Absa Group Limited (Absa) has forged a new way of getting things done, driven by bravery and passion, with the readiness to realise the possibilities on our continent and beyond.
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Job Description
Data Architecture & Data Engineering
- Understand the technical landscape and bank wide architecture that is connected to or dependent on the business area supported in order to effectively design & deliver data solutions (architecture, pipeline etc.)
- Translate / interpret the data architecture direction and associated business requirements & leverage expertise in analytical & creative problem solving to synthesise data solution designs (build a solution from its components) beyond the analysis of the problem
- Participate in design thinking processes to successfully deliver data solution blueprints
- Leverage state of the art relational and No-SQL databases as well integration and streaming platforms do deliver sustainable business specific data solutions.
- Design data retrieval, storage & distribution solutions (and OR components thereof) including contributing to all phases of the development lifecycle e.g. design process
- Develop high quality data processing, retrieval, storage & distribution design in a test driven & domain driven / cross domain environment
- Build analytics tools that utilize the data pipeline by quickly producing well-organised, optimized, and documented source code & algorithms to deliver technical data solutions
- Create & Maintain Sophisticated CI / CD Pipelines (authoring & supporting CI/CD pipelines in Jenkins or similar tools and deploy to multi-site environments – supporting and managing your applications all the way to production)
- Automate tasks through appropriate tools and scripting technologies e.g. Ansible, Chef
- Debug existing source code and polish feature sets.
- Assemble large, complex data sets that meet business requirements & manage the data pipeline
- Build infrastructure to automate extremely high volumes of data delivery
- Create data tools for analytics and data science teams that assist them in building and optimizing data sets for the benefit of the business
- Ensure designs & solutions support the technical organisation principles of self-service, repeatability, testability, scalability & resilience
- Apply general design patterns and paradigms to deliver technical solutions
- Inform & support the infrastructure build required for optimal extraction, transformation, and loading of data from a wide variety of data sources
- Support the continuous optimisation, improvement & automation of data processing, retrieval, storage & distribution processes
- Ensure the quality assurance and testing of all data solutions aligned to the QA Engineering & broader architectural guidelines and standards of the organisation
- Implement & align to the Group Security standards and practices to ensure the undisputable separation, security & quality of the organisation’s data
- Meaningfully contribute to & ensure solutions align to the design & direction of the Group Architecture & in particular data standards, principles, preferences & practices. Short term deployment must align to strategic long term delivery.
- Meaningfully contribute to & ensure solutions align to the design and direction of the Group Infrastructure standards and practices e.g. OLA’s, IAAS, PAAS, SAAS, Containerisation etc.
- Monitor the performance of data solutions designs & ensure ongoing optimization of data solutions
- Stay ahead of the curve on data processing, retrieval, storage & distribution technologies & processes (global best practices & trends) to ensure best practice
People
- Coach & mentor other engineers
- Conduct peer reviews, testing, problem solving within and across the broader team
- Build data science team capability in the use of data solutions
Risk & Governance
- Identify technical risks and mitigate these (pre, during & post deployment)
- Update / Design all application documentation aligned to the organization technical standards and risk / governance frameworks
- Create business cases & solution specifications for various governance processes (e.g. CTO approvals)
- Participate in incident management & DR activity – applying critical thinking, problem solving & technical expertise to get to the bottom of major incidents
- Deliver on time & on budget (always)
Skills & Experience Required
- 3+ years relevant experience
- Proficiency in Hadoop required
- Spark and/or AWS knowledge a distinct advantage
- Experienced in lake formation
- Ability to adapt to inhouse built ETL tools
Education
- Bachelor's Degree: Information Technology
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Job Summary
- CPF (SA Coverage) is looking for an Associate to support Senior Bankers in the Real Estate Sector.
- The role carries a dual mandate, encompassing both strategic client coverage and wholesale commercial property finance for wholesale clients in the unlisted real estate sector. Within the Firm, the SA Coverage Gauteng team holds primary responsibility for managing all CIB unlisted real estate client relationships.
- The Associate will assist in the execution of financing solutions, with exposure to traditional commercial property products such as development loans, investment loans, and working capital facilities. In addition, the role provides opportunities to support client needs across risk management, transactional banking, and capital markets solutions, including debt and equity capital markets.
- The position further involves supporting the team in originating, structuring, and executing loan transactions for unlisted real estate corporates and structured finance opportunities. This will require collaboration with key internal stakeholders—including portfolio management, credit, DocMan, PCG, and internal legal teams—to ensure smooth transaction delivery.
- The role is designed to provide strong learning and development opportunities, while contributing to the team’s ability to deliver seamless client coverage and execution.
