate in design thinking processes to determine & confirm hypotheses and priority questions / data challenges & related metrics to be solved for
- Translate business questions to be solved into data requirements & define a data solutions to deliver against these requirements
- Proactively partner with the data engineering team and reporting and visualizations team to refine the data requirements deliver raw data to Data Science teams for interpretation & analysis
- Design fit for purpose data interpretation & analysis approaches & create customized data models, algorithms, machine learning tools and recommendation engines to achieve the desired business outcomes
- Use advanced data science skills to mine & interpret data. These include but are not limited to: advanced statistics, data wrangling, data mining, data analysis, feature engineering & predictive modeling, distributed computing, machine learning tools & data intuition
Analyse & interpret complex data sets
- Apply quality assurance frameworks to test model & analysis techniques (e.g. algorithms, models) & overall data quality
- Apply the testing frameworks to monitor and analyse model performance & data integrity on all data assignments
- Produce business insights and recommendations based on data analysis & modeling concluded & where relevant with knowledge and experience of e.g. Python, Hadoop, Apache Spark, PowerBI, SAS, SQL, & Kafka
- Use storytelling and data visualization techniques to maximize impact & deliver a user friendly product to business
- Contribute to the consolidation of data and modeling solutions into viable end products (in the language of business) that can be leveraged on an ongoing basis e.g. dashboards, reports etc.
- Present data analysis (trends, insights, forecasts) & findings to business & show tangible business impact to be derived from the data science process
- Facilitate peer reviews & feedback on data solutions
- Refine data analysis based on business & peer reviews
- Contribute to the assessments of the effectiveness and accuracy of new data sources & data gathering techniques
- Promote data literacy with your business stakeholders by sharing best practices and showing tangible business impact & recommendations as a direct result of the the data solutions provided
- Stay ahead of the curve on data science trends & leading practice data science tools and techniques & transition the organisation to advanced methods for the continuous optimization of data
Accountability: Risk & Governance
- Identify data risks and mitigate these (pre, during & post solution deployment / data delivery)
- Create business cases & solution specifications for various governance processes (if required)
- Apply data quality assurance frameworks and tools to guarantee data quality & data integrity (always) for specific data solutions
- Contribute to risk, governance, compliance & broader regulatory processes as a data science expert (if & when required)
Accountability: People
- Coach & mentor junior data scientists and interns
- Conduct peer reviews, testing, problem solving within and across the broader team
Education
- Bachelor's Degree: Information Technology
End Date: September 5, 2025
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Job Summary
- Apply critical thinking & problem solving skills to contribute to all phases of the development lifecycle & quickly produce well-organised, optimized, and documented source code to deliver high-performing, scalable, enterprise-grade applications
Job Description
Key Responsibilities:
- Design, develop, and maintain .NET applications and services that support data processing and system integration.
- Build and consume APIs (RESTful and SOAP) for internal and external system communication.
- Collaborate with data engineers, architects, and business analysts to understand data requirements and integration needs.
- Develop ETL processes and data pipelines using .NET and related technologies.
- Ensure high performance, scalability, and security of integration solutions.
- Participate in code reviews, testing, and deployment activities.
- Troubleshoot and resolve issues related to data flow, system connectivity, and application performance.
- Maintain documentation for developed solutions and integration processes.
Required Skills & Experience:
- Proven experience in .NET development (C#, ASP.NET Core, .NET Framework).
- Strong understanding of data structures, algorithms, and software design principles.
- Experience with SQL Server and writing complex queries, stored procedures, and functions.
- Experience with API development and integration (REST, SOAP).
- Knowledge of messaging systems (e.g., MSMQ, RabbitMQ, Azure Service Bus) is a plus.
- Exposure to cloud platforms (preferably Azure) and containerization (Docker, Kubernetes) is advantageous.
- Excellent problem-solving skills and attention to detail.
- Strong communication and collaboration abilities.
Preferred Qualifications:
- Bachelor’s degree in Computer Science, Information Systems, or related field.
- Minimum 3 years development using .Net Framework
- Experience in Agile/Scrum environments.
Education
- Bachelor's Degree: Information Technology
End Date: September 6, 2025
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Job Summary
- The Central Planning, Analysis and Reporting team within Transactional Banking (TxB) plays a strategic role in shaping financial performance, delivering business-critical insights, and enabling data-driven decision-making across the Cash Management and Trade and Working Capital portfolios.
- As a Finance professional in this team, you will be responsible for consolidating and interpreting financial data, forecasting performance, and providing actionable insights to senior stakeholders. You will support key planning cycles, performance reviews, and strategic initiatives—ensuring alignment with broader business objectives and evolving market dynamics.
- The Financial Decision Support function is a core component of this role, encompassing the preparation and analysis of financial and management information for the Absa CIB Transactional Banking (TxB) division. This includes delivering meaningful insights that empower leadership to make informed decisions. Key stakeholders include the TxB CFO, TxB CEO, and senior management across the business as well as broader Finance team.
