Jobs Newly Opened at Absa Group Limited (Absa)

Job Description

Risk Management

• Monitor client’s performance on a continuous basis for risk indicators and perform formal reviews at specified time intervals to identify any changes in the client's business or operating environment.
• Monitor adherence of covenants and conditions on a continuous basis and discuss any deviations and possible concerns with Sales team and escalate to Line Management and Credit if necessary.
• Adhere to ARMS credit requirements as stipulated in the Absa credit policy. Monitor and report boundary events in terms of the Operational Risk Boundary.
• Obtain input from Product Industry Specialist, where appropriate to assist in client solutioning and credit application process.
• Identify the need for a meeting between high-risk clients, Credit and Business Support.
• Request updated valuations on properties that serve as security for facilities in line with Absa Credit policies.
• Manage and communicate the risks associated with outstanding securities.
• Pro-actively identify problematic /high-risk clients and advise Credit, accordingly, manage them with a view to provide special input and implement loss preventative measures i.e., EWL Reports.
• Request and manage outstanding Financial Statements as stipulated in the Absa Credit policy.
• Action and manage daily Odex, Referrals, REPL and REPC. Contact clients that are on the referral listing for rectification.

Credit Management

• Explore new, improved, and alternative ways of solutioning client credit requirements.
• Adhere to Bank’s credit policies and procedures and ensure that they are fully complied with and that any policy breaches have been suitably addressed and mitigated.
• Provide bank codes and reports on clients.
• Pro‐actively manage credit risks associated with the portfolio of clients and their related products.
• Manage and drive the deal forum process to ensure quality applications are submitted to the sanctioners with sustainable credit solutions.

Portfolio Financial and Operational Management

• Compile reviews, amendments, and new applications to the appropriate lending authorities.
• Issue facility letters to clients after reviews have been compiled and new facilities granted.
• Draft and issue letters of reminder when facilities expire according to policy requirements, for example 30-, 60- and 90-day letters.
• Contribute to the Non‐Interest Income by ensuring recovery of manual fees (e.g., Reviews, valuations) to avoid revenue leakages.
• Spread client's financials on the various Credit Risk Grading models i.e., Agri Model, Public Sector Model, RiskCalc Model and Triad.
• Provide the Default Grading (DG) output from the Credit Risk models.
• Capture all information on the various risk grading models 100% accurately by checking that all the models balance.

Client Solutioning and Customer Service

• Identify cross sell opportunities from analysis of Client's financials, account conduct and industry change and pass on to Relationship Executive/Transactional Banker as a lead.
• Be part of the solution by attending sales best practice sessions with relevant stakeholders, give credit input to mitigate risk on the identified product offering or new acquisition, and monitor progress on the sales funnel, until the lead is converted into a deal.
• Conduct research on the industry in which the portfolio clients operate, to understand the industries overall profitability, industry trends and clients market standing relative to their competitors.

Teamwork and Self Development

• Attend team meetings and contribute fully, including suggestions for ways of improving customer service and meeting targets.
• Develop supportive relationships with colleagues and create a sense of team spirit.
• Communicate concerns or challenges that derive from team interactions in a constructive and positive manner.
• Develop and maintain contacts with Specialists in other areas of Relationship Banking and the Group.
• Keep abreast of regulatory changes through regular training.
• Monitor available L&D courses to develop your own training whilst helping others in the team to develop theirs.
• Demonstrate the willingness and ability to perform to the very best levels to ensure personal alignment to ABSA's values and vision.

Competencies:

• Planning and organising
• Working with people
• Writing and reporting
• Financial analysis
• Applying expertise and technology
• Entrepreneurial and commercial thinking
• Persuading and influencing

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

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Job Description

• Administrative Activities: Performing day-to-day administrative tasks such as maintaining information files and processing paperwork. 
• Dealing with Stakeholders: Taking responsibility for managing the expectations of stakeholders 
• Quality Assurance: Maintain a desired level of quality in a service or product, especially by means of attention to every stage of the process of delivery or production 
• Meeting deadlines: Completes tasks timeously 
• Verifying Information: Check different types of information for accuracy and inconsistency

Education

• Further Education and Training Certificate (FETC): Office Administration (Required)

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Job Description

Accountability: Portfolio Analytics and Insights:

• Develop and implement analytical models and algorithms to support the central change portfolio team and continuously improve these models and algorithms through experimentation and testing.
• Ensure that the financial data management., statistics, run rate, benefits management, current forecasting’s is incorporated in the monthly reporting views and continuously upon.
• Ensure that the appropriate performance metrics aligned to the EB scorecard, BU performance is catered for as part of the data provisioning, analysis, and insights processes.
• Set strategic analytics direction through the development of an analytics roadmap and delivery plan.
• Operationalize the data analytics function with immediate focus on establishing and maturing descriptive and diagnostic analytics.
• Expand standard business intelligence to provide insights that drive strategic decision making as opposed to only the provisioning of reporting and datasets.
• Continuously explore ways to enhance business performance by using data together with analytical techniques to analyse key indicators.
• Development of sustainable MI solutions to address business needs and identify opportunities to improve processes with technology solutions.
• Communicate clear, concise, commercially valuable, data-driven insights and recommendations to business in support of operational efficiency improvement.