Job Description
- Support the sourcing, securing, and maintenance of real estate opportunities in the Property Finance market, including assisting in presentations and product pitches to internal stakeholders and external clients.
- Contribute to the achievement of profit, growth, and return objectives by supporting senior bankers in sales activities and customer engagement.
- Assist in monitoring and identifying best-practice trends in the Commercial Property Finance (CPF) market, aligning with global industry developments.
- Support the management of a client portfolio by building and maintaining strong, long-term relationships.
- Engage with clients to understand their needs, resolve sales-related queries where possible, and escalate unresolved matters to senior team members or management.
- Assist in managing new applications by gathering required documentation and supporting the structuring of deal conditions.
- Contribute to the preparation of high-quality, comprehensive, and concise credit applications.
- Identify cross-selling opportunities and collaborate with specialists across Business Banking, Wealth, and other areas to broaden client solutions and enhance share of wallet.
- Work closely with senior bankers on portfolio retention, new business acquisition, and overall client coverage.
- Conduct research, maintain, and follow up on a target list of potential new business opportunities.
- Stay up to date on Commercial Property Finance products, market trends, and customer needs to support the delivery of tailored client solutions.
- Establish and maintain effective professional relationships with clients, internal stakeholders, and key Absa staff.
- Demonstrate initiative, sound judgment, and a willingness to take ownership of tasks under guidance from senior bankers.
Accountability: Deal Structuring
- Devise new loan structures that meet the client's needs taking into consideration sound financial feasibility and risk principles.
- Negotiate acceptance of new property finance opportunities
Accountability: Team Work / Supporting Senior Bankers
- Build and maintain strong working relationships with all Commercial Property Finance stakeholders.
- Communicate developments and updates effectively to relevant stakeholders in a clear and timely manner.
- Consistently deliver accurate, efficient, and timely support to ensure high service standards.
- Work closely with senior bankers to provide seamless support, contributing to a client-centric approach and enhanced client satisfaction.
- Actively learn, share knowledge, and collaborate within the team to drive collective growth and success.
Accountability: Deal Analysis
- Collect, interpret, and prepare financial information—including cash flow projections, property valuations, development costs, and sensitivity analysis—to support the preparation of comprehensive property finance applications.
- Perform detailed return calculations, demonstrating an understanding of the key variables and drivers that impact outcomes.
- Assist in drafting internal documents and reports for presentation to relevant stakeholders.
- Conduct and compile market research on industry trends, competitor activity, and emerging opportunities.
- Proactively track and analyze market developments to build and maintain a research database that enhances the team’s market knowledge and decision-making.
Accountability: Portfolio Management / Deal Execution
- Support the loan lifecycle from initial client engagement through to final disbursement, working closely with internal stakeholders including Building Project Management, Legal, Valuations, DocMan, and Middle Office.
- Proactively manage the receipt, review, and sign-off of conditions precedent to ensure timely disbursements.
- Assist in resolving client and internal queries promptly to maintain service excellence.
- Contribute to portfolio reviews by providing timely feedback and helping to prevent overdue reviews.
- Assist in market sizing analysis to support deal structuring and decision-making.
- Ensure adherence to the risk and control framework, maintaining a strong control environment.
- Comply with governance requirements and actively identify opportunities to reduce operational risk.
- Support problem-solving efforts and contribute to timely resolution of client complaints or issues.
Accountability: Risk management / Reporting
- Support senior bankers in managing high-risk customer accounts in collaboration with Credit, CPF Monitoring, and Control teams, ensuring adherence to standard operating procedures to minimise impairments.
- Ensure full compliance with legal, regulatory, and Business Banking policy requirements across all facilitated transactions.
- Monitor that all transactions comply with Absa’s risk and compliance frameworks, policies, and procedures, as well as applicable legal and regulatory standards.
- Assist with the preparation and management of key reports, including pipeline, ancillary income, RWA consumption, ESG, and business review reporting.
Education and Experience Required
- Bachelor Degree in Commerce, Accounting, Finance; Honours would be preferable
- Minimum 3 years’ experience in Banking;
- Preference for candidate that has experience in Commercial Property finance roles.
Knowledge & Skills:
- Understanding and working knowledge of financial statements;
- Working knowledge of the South African financial and property markets in particular property legislation, property financing and credit assessment
- Financial modelling
- Interest in Real Estate
- Working knowledge of property valuation principles and related criteria. Working knowledge of the conveyancing process. Computer Literacy:
- Proficiency in Word, Excel, PowerPoint, Outlook.
Risk assessment, mitigation and management
- Report all areas of real or potential risk to the appropriate management representative.
