Fresh Vacant Jobs at Absa Group Limited (Absa)

Job Description

• Min 3 yrs working exp. Homeowners Short Term Insurance Experience ONLY. Min 150 FAIS Credits, RE Certification, FAIS Fit & Proper Qualification Completed. Deliver day-to-day knowledge work, in order to execute predefined objectives as per agreed standard operating procedures (SOPs).To deliver dynamic customer service by answering incoming calls timeously, resolving customer queries offer financial advice to the customer and handle retentions.

Education

• Further Education and Training Certificate (FETC)

go to method of application »

Job Description

Stakeholder Relationship Management:

• Continued pro-active stakeholder engagement and involvement on a business, regulator and industry level

Business Enablement:

• Ensure commercially and legally sound guidance and support in respect of allocated regulatory requirements in a professional and helpful manner, always considering the potential alternatives within the rules and regulations applicable, endeavouring to find solutions to ensure lawfulness and compliance as well as the continuation of business

Education

• Bachelor Honours Degree: Law, Military Science and Security (Required)

go to method of application »

Job Description

Stakeholder Relationship Management:

• Continued pro-active stakeholder engagement and involvement on a business, regulator and industry level

Business Enablement:

• Ensure commercially and legally sound guidance and support in respect of allocated regulatory requirements in a professional and helpful manner, always considering the potential alternatives within the rules and regulations applicable, endeavouring to find solutions to ensure lawfulness and compliance as well as the continuation of business

Education

• Bachelor Honours Degree: Law, Military Science and Security (Required)

go to method of application »

Job Description

• Risk Management: To conduct quality credit risk assessments and reviews, Proactively manage credit risks associated with clients, Develop data driven strategies, facilitate the credit sanctioning process to ensure responsible risk decisions 
• Data and Systems Management: To produce and analyse relevant management information and insights management 
• Governance: Ensure the bank's credit, philosophy and all relevant legislation is adhered to 
• Customer Management: Investigate and resolve all escalated customer complaints 

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

go to method of application »

Job Description

Accountability: Credit Risk Management:

• To take ownership and control of credit risk related work on a defined portfolio of Financial Institutions clients against which Absa Group Ltd has credit facilities.
• The candidate is to carry out comprehensive and quality credit risk functions. Functions cut across the credit lifecycle (i.e. analysis, credit granting, implementing, managing, restructuring and impairment) to create shared growth. This is achieved through responsible risk management enhancing the decision making process involved in the extension and management of credit risk within the boundaries of internal policies and external regulations.
• Representing Credit to Senior Management in various committees, presenting analysis of the aggregate portfolio risk and composition.
• Analysis of portfolio risk management and their impact to Portfolio Credit and Market Risk Metrics.
• Assist in developing and delivering relevant Monthly Risk MI for Senior Management within Credit and other senior partners, including analysis and commentary, ensuring risk issues on the defined portfolio are well understood and presented transparently.
• Create presentations and technical documents designed to articulate key risks to various forums and credit committees.
• Build and manage relationships with key relevant business partners to ensure responsible risk taking whilst retaining commercially minded solutions.
• Work closely with key partners to review and improve quality of MI over time.
• Support the management in the delivery of a sound governance process around the Credit MI's delivered by the team.
• Development of analytical tools to better understand and communicate risk concentrations and drivers of risk and capital.
• Facilitate the end to end lending or restructuring process, assuring responsibility for service and quality
• Facilitate / and or make the credit sanctioning decisions ensuring responsible risk decisions are made. Credit functions cut across the credit lifecycle, including risk grading, credit analysis, sanctioning, limit management, restructuring, and portfolio, among others.
• Maintain and manage the relevant portfolio within the defined appetite levels.
• To be an expert with an advanced understanding of Macro economic environment, industries and Bank products. To have strong working knowledge on FI Products (Debt facilties, Pref facilities, Trade Finance, Treasury Products, Market Products, including but not limited to: FX trades, interest rate swaps, total return swaps, bond trades, commodity trades, and equity trades; with a strong working knowledge on mitigating factors on PFE/pre-settlement and settlement risks (e.g. ISDA, CSAs, GMRAs GMSLAs, CLS, and DvP, among others).
• Review and enhancement of systems and processes with a view towards efficiency and automation whilst managing the current operational environment.
• Explore new, improved and alternative ways of lending or restructuring credit to ensure an efficient and improved end to end risk delivery.
• Effectively communicate developments within areas of activity to all relevant stakeholders.

Accountability: Data and System Management 

• Compile portfolio reviews and sensitivity analysis.
• Develop, negotiate and implement appropriate Risk mitigation strategies.
• To produce relevant management information and manage exposures including the accurate maintenance of the data on relevant risk systems.
• Monitor adherence to policies and SLAs on a continuous basis and identify any deviations and possible concerns.  
• Create and maintain an accurate due diligence record of the client portfolio, detailing what facilities they have and the associated terms and conditions.
• Understand and manage the required inputs into the banks models ensuring validity and accuracy. 
• Monitor the client business performance and identify relevant risks to ensure early identification of change in the client’s business or operating environment and watchlist accordingly.
• Proactively utilize the systems and tools available for Credit Risk and partake in the ongoing development and feedback of these systems to deliver and enhanced automated credit function. 
• Manage all administrative and operational aspects of the relevant portfolio of clients ensuring completeness, accuracy and validity of data.

Accountability: Governance 

• Ensure that the Bank’s credit policies and philosophy are complied with.
• Ensure understanding and adherence to relevant Legal requirements relevant to the Credit Lifecycle and specific industry.
• Regulatory legislation and the changing environment require an up to date knowledge of changes and the impact on credit risk and capital adequacy.
• Complete the necessary training requirements and Compliance processes in a timely manner.

Accountability: People management

• Support in creating a high performance culture of individuals who are engaged.
• Portraying the right values and behaviors are portrayed in the achievement of the Risk Strategy.
• Contribute fully, including suggestions for ways of improving risk delivery and management through ongoing projects. 
• Develop relationships with colleagues and create a sense of engagement.
• Communicate concerns or challenges faced in a constructive and positive manner.
• Develop and maintain contacts with Specialists in other areas of the Group.
• Embrace and adapt to the diversity and change within the current Banking environment. 
• Demonstrate the willingness and ability to perform to the very best levels to ensure personal alignment to the Credit Risk Strategy.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

go to method of application »

Key Responsibilities:

Business Analysis and Requirements Gathering:

• Collaborate with stakeholders to understand business needs, issues, and priorities.
• Maintain a list of tasks and issues raised by Global Compliance, Technology, and Operations.

Subject Matter Expertise:

• Develop a solid understanding of functional capabilities within relevant areas and products.
• Act as a go-to resource for product-related queries.

Project Leadership:

• Assist the Product Owner and Application  Manager in leading, directing, and reviewing all technology product activities.
• Ensure appropriate business processes and workflows are followed.

Quality Assurance:

• Lead and oversee all Testing and QA activities within the project lifecycle.
• Provide feedback to QA resources.

Technical Skills and Experience:

• Proficiency in SQL for data querying and manipulation.
• Knowledge of data modeling and database schemas.
• Familiarity with ETL processes and data warehousing.
• 8 - 10+ years business & systems analysis experience
• Experience in working with multidisciplinary teams 
• Experience in Agile Methodology & working embedded within an Agile team / teams
• Banking domain experience, preferred.
• Expertise in Systems Design & Integration, Business Continuity Management & Disaster Recovery

Payment Systems Knowledge:

• Understand ISO standards related to financial transactions.
• Familiarity with Swift payments and messaging protocols.

Education

• Bachelor's Degree: Information Technology

go to method of application »

Key critical requirements: 

• Min 10 years of experience in Banking / Investment Banking / Capital Markets IT domain 
• 8-10 years of experience in Front Arena (or equivalent system) development / consulting projects (Preferable) 
• Strong technical skills: Software design and development, Business analysis, quality assurance, release management 
• Excellent interpersonal, communication and stakeholder’s management skills 
• Ability to perform in a challenging and dynamic environment. 
• Experience in Front Arena AEF: ACM, AEL, ADFL, ASQL, Python, C# .net, C++, MS SQL, XSLT (Preferable) 
• Deep knowledge of FA components such as PRIME, ADS, AMB, AMBA, ATS, AMWI, PACE, APS, AFG-AMB, SWIFT adapters, Adaptiv Docs etc. (Preferable) 
• Functional skills required: In depth understanding of asset classes such as Equities, Fixed Income, Credit, FX, their valuation models and product lifecycle, Financial Risk Management, Regulatory and Risk reporting, Trading and Position Management. (Preferable) 

Key accountabilities: 

DevOps 

• Apply critical thinking, design thinking and problem solving skills in an agile team environment to solve complex technical problems (Front End, Back End and Integration) with high quality solutions 
• Contribute to and in some cases lead all phases of the development lifecycle including e.g. design process 
• Determine operational feasibility of solutions by evaluating analysis, problem definition, business requirements, solution development and proposed solutions 
• Develop high quality software / application design and architecture in a test driven & domain driven / cross domain environment 
• Quickly produce well-organised, optimized, and documented source code to deliver technical solutions 
• Ensure designs & solutions support the technical organisation principles of self-service, repeatability, testability, scalability & resilience 
• Apply general design patterns and paradigms to deliver technical solutions 
• Debug existing source code and polish feature sets. 
• Apply version control and related concepts and techniques 
• Align all application development & development process to Group Architecture, Security & Infrastructure guidelines 
• Work with project & program teams (when required) to plan & manage the development lifecycle e.g. releases, risk management, testing, integration etc. 
• Conduct reviews, performance monitoring & ongoing optimization and maintenance on applications 
• Stay ahead of the curve on emerging technologies and development practices e.g. scripting languages, containerization etc. 
• Contribute to the design & evolution of Group Architecture, Infrastructure & associated technical standards for the organization 

 (Preferable)  

• Create & Maintain Sophisticated CI / CD Pipelines (authoring & supporting CI/CD pipelines in Jenkins / Azure Devops or similar tools and deploy to multi-site environments – supporting and managing your applications all the way to production) 
• Use & configure modern observability techniques to provide a deeper understanding of the application. To do this, leverage e.g. aggregated logging via ELK stack, metrics via Prometheus / Grafana / NewRelic and distributed tracing like Zipkin/Jaeger etc. 
• Automate tasks through appropriate tools and scripting e.g. Docker, Ansible, Kubernetes 
• Work with guilds and other technical SME’s to improve and evolve technical products and services 
• Apply unit testing frameworks and perform integration, validation and verification testing (apply knowledge of stubbing tools e.g. wiremock, hoverfly etc.) 

People 

• Coach & mentor other engineers  
• Conduct peer reviews, testing, problem solving within and across the broader team 
• Provide technical subject matter expertise and support in the attraction and recruitment of Product Engineers for the organization 
• Participate as a subject matter expert in the development & development planning of the broader product engineering team 
• Support the people change teams in the design of adoption processes (Customer, Employee & 3rd Party Adoption) 

Risk and Governance 

• Identify technical risks and mitigate these (pre, during & post deployment) 
• Update / Design all application documentation aligned to the organization technical standards and risk / governance frameworks 
• Create business cases & solution specifications for various governance processes 
• Participate in incident management & DR activity – applying critical thinking, problem solving & technical expertise to get to the bottom of major incidents 
• Deliver on time & on budget (always) 

Education

• Bachelor's Degree: Information Technology

go to method of application »

Key Responsibilities 

Annual Review Planning: 

• Participate in the planning cycle, provide input by considering the risk and control profile, business strategy, regulatory changes and material conduct and reputation risks affecting the business

Assurance Reviews and Issue Validations:

• Develop an in-depth knowledge of ECF and the corporate functions and use this knowledge to execute on assurance responsibilities
• Actively participate in all the assurance phases - planning and scoping (identification of risks and controls), fieldwork (execution of design and operating effectiveness assessments) and reporting (ensure that any observations/issues and planned actions are agreed with management for factual accuracy)
• Conduct all assurance reviews and issue validations to the highest quality and in line with the requirements of the Compliance Assurance Methodology
• Identify opportunities for using Data Analytics and enhanced automated monitoring and testing techniques

Teamwork & Culture: 

• Engage proactively with Compliance colleagues during assignments and request technical assistance where required
• Provide guidance to peers by sharing best practice methodology
• Contribute towards positive employee engagement and culture through active collaboration, identifying improvements and efficiencies across the wider team
• Be assertive- engage and challenge business on issues identified

Stakeholder Relationship Management:

• Continued pro-active stakeholder engagement and involvement across the business
• Represent ECF M&T at corporate function governance committees
• Contribute to ensuring commercially sound Compliance guidance and support in respect of regulatory requirements in a professional and helpful manner

Knowledge Management:

• Display professional scepticism and apply a residual risk lens to potential issues with management and in final reporting
• Continuous upskilling on both technical and other core competencies
• Keeping up to date with industry trends, regulatory changes and professional standard

Competencies:

• Working with people and within a team
• Presenting and communicating
• Writing and reporting
• Learning and researching
• Planning and organising
• Coping with pressure and setbacks

Minimum Requirements:

• B Degree in a commercial, regulatory discipline or equivalent NQF level 6 qualification or higher
• 3 years years experience in risk based auditing or risk or control activities in a regulatory discipline
• Proficient in MS Office (Word, Excel, PowerPoint and Outlook) and the Internet

Preferred Requirements:

• CA (SA), CIA, CISA or international equivalents

go to method of application »

Job Description

• Workplace experiences: Attend and participate in all workplace experiences against agreed development objectives
• Learning: Attend and participate in all training and development interventions against agreed development objectives
• Ad Hoc duties: Provide support to customers and team as required to ensure team performance on an ongoing basis
• Administration: Effectively fulfil all required administrative duties, including tracking and reporting

Education

• GET Certificate: Business, Commerce and Management Studies (Required)

go to method of application »

Job Description

• Source Utilisation: Obtain walk in client or data leads from the Bank staff in the branches (Consultants, 
• Customer Experience: To provide service excellence and achieve customer satisfaction 
• Risk & Control: Ensure that staff members where applicable, i.e. Planner Assistants have a clear 
• Manage Sales & Growth Targets: Capture the correct Policy Relevant Information (PRI) number on the EBankpac system On a monthly basis, check the accuracy of the commission statements received from the AIFA Commissions department. Verify that all the PRI numbers reconcile to the commission paid and reflected on the statements 

Education

• Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)

go to method of application »

Job Description

• To develop tactical strategy and delivery plans, formulate associated practice/s and to ensure operational implementation and adoption i.t.o. legal and compliance management methodology, governance and delivery objectives.

Education

• Bachelor Honours Degree: Law, Military Science and Security (Required)