- Success in this role requires strong analytical and communication skills, a deep understanding of financial drivers in Transactional Banking, and the ability to engage confidently with senior stakeholders. Excellent interpersonal skills are essential, as the role involves continuous collaboration and influence across multiple levels of the organization. This role requires high attention to detail and strong organisation skills with high number of high profile deliverables required from this role.
Job Description
Key Accountabilities
Monthly Performance Reporting and analysis:
- Consolidating and understanding each month’s estimate / flash, with input from Finance BP’s, and sharing with the CIB Central Finance team for consolidation into a wider Absa Group view;
- Taking a lead role in each month end process, and ensuring the ledger closes as expected – working together with Financial Control;
- Prepare monthly packs detailing the month and year to date performance relative to prior year and budget / RAF
- Conducting a thorough variance analysis of the business’ performance (income statement and balance sheet), across SA and ARO regions and highlight areas of concern to senior management
- Ensuring accuracy of management information provided to stakeholders.
- Preparation and analysis of slide submissions into various internal documents pertaining to TxB’s performance
- Presenting the month’s performance and analysis to forums as / when necessary (this includes but is not limited to: TxB Fincom, TxB ExCo)
Stakeholder Management
- Manage expectations with each stakeholder, bearing deadlines in mind;
- Ability to prioritize and differentiate between urgent vs important tasks
- Communicate effectively and efficiently
Preparation of half year and full year result reporting
- Preparing commentary for the business’ performance for external consumption
- Preparing briefing notes / crib notes detailing the business’ performance in detail to Central CIB Finance team for the CFO and CEO
- Ensuring accuracy and integrity in all the TxB commentary
- Provide ad-hoc analysis on Business performance
- Financial Planning and Budgeting
- Provide analysis and input to various businesses on financial planning and budgeting.
Education and Experience Required
- CA(SA) / CIMA
- 5 + years post qualification
Knowledge & Skills:
- Strong financial reporting skills
- High attention to detail
- Problem solving and efficiency improving
- Client service drive
- Strong product knowledge
- Excellent communication and interpersonal skills
- Ability to be flexible / adaptable
- Ability to take on a “big picture” view of the business
Competencies:
- Personal & Interpersonal Skills
- Business Skills
- Technical Knowledge
- Commercial Effectiveness
Education
- Postgraduate Degrees and Professional Qualifications: Financial Sciences (Required)
End Date: September 8, 2025
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Job Summary
- We are looking for a dynamic and commercially minded Legal Counsel to provide strategic legal advice and support across a wide range of legal, regulatory, and commercial matters. This role requires a versatile, business-oriented legal professional capable of delivering holistic legal risk management, supporting business initiatives, and contributing to broader organisational goals through cross-functional collaboration.
Job Description
Key Responsibilities
Legal Risk Management
- Proactively engage with internal stakeholders to anticipate legal and regulatory risks and provide practical, business-aligned legal solutions.
- Deliver commercially and legally sound advice that balances compliance with business imperatives, focusing on enabling business continuity and innovation within the boundaries of applicable laws and regulations.
Commercial Legal Support
- Provide end-to-end legal support on commercial transactions, including structuring, negotiating, and drafting a variety of legal agreements.
- Deliver clear, actionable recommendations on the legality, enforceability, and commercial implications of contractual arrangements.
- Develop a deep understanding of the business, products, services, and strategies to ensure legal advice is tailored and adds strategic value.
Risk and Controls
- Apply sound legal judgment in identifying and managing legal risks, drawing on previous experience and best practices.
- Understand the interplay between legal risks and other risk disciplines, collaborating with colleagues across functions (e.g., compliance, risk, finance) to address potential issues holistically.
Collaboration and Stakeholder Management
- Build strong, trusted relationships with internal stakeholders across business, legal, compliance, and operations teams.
- Participate in cross-functional working groups and contribute to legal awareness, capability-building, and knowledge sharing within the business.
Innovation and Continuous Improvement
- Support the development and implementation of legal processes, templates, and best practice guides to improve efficiency and consistency in legal support.
- Stay abreast of legal and regulatory developments and translate these into practical implications and proactive actions for the business.
Technical Legal Expertise
- Provide specialised legal support in key areas such as banking law, regulatory compliance, corporate/commercial law, or financial services, while maintaining the flexibility to handle a wide range of legal issues in support of business initiatives.
- Review, draft, and advise on legal documentation with precision and clarity, ensuring it aligns with both legal requirements and commercial objectives.
Minimum Requirements
- LLB degree.
- Admitted attorney with 4–6 years post-articles experience.
- Solid working knowledge of banking law, financial services regulation, and commercial contracting.
- Strong understanding of banking products, financial instruments, and related legal frameworks.
- Demonstrated ability to operate independently and manage multiple priorities in a fast-paced environment.
Education
- Bachelor Honours Degree: Law, Military Science and Security (Required)
End Date: September 5, 2025
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Job Summary
- Management of the support team of the Trust Department, including the overall management of the workflow on the trust system. Also act as super user for the trust system which include facilitating all changes on the trust system and interact with the IT team.
Job Description
Accountability: Management of the workflow,
- Ensure that all transactions are captured daily
- Ensure that reconciliations of the trust account, small trust, office account and tax provision are done timeously.
