Fresh Jobs at Standard Bank Group

Job Description

• To provide a branch reception function by identifying the customer's needs, recording, monitoring and allocating the customer to the appropriate area for assistance whilst maintaining a high level of integrity and ethical standards.

Qualifications

Minimum Qualifications

• National Certificate (NQF5)

Experience

• 1-2 years branch banking experience with exposure to enquiries

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Job Description

• To acquire new to bank franchisee businesses opportunities by actively promoting the franchise offering and identifying additional cross-sell opportunities in order to drive acquisition, book and client growth for Business and Commercial South Africa within an allocated province.
• To ensure a smooth transition of the franchisee to the relevant Relationship Manager's portfolio for the day-to day management once the client is onboarded and to manage key relationships with franchisees at provincial level.

Qualification

• Business Commerce Degree

Experience 

• 5-7 years Deal making or sales experience within business or commercial banking
• Experience in credit fundamentals and preparing credit papers
• Understanding of the bank’s products, processes and systems

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Essential Functions

• Advisory- Provide clients with specialist advisory services, clearly articulating desk ideas, currency / commodity movements, regulatory requirements and appropriate risk-management solutions to support their day-to-day decision making.
• Change Management - Develop a long-term and trusting partnership with the portfolio of medium and high-touch clients to ensure effective representation of client businesses to enhance their portfolio and unlock greater value for clients and their investors.
• Client Management - Manage and review a portfolio of medium and high-touch clients by maintaining and growing client relationships to develop and demonstrate a deep understanding of each client's organisation, strategy, and needs to determine if each client's portfolio is well-positioned to meet client and GM objectives.
• Continuous Improvement - Monitor, measure, benchmark and evaluate all functional processes, tools and platforms / systems and provide recommendations on improvements / changes to systems and processes based on the market and industry trends, economic analysis and client feedback to continuously improve overall functional efficiency and client experience. Implement changes and improvements where required.
• Deal Execution - Receive instructions to execute deals and place orders (Buy / Sell) on the platform / system for the assigned portfolio of medium and high-touch clients. Prepare and complete all necessary documentation and paperwork, acquiring the required approvals to execute the transaction / process the deal in a timely manner and within approved policies and guidelines, while performing suitability and risk analysis.
• Digital Tools - Proactively sell digital migration to clients by driving the digital value proposition and leveraging digital transition across client portfolios. Optimise platform / system utilisation to grow share of wallet. Promote use of self-service tools to reduce number of client enquiries and address client training issues to achieve predefined Enterprise Value (E/V) ratios for clients on a self-service platform.
• Financial Reports - Provide daily profit / loss and position reports to management to support effective maintenance of financial control within the team. Ensure periodical reports (quantitative and qualitative) as well as daily / weekly / monthly reports are produced timeously and according to defined formats and procedures.
• Market Research - Research and analyze current and expected market developments and trends. Conduct regular portfolio reviews to identify and manage client retention, lost clients and year-on-year revenue, turnover variances and win-loss ratios. Conduct regular gap analysis to ensure clients are serviced in every one of their presence countries where CIB overlaps to capture GM opportunities.
• Post-Trade Operations - Work closely with CIB Middle Office / Operations teams to assure the delivery of a first-class post-trade service (trade bookings, amendments, give-ups, settlements) and maintain daily operational efficiency while minimizing market risk and firm exposure.
• Pricing - Optimize pricing to better enable sustainable client solutioning and liquidity by working closely with Traders to dynamically manage margins and provide structured pricing ensuring fair spreads to clients.
• Product Knowledge - Stay abreast of product developments and industry relevant market regulations and inform senior levels of any changes in the product portfolio or in legislation that may affect CIB's operations.
• Product Risk - Understand, implement and adhere to applicable policies, systems, processes, procedures and product risk limits including internal and external rules so that all relevant risk and business control requirements are fulfilled ensuring optimum contribution to CIB in terms of profitability and risk control.
• Regulatory Compliance - Own and drive risk and control areas of responsibility, ensuring all activities are managed within the appropriate risk, controls, and regulatory parameters of CIB. Adhere to product risk limits and internal and external rules in order to ensure optimum contribution to CIB in terms of profitability and risk control.
• Sales - Work closely with Sales and Coverage teams to ensure comprehensive client coverage and participation in client initiatives and technical sales meetings for medium and high-touch clients enabling effective sales of across multiple asset classes and areas of CIB.

Qualifications

• Type of Qualification: First Degree
• Field of Study: Business Commerce

Experience Required

Macro Generic

• Global Markets Client Execution
• 3-4 years
• Relevant experience in trading deal execution and financial markets analysis. Seasoned experience in the asset management sector / financial services. Good understanding of the buy-side industry, practical application of the products payment processing (such as via SWIFT).
• NBFI Portfolio Management experience is required

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Job Description

This role resides within Standard Insurance Limited Data management and Insights and requires the incumbent to provide data management support to Actuarial, Personal lines, Commercial and Finance. Responsible for data analysis, expanding and optimising data flow and collection to ultimately support data initiatives.

