Jobs at Capitec Bank

Purpose Statement

• To welcome clients and coordinate the branch flow through efficient queue functioning, providing excellent client service by assisting clients at the ATM and to complete transactions on any remote or self service channels.

Experience
Minimum:

• No experience required but individual needs to hold a Grade 12 National Certificate

Ideal:

• At least 1 year’s client service experience within a retail/ financial/ banking environment

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• Knowledge
• Basic calculations 
• Knowledge of Capitec Bank products and business processes (internal)

Skills

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills
• Problem solving skills
• Attention to Detail

Competencies

• Adhering to Principles and Values
• Relating and Networking
• Persuading and Influencing
• Presenting and Communicating Information
• Delivering Results and Meeting Customer Expectations
• Following Instructions and Procedures

Conditions of Employment

• Clear criminal and credit record
• Must have fingerprints which are detectable/recognisable on Capitec Bank's internal electronic banking system

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

go to method of application »

Purpose Statement

• To provide Data Science operational insight and input to Data Services’ strategy to underpin, enable and deliver the organisational strategy.
• To integrate and enable Data Science into Capitec and provide a Guild function to Data Science and Decision Science across Capitec
• To lead and manage the Data Science department, accountable for optimising departmental performance through business planning, budgets, goals and metrics, people, standards, principles and processes.

Experience
Minimum:

Proven experience in:

• 8+ years of experience in managing a team and function to build, develop and deliver Data Science services in an agile and high performing environment, including:
• Business relationship management, especially at a senior/executive level
• Influencing and changing internal culture in respect of Data Science
• Conceptualising and developing innovations and data opportunities and initiatives
• Building machine learning models
• Business analysis and requirements gathering
• Experience in developing and deploying machine learning models into production
• Working in remote environments, e.g. Docker, Linux
• Working in cloud environments, preference for AWS
• At least 5 years’ proven technical experience in;
• Project and task planning and execution at a large scale within a complex and dynamic environment
• Proven experience within one or more of the Data Science and Data Management portfolios 
• Management experience in a team of technical experts 
• Proven track record of delivering on complex Data Science projects
• Proven track record of business relationship management, especially at a senior/executive level

Ideal:

• Experience preferably gained in a financial environment
• Practical experience in applying Agile way of working methodologies within data science
• Proven experience of using influence and relationships to drive and achieve objectives. 
• Experience of successfully leading, planning and managing Data Science initiatives across a large organisation

Qualifications (Minimum)

• Honours Degree in Data Science or Mathematics

Qualifications (Ideal or Preferred)

• Masters Degree in Data Science or Mathematics

Knowledge
Minimum:

• Broad business acumen, in-depth understanding of complex and large organisations; understanding of the full range of business functions and their integration
• Business application of data and analytics at a strategic and tactical level.
• Understanding of organisational cultures and how to impact and influence same.
• How to use consulting and stakeholder relationships, together with change concepts and communication to build an understanding and acceptance of Data Science as a fundamental business tool.
• Understanding of how complex organisations work.
• Leadership or management experience in a team-oriented workplace
• Building and managing effective stakeholder relationships
• Knowledge of data and analytics within the banking or finance industry
• Interlocking and integrating goals, roles, processes, values, communications practices, attitudes and assumptions in relation to organisational culture.
• Underlying theory and application of machine learning models, must be able to understand underlying principles and theory and be able to teach others. 
• Best practices for data science 
• Ethical AI design principles
• Familiar with machine learning applications, solution design and integration to production systems
• Data Science Life Cycle
• Data Product Life Cycle
• Agile principles and methodology
• Understanding of end-to-end D&A environments, including Data Science & Management, Data Warehouse, Business Intelligence and Data Science 
• Data Science practices, business and technology issues related to management of enterprise information assets and approaches related to data protection
• Agile principles and methodology
• Understanding of end-to-end data science and machine learning environments.

Ideal:

• In depth understanding of Machine learning and AI
• Marketing, selling and training Data Science inside an organisation.
• Industry leading data Science and management practices
• Data visualisation of Data Science and management KPIs
• Information systems and information system architecture
• Workflow and process re-engineering
• TOGAF (Data Security and Access Management)
• Knowledge of Cloud and on-premises data solutions (AWS preferred)
• ISF Framework (Data Security and Access Management

Skills

• Leadership Skills
• Strategic Thinking Skills
• Commercial Thinking Skills
• Interpersonal & Relationship management Skills
• Numerical Reasoning skills
• Communications Skills
• Reporting Skills

Competencies

• Deciding and Initiating Action
• Relating and Networking
• Persuading and Influencing
• Analysing
• Creating and Innovating
• Formulating Strategies and Concepts
• Adapting and Responding to Change
• Entrepreneurial and Commercial Thinking

Conditions of Employment

• Clear criminal and credit record
• A valid driver's license and own vehicle is required

go to method of application »

Purpose Statement

• To welcome clients and coordinate the branch flow through efficient queue functioning, providing excellent client service by assisting clients at the ATM and to complete transactions on any remote or self service channels.