- Ensure that trial balance and general ledger are prepared for audit purposes
- Assist trust office staff with queries
- Train all users to ensure good knowledge of the trust system.
- Identify possible problems and risks and address them before it has a negative impact on the financial system.
- Assist and liaise with capturing staff nationally on system issues
- Communicate all developments and relevant activities on the trust system to staff nationally and head office
Accountability: Client service
- Attend to requests/queries received specifically in more complex cases
- Ensuring that Absa Trust staff is continually informed on processes, procedures and progress.
- Ensuring that the reception team’s telephone etiquette is according to the Absa
Accountability: Support to IT department
- Identify discrepancies on the IT system and rectify where necessary.
- Assist IT department with information and suggestions.
- Ensure that all changes on the trust system are implemented.
- Assist the IT team with new developments.
- Attend meetings held by the IT team and represent the user.
Accountability: Risk/Reports
- Subtract the necessary information from the trust system
- Prepare and finalize the reports on/or before the goal date
- Indicate on report/s reasons for discrepancies, sign off and date as per prescribed rules
- Hand the reports to the Branch Manager of both offices as well as to the Finance department at Head Office for budget/forecast purposes.
- File the documentation for audit purposes
Accountability: Leadership
- Training, leading, mentoring, coaching and developing staff and team members daily
- Implementation of the formal Performance Development (PD) process with team members
- HR functions such as leave requests, TRW, grievances procedures, disciplinary actions, appointment of new staff, interviews and recruiting, promotions, salary increases, and other HR related actions.
- Managing finance and achieving of the budget, where applicable
Competencies
- Presenting and communicating information
- Analysing
- Applying expertise and technology
- Deciding and initiating action
- Leading and supervising
- Coping with pressures and setbacks
- Delivering results and meeting customer expectations
- Planning and organizing
Knowledge and skills
- Knowledge of Computer Systems, typing and Excel (Solid)
- Knowledge of Planning and Organising (Solid)
- Knowledge of Analysing (Solid)
- Skills – Good Communication and inter-personal skills (Solid)
- Skills – To work without supervision (Advanced)
- Skills – Being able to anticipate potential risks (Solid)
- Skills – Accounting
Experience:
- Excellent Excel and Accounting skills (must have)
- 3 years of experience in accounting (must have)
Education
- Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)
End Date: September 6, 2025
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Job Summary
Optimise the profit and economic value of portfolios of Growth Business key account clients requiring medium to high complexity commercial banking requirements by focusing:
- origination efforts to quire new clients;
- cross-sell to existing client base;
- coverage efforts to service clients in accordance to the segment CVP
Job Description
- Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base
- Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients
- Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.
- Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
Education
- Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)
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Job Summary
Optimise the profit and economic value of portfolios of Growth Business key account clients requiring medium to high complexity commercial banking requirements by focusing:
- origination efforts to quire new clients;
- cross-sell to existing client base;
- coverage efforts to service clients in accordance to the segment CVP
Job Description
- Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base
- Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients
- Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.
- Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
Education
- Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)
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Job Summary
- Formulate tactical strategy and associated delivery plans related to single practice areas. Ensure proactive integration and operational tactical enhancement.
Job Description
- People Management: Coach, mentor and manage team members toward driving business objectives and ensuring colleague development | Compliance and Risk Management: Fulfil all activities in adherence to relevant control and compliance requirements, and quality standards | Business Management: Manage the levels of performance and service standards that need to be achieved by
- translating the Business Unit’s strategy into achievable objectives and contracting
- these through the Performance Development process for the team. | Collaboration : Constantly seek to improve ways of working by challenging the status quo and supporting an
- empowering climate within the team, sharing knowledge, experience, best practice and
- providing constructive feedback as required. | Customer Experience: To provide service excellence and achieve customer satisfaction | : | : | :
Education
- Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)
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Job Summary
- To follow the six steps of financial planning in executing the role of a FAIS licensed financial adviser. A professional introduction must be made to introduce the adviser and the services offered by the adviser. Upon client approval the adviser may conduct a Financial Needs Analysis (FNA) in the disciplines of Investment, Life Insurance and Estate planning. Based on the concluded FNA to make recommendations
- To address single or multiple needs identified on behalf of the client. Advice recommendations will must be presented under the license categories for which the adviser is accredited Absa approved product(s) that are deemed will meet the needs of the client. On client acceptance of all or part of the advice, the adviser is required to implement the accepted advice through Absa’s new business processes.
- The adviser must conduct regularly review of the client needs to assess continued suitability of implemented solutions. In these reviews, new needs may be addressed and changes to existing plans be proposed to ensure continued solutioning of client needs.
- Adviser must continue to ensure ongoing Fit and Proper status to enable them to offer services under an Absa advice license.
Job Description
Key Accountabilities:
Accountability: To establish and maintain a professional relationship with all stakeholders (Client, Bank personnel, product providers and Adviser Support staff)
- Participate in reciprocal leads activities and sales/pipeline meetings to identify opportunities for new or repeat business, and fully utilising Absa’s bancassurance structure.
