Latest Jobs at Capitec Bank

About the role

• The Business Analyst will optimise business efficiencies through the systematic analysis and definition of business requirements, translating them into functional specifications. This role leads the end-to-end business requirements for the Debit Check Modernization Project within Business Banking, acting as a key link between business stakeholders, Technology, and the Product team.Operating in a dynamic, high-impact environment, the Business Analyst will support operational continuity and contribute to product innovation initiatives. Strong experience in banking payments (debicheck exposure advantageous) is essential to help shape future-fit solutions for the evolving market

Minimum Experience

• Formal qualification or Business Analysis diploma
• 4 - 7 years working experience in various business analysis knowledge areas, working independently with minimal oversight.
• Experience in a payments or Debicheck environment is highly beneficial 
• Internal: Completion of BA School of Learning Level 3
• Business and data analysis
• Understanding of business process and translating requirements into business processes, context diagrams, visual explanations, etc.
• Functional and business process design 
• Communication and translation of information across business and technical environments (Interface between business and Technology)
• Design of evidence-based best practice solutions
• Stakeholder engagement and collaboration 
• Project Management principles and relevant development lifecycle experience 
• Agile development lifecycle principles and experience
• Understanding of systems and the Systems Development Life Cycle (SDLC)

Ideal:

• Banking Industry Knowledge

Skills

• Analytical Skills
• Interpersonal & Relationship management Skills
• Communications Skills
• Facilitation Skills
• Negotiation skills
• Planning, organising and coordination skills
• Additional Information
• Clear criminal and credit record

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Purpose Statement

• To lead the team to ensure an efficient and streamlined service support unit in relation to the account maintenance focusing on sustainable value, optimal productivity and end-to-end customer satisfaction.

Experience
Minimum:

• 5 years’ experience in a banking environment with some leadership or management experience
• Leading or providing oversight of a process/detail/administrative team in a regulated environment
• In an environment which required validating work 
• Stakeholder engagement

Ideal:

• 2 – 3 years team leader/ supervisory experience
• In an environment where FIC regulations are imperatives

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational
• National Certificate in Commerce or Banking

Qualifications (Ideal or Preferred)

• Bachelor's Degree in Accounting - Financial Accounting or Banking

Knowledge
Ideal:

• Financial systems & procedures
• People management practices and principles
• Business acumen
• Stakeholder engagement
• Banking/ Financial Services landscape and products
• Customer service principles and practice
• Business communication and presenting of information
• Delegation and conflict management

Ideal:

• Capitec Bank environment and products
• Rules relating to Bankserv, PCH, SARB and all legislative requirements
• Computer literacy: MS Office Suite (intermediate), Call Centre system & reporting, BaNCS, Debit Card (Postilian), Credit Card Prime & On-line systems

Skills

• Planning, organising and coordination skills
• Attention to Detail
• Interpersonal & Relationship management Skills
• Leadership Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Conditions of Employment
• Clear criminal and credit record

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Purpose Statement

• To manage the Business Centre in terms of driving a proactive sales and service culture that will retain and grow the Business Centre client base. 
• Responsible for driving activity, planning and implementing marketing, sales, and support services strategies for the Business Centre

Experience
Minimum:

• Banking experience of at least 5 years, of which 3 years should have been spent in the Business Banking environment.
• 3 years managerial experience
• Significant experience in preparing and motivating Credit applications 
• Budgeting, forecasting, cost control and sales management experience is essential. 
• Accountability for managing a profitable cost centre. 

Qualifications (Minimum)

• A relevant tertiary qualification in Business Management or Finance

Qualifications (Ideal or Preferred)

• Bachelor's Degree in Business Management or Finance

Knowledge
Minimum:

• Business knowledge and acumen
• Understand interdependencies between industry knowledge, business and financial risks, Business banking product knowledge, pricing and taxation (to determine feasible operating tactics for the Centre to maximise total profit and minimise loss )
• People management principles and practices  
• Financial Modelling; activity based costing, financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific) 
• Principles and practices of business economics and the current business economic environment. 
• Different industry sectors and sector risk profiles/ trends; this includes an understanding of the impact of climatic conditions on markets 
• Managing Local Market (MLM) sales principles and practices to manage and optimise retention and growth within the Centre. 
• General banking practices and procedures. 
• Knowledge of competitor product offerings/ channels/ operational and marketing tactics. 
• Credit principles and practices, including an understanding of credit application, securities and 
• Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective. 
• Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA). 
• Extract and apply information to CRM (Customer relationship management) strategy 
• General understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market