Experience
Minimum:

• No experience required but individual needs to hold a Grade 12 National Certificate

Ideal:

• At least 1 year’s client service experience within a retail/ financial/ banking environment

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)
Knowledge

• Basic calculations 
• Knowledge of Capitec Bank products and business processes (internal)

Skills

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills
• Problem solving skills
• Attention to Detail

Competencies

• Adhering to Principles and Values
• Relating and Networking
• Presenting and Communicating Information
• Delivering Results and Meeting Customer Expectations
• Following Instructions and Procedures

Conditions of Employment

• Clear criminal and credit record
• Must have fingerprints which are detectable/recognisable on Capitec Bank's internal electronic banking system

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

go to method of application »

Purpose Statement

• To manage and to ensure a client focused, high performance environment is developed and sustained within the Capitec Employer and Pay Date Department.

Experience
Minimum:

• 2-3 years’ experience managing and leading a team in a client service environment

Ideal:

• Min of 2 years' experience in a South African payment environment within Retail/Banking/Customer Service 

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational
• Diploma in Management

Qualifications (Ideal or Preferred)

• Post Graduate Diploma in Management
• Knowledge

Minimum:

• Knowledge and understanding of:
• Budgeting and resource planning 
• General management and business knowledge in retail or finance/banking industry
• Customer Relationship Management (CRM) 
• People management and development

Ideal:

• South African banking environment
• Capitec Bank services, products, policies and procedures 

Skills

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Problem solving skills
• Interpersonal & Relationship management Skills
• Attention to Detail
• Analytical Skills

Competencies

• Delivering Results and Meeting Customer Expectations
• Creating and Innovating
• Deciding and Initiating Action
• Adapting and Responding to Change
• Analysing
• Persuading and Influencing
• Planning and Organising
• Leading and Supervising

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals

go to method of application »

Purpose Statement

• To be responsible for timely identification of potential risk, development of cost-effective controls, implementation and ongoing recommendations for Treasury (Forex) risk and to align the Treasury risk management function to international best practice.

Experience
Minimum:

• At least 5 years’ Treasury Middle Office (Forex) experience
• Exposure to liaising at a senior management level

Ideal:

• 5+ Years Treasury Middle Office Risk Management experience (with experience obtained from preferably one of the large traditional banks in South Africa).
• 5+ Years management experience with exposure to liaising at a senior management level

Leadership experience 
Qualification

• Grade 12 National Certificate / Vocational
• A relevant Honour Degree (e.g. Mathematic, Statistics, Financial / Quantitative Risk Management, Economics)
• A relevant post graduate qualification (e.g. Chartered Financial Analyst (CFA) Financial Risk Manager (FRM) or CA (SA)) is preferred

Knowledge
Minimum:

• Good understanding and knowledge of accounting principles, current Basel principles and current regulations to the Banks Act.
• SARB (Prudential Authority) Requirements (Supervision and Regulation)
• Assets and Liquidity management
• Enabling Technologies, tools and models required in this field
• IFRS Accounting
• Financial Systems & procedures
• Analytical and financial modelling methods and practices

Ideal:

• The Basel III Standardised Approach, including knowledge of future developments of Basel rules and guidance 
• Banks Act Regulation 43 reporting requirements including Capital Adequacy Ratio, Liquidity Coverage Ratio and Net Stable Funding Ratio requirements
• Basel III rules relating to risk weighting of exposures applicable to banks operating under both the secured and unsecured loan industry
• Banks Act requirements
• Operating with Intermediaries and managing third party risk

Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Problem solving skills
• Communications Skills
• Presentation Skills
• Interpersonal & Relationship management Skills
• Project Management Skills (Methodolgy Specific)
• Attention to Detail
• Analytical Skills

Competencies

• Deciding and Initiating Action
• Adhering to Principles and Values
• Relating and Networking
• Writing and Reporting
• Analysing
• Learning and Researching
• Delivering Results and Meeting Customer Expectations
• Coping with Pressures and Setbacks

Additional Information

• Clear criminal and credit record
• A valid driver's license and own vehicle is required
• Ability and willingness to work in an open plan environment
• Willingness to work or be available overtime and / or weekends if required
• Willingness to travel nationally if and when required
• Willing and able to use own home as a formal office / base of operations (including space for ad hoc storage of paperwork, stock, etc.)
   

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals

go to method of application »

Purpose Statement

• To lead the Finance Business Partner team to provide commercial guidance to business portfolios, ensuring a strong understanding of the link between operational drivers, business strategy and financial performance in order to enable accurate and effective financial management and decision making.