- Assess client’s needs through use of recommended needs analysis tools, ensuring that the client is aware of the full value proposition offered by AIFA.
- Prepare recommendation and quote for appropriate risk and investment solutions based on the client’s individual needs and profile.
- Present recommendation to clients, ensuring that all FAIS regulations are followed regarding advice given.
- Follow all the steps in the designated client engagement process as specified by Absa Advisers.
- Provide regular feedback to the Regional Manager on actions taken to progress the lead to business.
- Network, on an ongoing basis, with all stakeholders in Everyday Banking (PGM’s and Regional Managers) and elsewhere by attending their meetings and social gatherings to position the Absa Advisers' value proposition to the Bank and to the clients
Accountability: Meet sales and/or growth targets
- Do activity planning by identifying the clients to be approached/contacted during a particular period in conjunction with Everyday Advice Executive.
- Using the leads information provided by the source and or Regional Manager listings, as well as leads sourced through own prospecting activities and determine the client's financial needs.
- Make exclusive use of Absa’s Financial Needs Analysis tool (Avalon from Aug 2024 onwards) to conduct a comprehensive Financial Needs Analysis for the client.
- Obtain the client's consent to access his/her existing policy information by getting him/her to sign the relevant documents to
- get a comprehensive view of the client's financial needs.
- Discuss various possible solutions and options available with the client and thereafter recommend the most appropriate products and or solution(s) to address financial needs.
- • Generate and discuss a formal recommendation including product quote(s) for the client.
- On acceptance of part or all the advice recommendations, complete the necessary product application forms and ensure that the client signs the forms to indicate his/her consent to engage in a transaction(s).
- Gather, generate, and complete all the necessary compliance documentation (e.g., Client Advice Record, copy of ID, Financial Needs Analysis, FICA).
- Submit the proposal forms to the relevant product providers for processing.
- Ensure that the issued policy aligns to the recommended product.
- Review the client's portfolio at a minimum of once a year and contact the client based on the adviser and client agreed contact strategy to maintain a healthy client relationship.
- Provide a report back to the Regional Manager and Everyday Banking stakeholders on the strike rate (i.e., the number of leads provided that were converted to business) where applicable.
- Seek business opportunities from external sources as necessary to grow the book of business and reciprocate leads to Regional Managers and PGM’s.
Accountability: Manage own commission earnings
- Capture the correct Policy Relevant Information (PRI) number on the Commission system.
- On a monthly basis, check the accuracy of the commission statements received from the Broker Commissions department.
- Verify that all the PRI numbers reconcile to the commission paid and reflected on the statements Keep the client database up to date by ensuring that new clients are added to the database.
- Follow up on unpaid premiums and lapses by contacting the clients to establish the reasons for the problems Manage the suspense account timeously by clearing it on the system at month end.
Accountability: Practice Management
- Ensure that staff members (Adviser Assistants) have a clear understanding of their roles and responsibilities within the adviser practice.
- Arrange for staff members to receive the relevant training (Absa programs for the Interns) e.g., systems training, product training and operational training.
- Provide coaching and mentoring to assistant(s) with regards to facilitate knowledge and skills development.
- Participate performance development (PD) discussions as required by the Absa performance management standards.
- Take the necessary corrective actions in cases of underperformance in consultation with the Regional Manager. Implement controls with regards to compliant record keeping in accordance with minimum Absa business standards (i.e. FAIS, FICA, FSB and)
- Liaise with Provincial Operations Office) with regards to maintenance of systems and equipment and provision of other services
- Complete all the required compliance exams in the specified timeframes (e.g. Anti-Money Laundering, Sanctions, BCM, Basic Financial Crime Concepts).
- Remain fit and proper as required for FAIS flagged roles.
- Provide monthly feedback to the branch, and Business Bank, regarding non-interest income (seat costs) and cross-selling opportunities
- Segment the client base according to profile, income potential and commission income.
- Engage with business development strategies with the support of the Regional Manager and our practice management subject matter experts to maximise the sustainability of the adviser practice.
Accountability: Personal Development
- Attend all the required training to attain accreditation to market Absa approved products.
- Attend all the requisite internal training (i.e FAIS-related programs/courses).
- Attain the required FAIS credits in order to attain Fit and Proper status
- Ensure that Fit and Proper status is maintained (honesty, integrity, financial solvency)
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Job Summary
- To provide specialist advice and support in area of specialisation enabling the effective implementation of business continuity frameworks.
Job Description
- The Business Co -ordinator must deeply understand risk management and risk events (incidents) mitigation relevant to the role. they must have a deep understanding of Recoveries and be comfortable working with Excel ,capturing data and using formulas .
- Risk management is executed through cost-effective legal recovery of outstanding debt exposure by providing specialist advice on developing a tactical strategy for managing the bank's collateral assets.
- Furthermore, the specialist must ensure that all activities and duties are carried out in full compliance with regulatory requirements, the Enterprise-Wide Risk Management Framework, and internal Absa .
- The role's purpose is to assist in developing strategies to maintain favourable supplier relationships and ensure timely payments and SLA compliance. The incumbent must manage performance, ensure that the administrat team's activities align with strategic goals, and continuously improve processes and workflows within the administration function.