Accountability: Portfolio Reporting and Communication:

• Partner with the central portfolio team to define requirements informing the build of sustainable, comprehensive analytics & reporting.
• Set a standard of reporting used across EB Change.
• Use available technologies to drive efficient/ streamlined analytics, monitoring & reporting e.g., automated triggers & alerts in the recommended tool.
• Create sustainable channels and communication platforms for data flow within EB Change to drive data analytics integration & consumption.
• Analyse the data to support the central portfolio team in the day-to-day reporting needs using Advanced Excel and visualisation tools and any other tool that may be identified for analysis from time to time.  
• Manage data management exceptions and alerts within acceptable levels of performance and tolerances.
• Ensure that all applicable data management standards and policies are adhered to.
• Play an active role in the creation, implementation, and maintenance of robust analytics model governance to ensure uniformity, sustainability and scalability of all data models produced.
• Collaborate and partner with the central portfolio team to solve challenges through analytics and enable better understanding of data & reporting.
• Develop strong collaborative interlocks with the central portfolio team to ensure that all strategic delivery is data-led and commercially viable.  
• Maintain a high standard of data analytics by ensuring that outputs are constantly quality assured
• Support with the design, development and, enhancement activities and balancing procedures to ensure integrity of data

Accountability: Portfolio Quality Assurance 

• Generate appropriate challenge on model builds by discussing model build detail and ideas.

Accountability: Stakeholder Management  

• Manage key stakeholders across the business by ensuring their issues, objectives and priorities are reflected in the agreed solutions.
• Work with stakeholders to create and maintain a portfolio of business MI by utilising consistent and validated data sources.
• Contribute to the development of a high-performance culture.

Education

• Bachelor`s Degrees and Advanced Diplomas: BMI - Business Management and Informatics

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Job Description

• Business Planning, Business Performance Monitoring & Revenue Generation:  
• Leading the commercial, sales and service agenda for the branch: Leading the commercial, sales and service agenda for the branch (as part of a broader area); & Owning and delivering on all performance targets for the allocated branch (end to end accountability across scorecard elements) 
• Customer Experience and Service: : Proactively manage and build relationships to enhance the Absa Brand in the area as well as 
• Managing cost & efficiencies : Apply effective & balanced cost management practices that ensures sales & service standards are within benchmark & aligned to best practice

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

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Job Description

• Business Manager: Global Markets to provide end-to-end support  to the relevant head/s of Equites and Prime divisions in the areas of operations, project and process management, execution and strategy.
• The successful candidate should have a results driven mindset to translate business needs and requirements, and leverage across FO and Infrastructure teams to assess issues, quantify their impact and put forward solutions to senior individuals and committees within the bank.
• Critical to the success of the role is an individual that has working experience within an Investment Bank, ideally with exposure to Global Markets systems, market risk, credit risk, finance, product control, legal and valuation topics.
• A strong understanding of global markets products specifically Equities and Prime Services from both a Front and Back Office perspective and familiarity with systems, product structures, risk, pricing models, exchanges and clearing houses.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

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Job Description

• Sales Target : Proactively make self-initiated contact with customers in order to deliver against the required sales targets 
• Collaboration : Constantly seek to improve ways of working by challenging the status quo and supporting an
• empowering climate within the team, sharing knowledge, experience, best practice and
• providing constructive feedback as required. 
• Compliance and Risk Management: Fulfil all activities in adherence to relevant control and compliance requirements, and quality standards 
• Customer Experience: To provide service excellence and achieve customer satisfaction 

Education

• Further Education and Training Certificate (FETC): Business, Commerce and Management Studies

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Key Responsibilities:

• Design and implement the control plane of our application platform using Kubernetes.
• Develop and maintain custom CRDs (Custom Resource Definitions) and controllers to extend Kubernetes functionality for our platform.
• Utilise Golang to build Services, Controllers, and Crossplane Functions
• Ensure availability, and performance of the platform
• Automate deployment, monitoring, and management processes using CI/CD pipelines and GitOps principles.

Requirements:

• 5 - 8 years development experience - understanding how applications are built and run is essential.
• Strong experience in any typed programming language (Golang, Rust, C++, Java, C#, Typescript, etc)
• Strong understanding of Kubernetes architecture and running applications on Kubernetes. Experience running or deploying Kubernetes clusters themselves is not required.
• Strong analytical and problem-solving skills.
• Good communication and collaboration skills.

Ideal Certifications or experience:

• Experience with Golang development.
• Experience with Helm, Kustomize, Argo CD, Flux or related deployment tools.
• Experience with monitoring and logging tools such as Prometheus, Grafana, or ELK stack.
• Certified Kubernetes Administrator (CKA) or Certified Kubernetes Application Developer (CKAD).
• AWS certified Cloud practitioner or AWS Associate level certifications.