Qualifications

• Type of Qualification: Bachelor’s degree in Statistics, Computer Science, Business, or related field. Advanced degrees or certifications in data analysis, data management

Other Preferred Qualifications, certifications or professional memberships

• Data related certifications, SAS, Microsoft SQL server

Experience Required :

• SQL or any related programming language (knowledge for querying, data extraction, and manipulation across databases.)
• Experience with data visualization tools such as PowerBi
• Basic accounting knowledge 
• Business analysis and project management
• Data Quality and metadata management
• Strong analytical and troubleshooting abilities, with a keen attention to detail.
• Ability to think critically and resolve complex data issues efficiently.
• Proven experience identifying and addressing root causes of data discrepancies.

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Job Description

• To provide a virtual/ branch-based sales and service function by adding value to small businesses requiring financial and non-financial (e.g., platform business) solutions, which enables customers to pursue their ambitions, allowing them to stimulate and contribute to the South African economy.

Qualifications

• Type of Qualification: First Degree
• Field of Study: Business Commerce

Experience Required

• 3-4 years Previous experience within the Personal/Consumer banking environment as a Customer Consultant/Personal Banker and/or Enquiries Officer is preferable
• Relationship Banking (Client Coverage)
• Business & Commercial Banking

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Job Description

• To understand the local area in order to maximise acquisition opportunities.
• To proactively acquire new risk groups within the Business segment. To ensure optimal product penetration on acquisition of all risk groups.
• To ensure effective on-boarding of new Risk Groups and retention of existing risk groups.
• To provide effective relationships management aimed at optimising customer profitability and value to the Bank.
• To execute the banks offering in line with the Customer Value Proposition for the business segment.

Qualification

• Business Commerce Degree

Experience

• 5-7 Years Previous managerial experience of 3 years as a Business Manager, Account Manager, or any other related role dealing with high value commercial customers
• Experience in preparing and motivating credit applications, business risks, industry risks and financial requirements pertaining to the business market

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Job Description

• The Credit Analyst develops, analyses, and monitors credit strategies for VAF Originations (New Business), ensuring an optimal balance of risk and reward to maximize profitability within the defined risk appetite in Personal and Private Banking

Qualifications

• Type of Qualification: First Degree
• Field of Study: Mathematical Sciences, Risk Management, Quantitative Studies or Equivalent 

Experience Required

Credit Risk – PPB

• Risk & Corporate Affairs
• 2 -3 years experiene 
• The role requires an individual with Banking and Credit Risk Management experience. Experience across the Credit Risk Management value chain would be required and includes experience within originations, account management, collections and payments. Experience in a credit risk or related analytical environment would be required.

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Job Description

• To provide a virtual/ branch-based sales and service function by adding value to small businesses requiring financial and non-financial (e.g., platform business) solutions, which enables customers to pursue their ambitions, allowing them to stimulate and contribute to the South African economy.

Educational Qualifications:

Minimum:

• Secondary School (Matric) or equivalent.
• A diploma or degree in Business Administration, Finance, Accounting, Economics.

Preferred:

• Bachelor's degree in business, Finance, Economics, or a related field.

Licenses & Certifications:

• FAIS Representative (Financial Advisory and Intermediary Services Act) certification is often required, especially in regions where this is a regulatory requirement.
• Additional certifications in Risk Management, Credit Analysis, Commercial Banking, or Financial Services may be advantageous.

Relevant Experience:

• Experience in Relationship Management: At least 3-5 years of experience managing relationships with business clients, including understanding their financial needs and providing tailored solutions.
• Experience in Retail, Business or Commercial Banking: Familiarity with a range of business banking products and services (loans, credit facilities, cash management, etc.).
• Sales and Business Development: Proven track record in sales, portfolio management, and business development, particularly in the enterprise or corporate banking space.
• Risk and Credit Experience: Knowledge and experience in assessing and managing risk, as well as credit evaluation for business clients.
• Client Support and Service: Demonstrated experience in providing ongoing support to clients while maintaining strong, long-term relationships.

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Job Description

• To provide full financial management services to various areas in the bank, through engagement and the leading of teams. Develop and implement processes, systems and controls in the finance area.
• Adhere to sound financial principles in addition to implementing and challenging sound financial principles for the various areas.
• Assume responsibility for finance work streams within various project committees and ensure all finance impacts have been considered and implemented within deadlines.
• Interpret and analyse the impact of business activities on total costs and take proactive action as required.
• Implement, manage and review commentary for all monthly financial reporting and approve all relevant financial reports.
• Establish, maintain and challenge key financial controls over the monitoring and reporting of trial balance.

Qualifications

• Degree: Business Commerce, Finance and Accounting (Min)
• Post Graduate Degree: Business Commerce (Pref)

Additional Information

Experience Required: Product Control

• 3-4 years: Experience in Product Control/ Auditing/Credit derivatives
• 3-4 years: Understanding of information flow between front office systems and the general ledger. Ability to work with IT developers and communicate requirements to non-financial people. Excellent banking knowledge with preference to candidates with prior exposure to investment banking and derivative products.