- The role involves monitoring key performance indicators related to supplier relationships, payment timelines, and risk management.
- The accountable person is responsible for MI, reporting, and controls relevant to the Recoveries environment.
Education
- Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)
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Job Summary
- Responsible for all governance and control management related activities in accordance with Regulatory and Group requirements.
- To develop and monitor the implementation of the Enterprise Risk Management Framework. Build and maintain meaningful relationships with internal stakeholders, specifically business, risk and compliance counterparts to execute on own deliverables. Management of related activities and reporting to senior management for relevant forums and committees within agreed timelines. Provide advice and support in the development and implementation of governance planning and associated service delivery processes, methods and techniques.
Job Description
- Ensure that all activities and duties are carried out in compliance with regulatory requirements Enterprise Risk Management Framework (ERMF), Operational Risk frameworks and related policies and standards.
- Engage with Risk and Compliance colleagues to ensure proper implementation of related policies and standards.
- Support the business in the implementation and embedment of Enterprise Risk Management Framework (ERMF), including those applicable for Risk and Control Self-Assessments (RCSAs), Critical Process Assessments (CPAs), Management Control Approach (MCA), Issue Management, Fraud Management, Combined Assurance, Risk Events, Key Indicators, as well as Dispensations Waivers and Breaches (DWBs) as well as Management Control Approach (MCA).
- Deliver value-added management information, specifically key risk indicator trends, and analysis of the drivers of risks to assist senior management to better manage risks.
- Monitor, measure, prepare and deliver on applicable reports; raising concerns and challenges, escalating associated risks and any material issues identified.
- Support the team in governance-related matters, including but not limited to monitoring and tracking the strategic initiatives, providing administrative support for Committee meetings including documenting minutes and tracking of meeting action items and initiatives where required.
Reporting and Analysis
- Source and interpret data for reporting to the enterprise risk committee and any other related reporting requirements.
- Ensure data quality and accuracy of reporting.
- Support the management reporting of all key concerns as appropriate through monthly and quarterly risk committees, forums, and governance committees.
- Ensure the completeness, accuracy, and validity of reporting through the monitoring of data quality on the Operational Risk Management System (ORMS) and related risk management systems.
- Engage business stakeholders and maintain effective follow-up and tracking of the remediation of weaknesses and control gaps identified.
- Reporting of all material concerns as appropriate and through risk and control governance committees.
Education and Experience Required
- B degree or equivalent specialising in Operational Risk Management / Audit / Business Management
- 5- 8 years’ experience in a Financial Institution preferably stockbroking and/or investments.
- 3-5 years’ experience in a Risk Environment
Knowledge and Skills:
- Knowledge of the risk environment and risk management principles.
- An understanding of the operations of an investment and/or stockbroking business would be preferred.
- Keeping abreast of changes in industry and developing of own competency through continuing education.
- Proficiency in ORMS system preferred.
Competencies:
- Deciding and initiating action
- Persuading and influencing
- Relating and networking
- Working independently
- Presenting and communicating information
- Analysing data (including data analytics and dashboards)
- Adaptability
- Planning and organising
- Coping with pressure and setbacks
- Learning and researching
Education
- Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)
End Date: September 3, 2025
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Job Summary
- To provide defined fiduciary end-to-end advisory services on all aspects of estate planning, wealth management, formation and administration of domestic and cross-border trusts and companies and dedicated planning for any complex, local and cross-border assets to clients in Relationship Bank, Corporate and Investment Bank, Retail Bank, and all other distribution channels as per Absa’s Non-Banking Financial Services Advice and Fulfillment strategy pertaining to Fiduciary Services and Products. Training to Bankers and Financial Advisers in order for them to identify opportunities to deliver the total Client Value Proposition to their clients.
Job Description
Advisery Services:
- Assist in providing identified Advisery services to High Net Worth clients of the Group and Bankers/Financial Advisers on fiduciary matters that fall within the ambit of the Financial Planning Institute (FPI) and the Fiduciary Institute of South Africa (FISA), with specific reference to Estate, Retirement and Insurance Planning.
- Assist in providing support in the usage of Wealth Planning techniques and structuring vehicles.
- Assist in drafting Estate Planning and Business Assurance proposals.
- Consult directly with the Bankers/Financial Adviser who liaises with clients.
- Provide support in the drafting of Wills and Trusts. Alternatively ensure that Wills and Trusts drafted by Absa Trust are according to the client’s needs and instructions given to Absa Trust.
- Provide specialised Advisery services to High Net-Worth Clients of the Group and Bankers\Financial Advisers or other stakeholders on Legal, tax and other complex financial planning matters that fall within the ambit of the FPI and FISA.
- Provide technical training in the specialised area of Wealth Planning techniques/skills to the Bankers.
- Support technical interpretation and usage of Wealth Planning structuring vehicles.
- Estate Planning Proposals, Trust Audit, and or Ownership Structure Proposals.
- To consult directly with clients and related Private Banker/Financial Advisers.