Experience
Minimum:

• 8+ years’ experience in financial accounting or finance partnering environment.
• 2+ years’ experience leading or managing finance knowledge workers
• In an environment which required validating work
• Stakeholder relationship engagement and management
• Responsibility for delivery in a high performing, continuous development environment

Ideal:

• Experience in a technology services portfolio
• External suppliers/vendor/3rd party relationship management

Qualification

• Grade 12 National Certificate/Vocational
• A post graduate degree in Finance
• CA(SA) is strongly preferred

Knowledge
Minimum:

• People management and development principles and practices
• Coaching and mentoring techniques
• General operations management
• Delegation and conflict management
• Client /service provision and focus principles
• Business acumen
• Stakeholder relationship management principles
• Management of accounts
• Computerised accounting systems and principles 
• Financial budgeting and forecasting
• Financial modelling
• Financial analysis and interpretation
• Accounting principles
• Auditing methods and principles
• Microsoft Office suite of tools
• General business acumen
• Stakeholder relationship building principles and practices 
• Leadership principles
• Business communication and presenting of information

Ideal:

• Financial and operational reporting principles
• Banking and financial services client offering, products, channels and transaction switching/processing.

Skills

• Analytical Skills
• Business writing skills
• Numerical Reasoning skills
• Interpersonal & Relationship management Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Presentation Skills
• Planning, organising and coordination skills
• Consultation skills
• Commercial Thinking Skills
• Communications Skills

Competencies

• Deciding and Initiating Action
• Leading and Supervising
• Working with People
• Relating and Networking
• Planning and Organising
• Delivering Results and Meeting Customer Expectations
• Entrepreneurial and Commercial Thinking

Additional Information

• Clear criminal and credit record
• Ability and willingness to work in an open plan environment
• Willingness to work or be available overtime and / or weekends if required
• A valid driver's license and own vehicle is required
   

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals

go to method of application »

Purpose Statement

• Ensure that all projects, commercial models and business cases are delivered with proper cost-benefit support 

Experience
Minimum:

• 2 – 3 years’ experience in an analytical role

Ideal:

• 4 years’ experience in management accounting roles in dynamic environments that included building activity-based cost models and performing project appraisal

Qualification

• Grade 12 National Certificate / Vocational in Grade 12 National Certificate
• Bachelor's Degree in Commerce or Accounting - Financial Accounting
• A relevant post graduate degree in Accounting - Management Accounting is ideal
• Qualified Chartered Accountant (CA) / CIMA is advantageous

Knowledge
Minimum:

• Activity-based costing
• Budgeting and forecasting
• Financial mathematics
• Capital budgeting calculations

Ideal:

• Card payment systems (card present, card not present)
• Capitec Bank operating environment
• Capitec Bank strategic objectives

Skills

• Communications Skills
• Numerical Reasoning skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• SQL Skills
• Attention to Detail
• Commercial Thinking Skills
• Decision making skills
• Leadership Skills
• Interpersonal & Relationship management Skills
• Negotiation skills
• Influencing Skills
• Facilitation Skills
• Presentation Skills
• Administration Skills
• Planning, organising and coordination skills
• Analytical Skills
• Problem solving skills
• Reporting Skills

Competencies

• Working with People
• Presenting and Communicating Information
• Analysing
• Delivering Results and Meeting Customer Expectations
• Adapting and Responding to Change
• Coping with Pressures and Setbacks

Additional Information

• Clear criminal and credit record
• A valid driver's license and own vehicle is required
• Ability and willingness to work in an open plan environment
• Contactable via own mobile phone
   

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals

go to method of application »

Purpose Statement

• To ensure cash availability of the Capitec ATM estate, by planning cash movement throughout the country and maintaining client satisfaction at optimal costs.

Experience
Min:

• Logistics, Supply Chain Management
• 1 - 3 years in a Planning Environment 
• Procurement and Stock Management
• Handling and following up queries
• Qualifications (Minimum)
• Grade 12 National Certificate / Vocational
• Qualifications (Ideal or Preferred)
• Diploma in Supply Chain Management
• A relevant degree in Logistics or Commerce

Knowledge
Min:

• Procurement
• Stock Management
• Planning Data Maintenance
• Service Provider Management

Ideal:

• Geography of South Africa / road networks and cities

Skills

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Problem solving skills
• Attention to Detail
• Planning, organising and coordination skills
• Negotiation skills
• Interpersonal & Relationship management Skills
• Numerical Reasoning skills

Competencies

• Delivering Results and Meeting Customer Expectations
• Working with People
• Adapting and Responding to Change
• Deciding and Initiating Action
• Following Instructions and Procedures
• Planning and Organising
• Persuading and Influencing

Conditions of Employment

• Clear criminal and credit record
• Willingness to work flexible hours (including Saturdays and Public Holidays)
   

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals