Fresh Jobs at WesBank

Job Description
About us 

• WesBank is an exciting, inclusive space that encourages career growth, as well as recognising and rewarding hard work.
• Our people are passionate about what they do and thrive in a company culture that is focused on equality, inclusivity, and representation. Not only have we been dedicated to getting people moving through trusted and responsible motor finance for the past 40 years, but we’re 100% open to your movement within and across professions, departments, and business units.
• Grow your career within a diverse culture of collaboration, innovation, and transformation. At WesBank, you determine your growth.

Are you someone who can:

• Conduct complex and quality credit assessments and risk analysis on potential and existing clients to enhance the decision-making process involved in determining the Bank’s appetite to extend credit to these clients
• Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives
• Adhere to First Rand’s Risk Management System credit requirements
• Manage credit risk at origination on an ongoing basis
• Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives

You will be an ideal candidate if you:

• Have a Post Graduate Diploma/Degree in Finance with 4-7 years' experience in Credit
• Experience with individual credit mandate
• Newly qualified CAs advantageous 
• Asset Based Finance/ Dealer Funding / floorplans credit experience 

You will have access to: 

• Opportunities to network and collaborate
• Opportunity to lead and mentor a team
• Challenging work environment 
• Opportunities to innovate

We can be a match if you are

• Curious & courageous - you're driven by always wanting to know more and learn more and you're brave enough to
• Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do it

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Job Description

• To plan, build, optimise and implement innovative quantitative analytical methodologies, procedures, products and advanced
• mathematical models that provide analytical support and interpret insights, using advanced analytics technologies, to address business opportunities and problems and implement business strategy.
• Welcome to WesBank, the home of the #Changeables.   
• We design for the shapeshifters and deliver products and services that make us incredibly proud of the people that make it happen. We are creating a world class lending and credit risk capability, establishing the gold-standard through thought leadership and execution. As part of our credit community, you get to apply your skills to a diverse lending market, adapting and thriving while doing so. We strive to consistently develop better ways to partner with customers through lending, lifting society in doing so.   

Role Purpose 

Are you someone who: 

• Has a passion for credit/statistical modelling. 
• Solid model development experience as well as, monitoring and optimisation of existing models. 
• Capital Impairment modelling of a credit risk product or portfolio. 
• Strong knowledge of IFRS 9 and experience in Impairment modelling. 
• Understands how to work with big data and transform data to be suited for modelling or other analytical insights. 
• Interested in the relation between capital & provisions and financial reporting. 
• Strong technically and strong coding proficiency (preferably SAS). 
• Can work well under pressure. 
• Able to translate business requirements into tangible, creative solutions with guidance.   

We can be a match if you are: 

• Curious & courageous – you’re driven by always wanting to know more and learn more and you’re brave enough to take action. 
• Obsessed with mastery – you know what it takes to become good at what you do and are constantly pushing yourself to achieve this. 
• A team player – you believe in the power of teams, building and leveraging your networks. 
• Emotionally intelligent – you are able to connect with people to build trust.   

As a #Changeable you will have access to: 

• Opportunities to network and collaborate. 
• Opportunities to innovate. 
• Flexible working environment 
• Focus on health and wellbeing. 
• Coaches and mentors to help with your professional development. 
• A very generous leave policy to cater for your individual needs. 
• Preferential employee banking rates that include Vehicle and Home loans   

Qualifications and Experience 

• Minimum Qualification: B Degree in Mathematical Sciences, Statistics, Actuarial Science 
• Preferred Qualification: Honours Degree 
• Experience: A minimum of 5 years' experience within Data Science: Credit Risk and/or within any of the following credit life cycles (including Credit Analytics, Acquisitions, Portfolio Management, Collections, Capital & Provisioning and/or Impairment Modelling.)
• Leadership experience within data analytics is preferred. 

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Job Description

• Responsible to elicit and validate business requirements with stakeholders and to analyse and translate business requirements into requirement packages from which applications solutions are developed
• The business analyst is responsible for defining business needs for new and/or enhanced products, services or optimised business processes
• Engage with analytical stakeholders to gather, understand, and document business requirements for productionalizing credit and pricing models.
• Collaborate with the Systems Analyst to translate business requirements into technical specifications for the development team.
• Conduct thorough analysis of current processes and systems to identify areas for improvement and recommend solutions.
• Facilitate workshops and meetings with stakeholders to elicit requirements and prioritize needs.
• Create detailed documentation, including business requirements documents, user stories, and process flow diagrams.
• Assist in validating that delivered solutions meet business needs through testing and stakeholder feedback.
• Act as a liaison between business stakeholders and technical teams, ensuring clear communication and understanding.
• Stay informed about industry trends and best practices in business analysis and analytical modelling.

Qualifications:

• Bachelor’s degree in business administration, Finance, Information Technology, or a related field.
• 3 - 5 Years of Experience 
• Proven experience as a Business Analyst, preferably in financial services or data analytics.
• Strong analytical skills with the ability to translate complex business needs into clear requirements.
• Excellent communication and interpersonal skills, with experience working with diverse stakeholders.
• Familiarity with data analysis tools and techniques.
• Knowledge of Agile methodologies is a plus.
• Ability to work independently and manage multiple priorities in a fast-paced environment.

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Job Description

• The Systems Analyst compiles technical specifications from specified business requirements The incumbent produces technical specifications in the form of documents that are in line with agreed upon standards

Key Responsibilities:

• Collaborate with business analysts and business stakeholders to gather, analyse, and document business requirements.
• Translate business requirements into clear and actionable technical specifications for the Java development team.
• Work closely with Java developers to ensure proper implementation of analytical models, providing clarification and guidance as needed.
• Assist in the design and optimization of system architecture to support the efficient processing of analytical models.
• Conduct system testing and validation to ensure models are accurately implemented and meet business objectives.
• Facilitate communication between business and technical teams to ensure alignment and understanding of project goals and timelines.
• Identify potential risks, issues and mitigation strategies related to analytical model productionalisation and recommend solutions.
• Stay up-to-date with industry trends and advancements in systems analysis and Java development.

Qualifications:

• Bachelor’s degree in computer science, Information Technology, or a related field.
• 3 - 5 Years of Experience in the filed 
• Proven experience as a Systems Analyst, preferably in the financial services or analytical modelling domain.
• Strong understanding of Java programming and development practices.
• Experience with data analysis and modelling techniques.
• Excellent communication and stakeholder relationship skills, with the ability to translate complex technical concepts to non-technical stakeholders.
• Strong problem-solving abilities and attention to detail.
• Familiarity with Agile methodologies is a plus.