- As part of a national multi-disciplined Centre of Excellence, to assist other Specialists with experience and knowledge, as well as peer-reviewing any written advice to clients.
- To provide Regional Management with high-level knowledge of technical financial planning and estate planning aspects.
- To provide expert inputs as required in strategic projects/initiatives, forming a key part of the wealth planning intellectual capital in Absa Trust.
Stakeholder Management:
- Build strong relationships with both global and local internal and external stakeholders.
- Effectively communicate developments within areas of activity to all relevant stakeholders.
- Ensure impeccable and timeous service levels.
- Liaise with various Business Unit Heads within Absa Group.
- To liaise with Absa Trust Legal and Compliance to ensure alignment within Absa Trust in the areas of technical legal and compliance matters.
- To liaise with Absa Group specialists (i.e., Absa Group Tax, Absa Group Legal, Absa Trust, BPB&T, Wealth Advisery, etc.) to ensure alignment within Absa Group regarding all relevant technical matters.
- To liaise with our international partners in providing their offshore offering to High Net-Worth Clients.
Revenue Generation:
- Manage the commercial profitability of the Legal and Advisery Specialist team to ensure accomplishment of set revenue targets.
New and Revised Wills Target:
- Ensure the quality inflow of new segmented business from distribution channels (Private Bank and Business Bank by monitoring Sales Statistics from the relevant sub-segments.
- Ensure sales targets are met within all targeted distribution channels (Relationship Bank, Corporate and Investment Bank, Retail Bank, and all other distribution channels), by managing weekly and monthly statistics (i.e., results in conjunction with the management of above segments). Any divergences of the statistics will necessitate action planning with the segments in order to achieve the sales target.
- Send Will Applications directly to the Wills Drafting Office of Absa Trust.
- Review all Will Applications received via other channels (Relationship Bank, Corporate and Investment Bank, Retail Bank, and all other distribution channels) thoroughly i.e. the application form has been completed in full and that instructions to draft the Will is clear and free of any ambiguity before sending the documents to the Wills Drafting Office for drafting.
- Ensure that a proper Estate Plan is executed for the client by utilising different Estate planning tools such as Trust: Inter Vivos. Living. First Dying, Agencies and corporate structures.
Filing of Signed Wills:
- Maximise the safe custody of all signed Wills by training all Relationship Bank, Corporate and Investment Bank, Retail Bank, and all other distribution channels in terms of importance of having customers / clients Wills in safe keeping, thus ensuring a further stream of income to Absa Trust.
- Check that all signed Wills lodged for Safe Custody meet with the Legal requirements of the Wills Act by checking the correct execution thereof and the content and structure of the document.
- Coach all delivery channels on the Legal requirements on the execution of Wills by attending and advising in formal training covering legal aspects of Wills – this training is facilitated by Absa Learning and development on an ongoing basis. Thus, ensuring the Absa Group is not any risk for incorrectly executed documents.
- Ensure that the signed Will is filed in the Safe Custody office within the agreed turnaround time (i.e., from drafting to filing), by completing a transmission sheet that encloses all the Wills lodged for Safe Keeping to the Wills Control Centre. Check on a monthly basis the receipt from the Wills Control Centre balances to what has been sent to them.
Trusts (Inter Vivos., Living, First Dying, and Agencies):
- Advise and where applicable, create a Trust either Living or Inter Vivos depending on the needs of the client by completing a Trust application form and by obtaining all relevant Financial Intelligence Centre Act and Client Acceptance Screening Application requirements and the submission thereof to Absa Trust: Trust Division for the drafting of the said document.
- Ensure personal sales targets are met after mutual agreement by management on both Inter Vivos and Living Trusts, by training and coaching Relationship Bank, Corporate and Investment Bank, Retail Bank, and all other distribution channels on the knowledge of the product and the implication to tax saving and family protection. This will necessitate that correct sales' leads are received from Absa Trust in order to meet with personal sales targets.
Customer Service:
- Deal (telephonically, electronically, written communication, correspondences, and face to face) with clients both internally and externally on a professional basis to ensure that a high standard of customer service is given.
- Resolve customer complaints relating to the Fiduciary Industry (Wills, Trust and Estates) and ensure customer complaints are addressed and that the client is satisfied with the outcome within a period within 24 hours. Contact the client and ensure that the matter has been resolved.
- Build and maintain a relationship with various stakeholders (i.e. Relationship Bank, Corporate and Investment Bank, Retail Bank, and all other distribution channels) by continuously engaging and ensuring satisfactory client service and good relations.
- Escalate complaints, where complex matters cannot be resolved, relating to the Fiduciary Industry (Wills, Trust and Estates) to the Area Manager: within 24 hours.
- Drive a professional client services culture in the Absa suites / branches, by managing the turnover time of Wills drafted and the quality thereof (i.e., Wills that are forwarded to the Wills Drafting Office till the receipt thereof is within the Service Level Agreement times and that spelling errors within the document are corrected on the same day.)
Compliance:
- Adhere to ABSA compliance requirements and industry related legislations in order to maintain a high standard of service.
- Adhere to business processes and controls practice. non-adherence may lead to disciplinary actions.
- Complete all compulsory compliance and legislation training within the required timeframes as prescribed by Absa Risk.
- Adhere to risk and compliance policies in terms of Environmental Health and Safety, Information Security, Records Management and Money Laundering, Sanctions etc. Non-adherence to Absa's Policy and Procedures may lead to disciplinary action.
- Perform all other duties as reasonably assigned articles for colleague and Advisers.
FAIS Fit and Proper Requirements Applicable to this Role (Advice and Intermediary Service):
- FSCA-Approved Qualification
- Regulatory Exam for Representatives (RE5)
- Experience As Per the FAIS Act
- Product Specific Training once Onboarded
- Class Of Business Training
- Continuous Professional Development
- Attest To Honesty, Integrity, and Good Standing
Education
- Bachelor's Degree: Law, Bachelor's Degree: Taxation
End Date: September 2, 2025
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Job Summary
- Seize the opportunity to shape the future of Corporate Banking. If you excel in transactions, thrive in dynamic environments, and are driven to achieve impactful results, we want you. Apply now and take your career to new heights!
- This role is ideal for a seasoned Corporate Banker with 7-10 years of experience, a proven track record in originating and executing large transactions, and the ability to grow the client portfolio through effective up-selling, cross-selling, and consistently acquiring new clients.
Job Description
- Acquire new corporate clients without existing Absa banking relationships by promoting the Bank’s corporate banking value proposition.
- The role involves client origination, deal management, risk compliance, and financial solution development, requiring strong leadership and collaboration skills.
- Responsibilities include identifying target clients, qualifying opportunities, facilitating onboarding, seeking credit approval, and implementing approved borrowing facilities and services.
Key Skills:
- Relationship Building - can build and maintain strong relationships with clients, stakeholders, and colleagues.
- Sales and Negotiation - proficiency in selling banking products and negotiating terms with clients.
- Communication Skills - can clearly and persuasively communicate complex information to clients, stakeholders and colleagues.
- Industry Knowledge - have a deep understanding of the financial industry and key sectors like manufacturing, consumer services, retail, agriculture, telecommunications, mining, oil & gas, hospitality & tourism, etc.
- Strategic Thinking - can develop and implement effective strategies for mergers, acquisitions, and other transactions.
- Analytical Skills - analyze complex financial data and market trends to make informed decisions.
- Credit Analysis - expertise in assessing the creditworthiness of potential clients.
- Project Management - capability to manage multiple tasks and projects efficiently.
- Attention to Detail - meticulous in their work, ensuring accuracy and compliance with regulations.
- Problem-Solving Skills – can quickly identify and resolve issues that arise during transactions.
- Resilience - can handle high-pressure situations and remain focused on achieving their goals.
Relevant Qualifications and Expertise:
- Bachelor's Degree in Business, Finance, Economics, or a related field (mandatory)
- MBA or Advanced Degree in a relevant discipline (optional)
- Proven experience in corporate banking, sales, or relationship management.
- Knowledge of Banking Products and Services - understanding of various banking products, services, and credit facilities.
- Regulatory Knowledge - familiarity with banking regulations and compliance requirements.
- Entrepreneurial and commercial mind-set
- Confident, enthusiastic, and self-driven
Education
- Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)
End Date: September 11, 2025 (
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Job Summary
- Provide superior, seamless customer experience and offering suitable solutions to meet client needs. Utilise technology and leverage the virtual omni-channel environment, to deliver service in an efficient and cost-effective manner. Perform banking duties and oversee the financial activities for business and individual customers.
Job Description
- Income Growth and Financial Targets: Ensure a deep understanding of client's working capital cycle and business needs to provide appropriate solutions. Drive achievement of targets as per individual scorecard.
- Customer Focus: Proactively drive acquisition and cross-sell initiatives through re-engagement processes. Ensure service and complaints resolution are within acceptable service level agreements.
- Compliance and Risk Management: Fulfil all activities in adherence to relevant control and compliance requirements, and quality standards.
- Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
Education
- Higher Diplomas: Business, Commerce and Management Studies (Required)
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Job Summary
- The purpose of this job is to realise business change and performance optimisation through facilitating the process of developing suitable customer owned business operating models, facilitate people change and administer applicable service and/or operating level agreements.
Job Description
Key Responsibilities
Business Operating Model development:
- Through liaison with key stakeholders such as Process Architects, Core Leads, Owners and in collaboration with the Process Management Team assess areas where non-optimal performance exist in order to propose business model analysis and improvements.
- Support project and business re-organisation initiatives to assess, validate and/or improve business operating models.
- Ensure that there is common understanding between participants in the business operating model development through abstract and visual representation (model) of how the organization/entity delivers value to its customers or beneficiaries as well as how the environment actually runs itself.
- Illustrates the alignment (or lack thereof) between strategic goals and key business decisions regarding products and services; partners and suppliers; organisation; capabilities; and key business and IT initiatives.
- Derive the strategic and operational capability gap based upon the FC Strategic Vison and the current capability as well as the options to bridge the gap.
- Facilitate the development of business operating models that is transitioned and owned by a Business Owner, whereafter implementation is supported.