Ideal:

• Features, benefits and value propositions of the respective company product/service offerings. 
• Multi-level products available and pricing structures
• Current taxation laws as they apply to customers. 
• A good knowledge of administration processes and procedures pertaining to Business Banking transactions

 Skills

• Communications Skills
• Analytical Skills
• Interpersonal & Relationship management Skills
• Negotiation skills
• Planning, organising and coordination skills
• Conditions of Employment
• Clear criminal and credit record
• Willingness to travel nationally and internationally when required
• A valid driver's license and own vehicle is required

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About the Role

• The Cybersecurity Engineer role is a critical position within the Open Banking team, reporting directly to the Product Head. This role requires a hybrid background in Cyber Security and Software Engineering to build and maintain security toolsets, ensuring the safety and integrity of externally facing products. The Engineer will be responsible for monitoring and mitigating security threats, conducting bi-weekly penetration testing, and collaborating closely with the CyberSec team and other stakeholders. The ideal candidate will have a strong technical background, experience in developing security solutions, and the ability to adapt to evolving security challenges.

Our Ideal Candidate

• At least 5 years’ experience in Cyber Security.
• Strong background in both Cyber Security and Software Engineering.
• Proficiency in programming languages, with experience in building security tools and systems.
• Prior experience in conducting penetration testing and implementing security measures.
• Familiarity with monitoring and mitigating security threats in a fast-paced environment.
• Ability to work closely with the CyberSec team and other stakeholders to ensure comprehensive security coverage.
• Experience in balancing security needs with business requirements and collaborating with different teams.
• Strong analytical skills to identify and address security vulnerabilities and incidents.
• Proactive approach to developing and implementing security solutions.

Minimum Knowledge

• Networking protocols and security architecture
• Security tools and technologies
• Latest trends and threats in the cybersecurity landscape
• Cloud computing and systems
• Data management and analysis principles
• Identity and Access management systems

Skills

• Analytical Skills
• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills
• Problem solving skills
• Conditions of Employment
• Clear credit and criminal record

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About The Role

• The Senior Salesforce Administrator will be responsible for supporting users, managing data, maintaining security standards, defining technical requirements, and configuring and designing the Salesforce system based on critical business requirements. The role involves ensuring the platform is easy to use for users of any technical level, staying current on the platform’s capabilities and updates, and ensuring the company uses the platform to its fullest potential. The administrator will work on projects to provide Salesforce functional and technical knowledge, delivering innovative, high-quality solutions. They will solve business problems by customizing the Salesforce Platform, building, configuring, and automating technology solutions to deliver value to product teams.

Our Ideal Candidate

• At least five years of experience in Salesforce administration, with a proven track record of managing and optimizing the Salesforce platform. 
• Proficiency in Salesforce security standards and data management. 
• Experience in customizing the Salesforce Platform to solve business problems and deliver value to product teams.
• Proven experience in Salesforce configuration and design based on business requirements.
• Demonstrated ability to support users and manage data effectively.
• Excellent project management skills, with the ability to deliver high-quality solutions.
• Proficiency in building, configuring, and automating technology solutions.
• Ability to work collaboratively with stakeholders and Salesforce Technical Analysts.

Minimum Education

• Grade 12 National Certificate/Vocational
• Salesforce Administrator Certification

Skills

• Attention to Detail
• Communications Skills
• Interpersonal & Relationship management Skills
• Problem solving skills
• Conditions Of Employment
• Clear criminal and credit record

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About the role:

• The Level III Software Engineer is a key member of a cross-functional team, responsible for the entire software development lifecycle from concept to operation. They design, develop, test, deploy, maintain, and enhance complex software systems, ensuring scalability, performance, and future requirements. Additionally, they guide and support developers and stakeholders in resolving engineering problems.
• The Full Stack Software Engineer develops and maintains both front-end and back-end components of web applications, working on all layers of the application stack. They build solutions that offer optimal performance, reliability, and scale, while creating great client experiences.
• The team focuses on credit business banking, building backend services that integrate into core credit teams and front-end applications for the business bank app.