- Ensure that all legal, regulatory and Business Banking policy processes and procedures are adhered to in all transactions facilitated.
- Ensure that transactions comply in all respects with Absa's risk and compliance policies and procedures as well as legal and regulatory requirements.
Education
- Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)
End Date: December 8, 2025
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Job Description
DataOps
- Produce well-organised and documented source code for technical solutions.
- Apply technical organisation principles of self-service, repeatability, testability, scalability & resilience in code development.
- Apply general design patterns and paradigms to deliver technical solutions.
- Debug existing source code and polish feature sets if required.
- Work with integrated teams and other developers to improve and evolve technical products and services.
- Study & apply Group Architecture & Infrastructure guidelines to all development work.
- Support reviews, performance monitoring & ongoing optimization and maintenance on application.
- Stay ahead of the curve on emerging technologies and development practices and continuously evolve existing knowledge & skill in preparation for exposure to Automation, Integration, Messaging, CI/CD etc.
- Update, create and appropriately store application documentation & technical specificationsRisk & Governance.
- Participate in incident management & DR activity – applying critical thinking, problem solving & technical expertise to get to the bottom of major incidents.
DataOps Improvement
- Understand an aggregated view of all tools.
- Take responsibility for operational processing & monitoring quality by meeting & or exceeding all SLA’s & defined targets for e.g. time, quality, cost.
- Continuously evolve own knowledge & skills to assume responsibility for new and OR; refined monitoring & processing services to achieve efficiency & effectiveness objectives.
- Review and analyse operational processing, monitoring & scheduling performance data and identify & proactively predict events & incidents (ahead of their occurrence).
- Provide support & information to business, problem management, DR, resilience & technology to identify & implement solutions that will prevent incidents, events & outages of critical business services.
- Review operational processing, monitoring & scheduling performance data & provide recommendations for the continuous improvement of these services.
- Support reviews & ongoing optimization and maintenance on technologies and associated tooling.
- Participate in incident & problem management processes and provide critical data-driven insights & suggested remedial actions.
- Stay ahead of the curve on emerging operational processing, scheduling & monitoring technologies & practices and continuously leverage evolved knowledge & skill to influence the automation, optimisation, digitisation & predictive capabilities.
- Finance, Risk, Governance & Compliance - Participate in risk, governance & compliance review & manage, maintain & provide regular & accurate information.
- Ensure risk, governance & regulatory compliance (always!) of all processing, scheduling & operations activity (own).
- Support The Data Operations teams in the design of adoption improvement processes.
Agile Delivery
- Ensuring artefacts are maintained and updated.
- Ensuring that initiatives and ceremonies are running smoothly and corrective actions taken wherever appropriate.
- Effectively communicate to leadership about the progress as well as blockages in the on-going sprints.
- Ensuring all change governance and standards are adhered to.
- Ensuring code quality is maintained.
- Developing plans to ensure delivery of teams’ work.
- Ensure accurate reporting, including maintenance of reports, trend/thematic analysis etc.
Skills & Experience Required
- Relevant NQF Level 7 qualification.
- 2+ years experience Data or Software Development roles, coupled with experience as a Scrum Master.
- Scrum Master certification or relevant experience.
Education
Bachelor's Degree: Information Technology
End Date: December 11, 2025
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Job Description
Strategic Business Architecture & Transformation:
- Shape and implement business architecture strategies aligned with group and business priorities.
- Translate strategic goals into actionable architectural deliverables, including capability maps, value streams, and strategic roadmaps.
- Design and evolve enterprise capability models and frameworks that support digital transformation and enable agility.
- Drive innovation and customer-centric change using design thinking and data-driven approaches.
- Lead feasibility assessments, business case formulation, and solution alignment with strategic investment priorities.
Design & Delivery of Customer-Centric Solutions:
- Own the design and execution of end-to-end business solutions (e.g., Salesforce/CustomerOne) that enhance customer and colleague experience.
- Lead the development of journey maps and solution blueprints that drive seamless, omnichannel customer interactions.
- Apply modern architecture principles (e.g., domain-driven design, microservices) to ensure scalable and testable solutions.
- Select enabling technologies and tools to accelerate solution implementation.
Collaboration, Alignment & Governance:
- Collaborate with Technology, Solution Architects, and Strategy teams to ensure alignment across business and IT landscapes.
- Drive architectural governance, ensuring compliance with group standards, risk frameworks, and data orchestration principles.
- Present solution designs and architecture proposals in forums for alignment and decision-making.
- Monitor solution integrity and performance post-implementation against strategic and customer metrics.
Talent Leadership & Capability Building:
- Mentor and develop architecture and delivery teams, building enterprise-wide capability in business design and delivery.