- Apply suitable best practices to enhance model development and understanding.
Business Analysis:
- Analyse and evaluate the current business processes and identify areas of improvement.
- Continuously ensure effective stakeholder engagements.
- Elicit and document business requirements through active collaboration practices by articulating the As Is, the To Be and the gap that needs to be addressed or apply clean slate solution definition based upon initial assessment.
- Ensure that cleat value is defined as a result of the implemented change.
- Manage the full life cycle of the requirement to implementation.
People Change Management:
- Perform organisational and people analysis and assessments to understand the impact of the change, the change history, change readiness, potential people-side risks, and anticipated points of resistance.
- Develop the project/business change Sponsorship Model, compile the People Change Management Strategy and acquire approval for the People Change Management Strategy.
- Create and manage measurement systems to track adoption, utilisation and proficiency of changes at an internal and external level.
- Perform people change management interventions using the ADKAR or relevant suitable people change management framework.
- Work with the Communication, Training, Human Resources (HR) and Organisational Design (OD) specialists in the formulation of particular plans and activities to support project implementation.
- Train, coach, develop and mentor leadership, business stakeholders and project team members on the application of change management practices.
- Share and apply learning’s to all projects and business change initiatives.
Service/Operating Level Agreements:
- Ensure that adequate service level agreements (SLAs) and/or Operation Level Agreements (OLAs) exist for the various areas based upon process analysis regarding external dependencies ito recipient and receiver perspectives.
- Maintain the SLA catalogue, SLA/OLA maintenance and practical applications.
Process Ownership:
- Ensure alignment of process with organisational strategy; take accountability for relevant processes within area of responsibility and ensure delivery and maintenance of standardised processes and controls.
- Owner of the end-to-end business process including defining the goals, objectives and KPI's, and performance management thereof.
- Plan, implement and develop operating procedures for relevant area and updating user and working guides.
- Constantly review and improve processes (automation included) to drive and implement a sustainable and effective process in support of quality and accuracy.
- Drive sustainable cost and processing efficiencies through continuous innovation, industry benchmarking and alignment to best practices.
- Act as escalation and decision point for operational decisions related to specific process.
- Management of relevant executors of processes within ambit of control including co-ordination and management of capability and performance.
- Change Management including facilitating change in process within scope of deliverables.
- Identify process-specific risks and work with Process Architect to mitigate risks.
Role/Person Specification
Knowledge and Skills:
- Solid understanding/view of the business (Finance & Financial Control perspective) and Finance strategy, processes, and capabilities, enabling technologies, and governance. (Level: Solid)
- Knowledge of business architecture and process engineering (Level: Solid)
- The ability to recognise structural issues within the organization, functional interdependencies and cross-silo redundancies.
- The ability to apply architectural and people change management principles, methods, and tools to business challenges.
Education and Experience:
- B degree in Commerce or equivalent Diploma (NQF level no. 7).
- Preferred - Six Sigma / Lean certificates.
- 5 – 8 years’ solid experience within the field of Architecture, Business Analysis & Process Engineering.
- 1 - 3 years’ experience working closely with BU Head to devise, formulate and execute on people management strategy for area.
- 4 - 5 years’ experience in managing a team (8 - 15 direct and indirect across spectrum of processes/functions).
- Demonstrate experience of owning the resolve of people related issues (development, performance, management, recruitment, training, etc).
Competencies:
- Group Facilitation skills.
- Effective documentation of findings and solution options
- Analyzing
- Relating and networking
- Persuading and influencing
Education
- Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)
End Date: September 5, 2025
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Job Summary
- This position sits within Absa’s Corporate and Investment Bank (CIB) and focuses on expanding agricultural sector coverage across ARO markets. Agriculture is identified as a strategic growth area, and the role is designed to deepen client relationships and drive deal origination in this space. The successful incumbent will be a seasoned Coverage Banker with proven track record covering the Agri market across Africa regions. Should exhibit the ability to engage with clients on a senior strategic level.
Key Qualifications & Skills
- Deal-making & Risk Mitigation: Proven ability to structure and close deals while managing risk.
- Banking Expertise: Strong grasp of banking products, pricing, and risk strategies, especially in secondary agricultural markets.
- Sector Knowledge: Understanding of macroeconomic trends in agriculture and commodities.
- Analytical Strength: Ability to assess opportunities and risks with precision.
- Stakeholder Engagement: Skilled in influencing senior internal and external stakeholders.
- Education: Postgraduate degree in Finance or Economics preferred.
Job Description
Responsibilities
- Portfolio Management: Handle and grow a portfolio of corporate agri clients across Africa.
- Opportunity Conversion: Identify and convert viable opportunities aligned with CIB’s target market.
- Credit & Risk Evaluation: Contribute to credit submissions and risk mitigation strategies.
- Sector Intelligence: Produce and share insights on agri trends and market performance.
- Client Solutions: Deliver transactional and funding solutions aligned with Absa’s client value proposition.
- Internal Collaboration: Maintain strong relationships with Product, Credit, and Coverage teams.
Education
- Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)
Method of Application
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