Our ideal candidate has:

• Grade 12 National Certificate (Minimum)
• A relevant tertiary qualification in Information Technology (Preferred)  
• 6+ years’ proven experience in Full stack software development, project delivery and implementation (in relevant development technologies/language).
• Tech Stack
• C#,
• .NET core
• JavaScript
• AWS
• Kubernetes
• Docker
• EKS.
• Java or Python (Advantageous)
• React OR React Native (Advantageous)

Skills:

• Analytical Skills
• Attention to Detail
• Communications Skills
• Interpersonal & Relationship management Skills
• Problem solving skills
   

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About the role:

• This role will form part of the Credit Applications Department within our Business Bank, which handles credit applications, including overdrafts, credit cards, and term loans. The Level III Software Engineer is integral to the full software development lifecycle, from concept to deployment and operation. They design, develop, test, deploy, maintain, and enhance complex software systems, ensuring scalability and performance. They also guide developers and stakeholders in resolving engineering problems.

Our ideal candidate has:

• Grade 12 National Certificate (Minimum)
• A relevant tertiary qualification in Information Technology (Preferred)  
• 6+ years’ proven experience in back-end software development, project delivery and implementation (in relevant development technologies/language). Experience with back-end frameworks and technologies
• Proficiency in designing and implementing RESTful APIs and microservices, leveraging event-driven architectures using technologies such as Kafka, AWS Event Bridge, or RabbitMQ to enable asynchronous processing, real-time data streaming, and scalable system interactions
• Tech Stack
• C#
• PostgreSQL
• AWS
• DevOps (Beneficial)  

Skills:

• Analytical Skills
• Attention to Detail
• Communications Skills
• Interpersonal & Relationship management Skills
• Problem solving skills

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Your Key Responsibilities and Impact

• You will be responsible for insurance reporting, covering financial reporting, business planning, budgeting, and management reporting. It requires a highly skilled Chartered Accountant with strong technical accounting expertise, particularly in IFRS 17, and experience in the financial services industry, specifically insurance.

Key Functions

• CA(SA) qualification required with a Bachelor's degree in Accounting, Finance, or a related field.
• 3+ years of experience in Insurance & IFRS 17.
• Strong knowledge of technical accounting and analysis.

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About the Role

• The Database Engineer is responsible for investigating, implementing, maintaining, and supporting the organisation’s PostgreSQL databases, primarily hosted on AWS Aurora and RDS platforms. This role involves database design, administration, performance monitoring, capacity planning, and mentoring junior team members. A strong understanding of MySQL databases is also required. Additionally, the Database Engineer engages in research and development activities and contributes to business continuity planning tasks alongside the system engineers. 

Our ideal candidate

• Over 5 years of experience in database administration and design, with a minimum of 3 years specifically focused on PostgreSQL. 
• More than 2 years of experience in performance monitoring and analysis.
• Managing PostgreSQL databases on AWS services, including RDS for PostgreSQL and/or Aurora PostgreSQL, for at least 2 years. 
• Demonstrable experience in MySQL database administration, encompassing installation, configuration, backup, and basic performance management. 
• Experience in migrating on-premises databases (PostgreSQL, MySQL) to AWS, including the use of AWS DMS and native backup/restore method.

Minimum Education

• Grade 12 National Certificate 

Minimum Knowledge

• Detailed knowledge of PostgreSQL database architecture, design, administration, and internals. 
• Strong understanding of IT systems (SDLC lifecycle). 
• Strong understanding of business continuity planning and disaster recovery strategies for databases, particularly within AWS. 
• Strong understanding of cloud storage concepts relevant to databases. 

Skills

• Strong analytical and problem-solving skills. 
• Meticulous attention to detail. 
• Project management skills (methodology specific). 
• Proficiency in using the AWS management console and CLI. 
• Conditions of Employment
• Clear credit and criminal record 
• A valid driver's licence and personal vehicle are required 
• Reachable via own mobile phone 
• In office daily in Stellenbosch (Technopark)