Jobs at Guardrisk

Role Purpose    

• Responsible for the underwriting of a portfolio of clients for the Construction Bonds & Guarantees division for the SMME and Mid-Corporate clients portfolio.

Requirements    

• An undergraduate diploma/degree (BCom, BSc Eng, LLB or similar)
• A postgraduate diploma/degree (MBA, MCom, MSc Eng, or similar) – preferable
• Certificate in Short-Term Insurance (or working towards it)
• RE 5 Certificate for Representatives (or working towards it)
• FAIS compliant (or working towards it)
• At least 5 years underwriting experience in the guarantees/trade banking/reinsurance industry in South Africa
• Knowledge of contract guarantees business in South Africa

Duties & Responsibilities    

• Underwriting of guarantee transactions for the SMME and Mid-Corporate clients across South Africa.
• Member of the underwriting risk committee for the Construction Bonds & Guarantees division.
• Preparation of thorough and detailed underwriting reports.
• Underwriting of guarantees within the designated operational mandate.
• Oversee the SMME and Mid-Corporate portfolio of existing clients across the Construction Bonds & Guarantees division.
• Grow the Construction Bonds & Guarantees book of business in the SMME and Mid-Corporate team segment.
• Management of the construction bonds & guarantees in the SMME and Mid-Corporate team (portfolio managers/underwriters).
• Mentoring & training the Construction Bonds & Guarantees team members in the SMME and Mid-Corporate.
• Pursue relevant growth opportunities that would allow the Guarantees division to achieve its strategic targets and objectives.
• Ensure that existing relationships with brokers and other role players are strengthened and built on a continuous basis.
• Ensure that new relationships are established to support the growth plans of the greater Guarantees division.
• Build, maintain and continuously strengthen all relationships with the MMH Group’s product, support, reinsurance as well as broker partners.
• Ensure that all regular interactions with any of the MMH Group’s reinsurance, broker or product partners are done at the highest possible level of professionalism.
• Stay abreast of developments in the construction, surety, guarantee & related markets.
• Maintain professional relationships with all customers, suppliers and trade connections of the MMH Group with a view to maintain and improve the group’s reputation and goodwill.

Competencies    

• Risk management
• Business Acumen
• Client Orientated
• Collaborative
• Innovative
• Analytical skills
• Relationship management and networking

Deadline:16th July,2025

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Role Purpose    

• The Non-Life Pricing & Structuring (Cell Captive) team looks at providing technical support in the form of pricing, product development and the capital structuring of new business prospects.

Requirements    

• Qualified or nearly qualified actuary (FASSA or equivalent international designation).
• Successful completion of F103 (General Insurance Principles) or equivalent short-term insurance exam.
• Bachelor’s or Honours degree in Actuarial Science, Mathematics, Statistics, or a related field (NQF Level 7+).
• At least of 5–8 years’ experience in the non-life (short-term) insurance industry.
• Strong working knowledge of actuarial pricing techniques and product structuring principles.
• Exposure to the SAM capital regime.

Duties & Responsibilities    

• Provide strategic leadership to the Non-Life Pricing & Structuring (Cell Captive) team, ensuring alignment with broader business objectives.
• Take accountability for all product development, pricing frameworks, and structuring initiatives across the CRS and VUMA portfolios.
• Review, approve, and sign off on pricing models for new and existing products, ensuring compliance with regulatory, professional, and internal governance standards.
• Lead rate reviews and re-pricing exercises for the existing product suite to maintain technical soundness and market competitiveness.
• Oversee the assessment and approval of new product offerings, ensuring they are commercially viable and compliant.
• Partner with internal teams to structure new deals - providing actuarial input on optimal underwriting and capital structuring solutions tailored to client needs.
• Support clients in the design and development of bespoke products, with a focus on innovation, profitability, and sustainability.
• Manage financial performance reporting, including monitoring product profitability and adherence to best-practice actuarial standards.
• Act as a senior technical advisor to both clients and internal stakeholders, translating complex actuarial insights into actionable business decisions.

Competencies    

• Analytical & Problem-Solving Skills
• Exceptional analytical thinking and lateral problem-solving capabilities.
• Comfortable working with diverse actuarial models and approaches.
• Ability to work accurately under pressure, manage multiple priorities, and meet tight deadlines.
• Leadership & Communication
• Proven leadership experience with the ability to lead and mentor a high-performing technical team.
• Excellent written and verbal communication skills, with the ability to explain technical concepts to non-technical stakeholders.
• Strong interpersonal and stakeholder engagement skills, with the ability to build trusted internal and external relationships.
• Self-starter with the ability to take initiative, adapt to change, and operate with minimal supervision.
• Collaboration & Innovation
• Collaborative mindset with a willingness to work across functions and with diverse teams.
• Innovative thinker with a strategic and commercial orientation.
• Strong organisational skills and the ability to deliver structured, well-documented work outputs.
• Ability to network and consult across all levels of the organisation and with clients on technical structuring matters.

Deadline:16th July,2025

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Role Purpose    

• You’ll play a key role at Guardrisk, collaborating with clients and internal teams to review and sign off on new and evolving products and pricing. The role involves technical pricing across a range of life insurance products, as well as deal structuring, client engagement, and tackling complex business problems.

Requirements    

• Bachelor’s degree in Actuarial Science
• Completion of all A1 and A2 technical actuarial subjects
• Completion of Actuarial Risk Management (A301/CA1)
• At least 1 – 3 years actuarial work experience
• Life-insurance pricing experience preferred

Duties & Responsibilities    

• Assist with the pricing of new and existing group and individual life insurance products
• Develop technical pricing models with a focus on life insurance products
• Assist with reviewing new products in line with regulatory and professional guidelines
• Assist with the structuring of new products and deals
• Engage clients and internal stakeholders on technical matters

Competencies    

• Strong analytical thinking skills
• Innovative and solutions-focused mindset
• Effective communicator, both written and verbal
• Confident engaging with a range of stakeholders across functions
• Collaborative and able to build strong working relationships
• Well-organised with strong interpersonal skills
• Comfortable applying a range of actuarial techniques
• Quick learner with a self-starter attitude
• Adaptable and able to work effectively in a dynamic environment
• Able to deliver high-quality work under pressure and meet tight deadlines

Deadline:16th July,2025