- Lead communities of practice and contribute to the evolution of architectural principles across the organisation.
- Embed within agile delivery teams to ensure architectural oversight and knowledge transfer throughout implementation phases.
Education
- Bachelor`s Degrees and Advanced Diplomas: Physical, Mathematical, Computer and Life Sciences (Required)
End Date: December 11, 2025
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Job Summary
- Accountable for data, advanced analytics and value for money tools in support of PPB customer level, integrated and conditional pricing strategy.
Job Description
Advanced Pricing Analytics
- Responsible for the sourcing, maintenance and quality assurance of internal and external data used customer level and integrated pricing.
- Responsible for the development and maintenance of pricing meta data including parameters and values used in customer level and integrated pricing systems.
- Provide tools and analytical methodologies, techniques to inform the development and optimization of integrated pricing strategies and measure the success (or failure) of propositions.
- Develop data and reporting to measure the effectiveness of pricing strategies.
- Provide expert analytical support to identify, prioritize and pursue opportunities and provide input to the STP / MTP process to ensure full integration of these opportunities into financial planning cycles.
- Provide data and analytics to support revenue assurance against pricing policy and product rules across relevant pricing systems.
Value for Money Tools
- Develop and implement customer- and colleague facing tools to demonstrate best value for money on our pricing and integrated propositions across our full range of product suites.
- Develop tools for the monitoring of pricing tool front-line and customer usage and effectiveness.
- Accountable for the maintenance of value for money tools and their accuracy.
- Accountable for the development and maintenance of pricing simulators for use in pricing campaigning and front-line / customer value for money tools.
Operational Effectiveness
- Drive strategic and operational reporting requirements required for customer level pricing.
- Define analytical projects and track and manage the process, understand trends and dynamics.
- Use insights and knowledge gained from high-level reports and analyze complex comparative information to create scenarios to direct strategic intent.
Education
- Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)
End Date: December 15, 2025
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Job Summary
- This position is responsible for shaping and executing customer strategies that align with the group’s credit objectives. The role spans the entire credit lifecycle, including defining risk appetite, optimizing pricing and capital, managing portfolios, and driving effective collections strategies. It ensures credit-related initiatives support sustainable growth and profitability while maintaining compliance and risk standards.
Job Description
Credit Strategy Development
- Formulate and implement customer-level credit strategies that align with group objectives and regulatory requirements.
- Champion customer-centric credit decisioning to enhance engagement and drive sustainable profitability.
Risk Appetite & Governance
- Define and monitor credit risk appetite across portfolios, ensuring adherence to governance frameworks.
- Support stress testing and integrated planning to contextualize credit outlook.
Pricing & Capital Optimization
- Develop risk-based pricing models to balance profitability and customer value.
- Optimize capital allocation and utilization within regulatory and economic constraints.
Portfolio Management
- Oversee portfolio shape, emerging risks, and concentration management.
- Ensure consistent risk and performance measurement across business segments.
Collections & Recovery Strategy
- Design and implement effective collections strategies to minimize credit losses.
- Collaborate with recovery teams to enhance debt management processes.
Data & Insights
- Leverage predictive modeling and analytics for proactive credit decisioning.
- Drive visualization and dashboard development for performance tracking.
Team Management
- Lead, develop, and inspire team members to achieve high performance and support their career growth.
- Foster a collaborative and inclusive team culture, encouraging knowledge sharing and continuous improvement.
Stakeholder Management
- Build and maintain strong relationships with internal and external stakeholders.
- Engage with senior leaders, cross-functional teams, and external partners to ensure alignment and effective delivery of credit strategies.
Education
- Bachelor Honours Degree: BMI - Business Management and Informatics, Bachelor Honours Degree: Business, Commerce and Management Studies (Required)
End Date: January 9, 2026
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Job Summary
- Optimise the profit and economic value of portfolios of Growth Business key account clients requiring medium to high complexity commercial banking requirements by focusing:
- origination efforts to quire new clients;
- cross-sell to existing client base;
- coverage efforts to service clients in accordance to the segment CVP
Job Description
- Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base
- Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients
- Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.
- Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
Education
Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)
End Date: December 12, 2025
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Job Summary
Optimise the profit and economic value of portfolios of Premium Business key account clients requiring high complexity commercial banking requirements by focusing:
- origination efforts to quire new clients;
- cross-sell to existing client base;
- coverage efforts to service clients in accordance to the segment CVP
Job Description
- Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base
- Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients
- Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.
- Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required
Education
- National Diplomas and Advanced Certificates: Business, Commerce and Management Studies
End Date: December 19, 2025
Method of Application
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