Latest Jobs at Capitec Bank

About the role:

• As a Data Scientist I at Capitec, your purpose is to drive Capitec's AI strategy, ensuring the bank remains competitive in a dynamic landscape where data science is a key strategic differentiator. The role involves leveraging solid, textbook knowledge of state-of-the-art data science principles and techniques in disciplines such deep learning and the underlying theory and assumptions of various techniques. This role sit within Capitec's Business Banking divsion and will serve in the area of AI and ML.
• Key responsibilities include designing and implementing predictive models and intelligent algorithms to gain deeper insights into business performance drivers, enabling more effective decision-making. Additionally, the role encompasses solution and experimental design for model development, as well as the deployment of predictive modeling techniques, utilizing source control systems like Git or Bitbucket to ensure robust and scalable solutions.

Our ideal candidate has:

• 1-3+ years of experience in any Data Science role
• Degree or higher in any of the following field statistics, mathematics, computer science, physics  
• Python experience
• Familiarity with modern deep learning frameworks (Pytorch, Tensorflow)
• Github experience or Git

Ideal:

• AWS
• Basic knowledge of SQL

Competencies:

• Analytical Skills
• Attention to Detail
• Problem solving skills
• Decision making skills
• Researching skills
• Planning, organising and coordination skills

Education:

• Completed a Degree or higher

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Purpose Statement

• To build out and maintain optimal, sustainable, resilient, scalable, cost effective and high performing IT Infrastructure that meets the companies vision and objectives. 

Education (Minimum)

• Grade 12 National Certificate / Vocational

Education (Ideal or Preferred)

• A relevant degree in Information Technology

Knowledge and Experience
Minimum: 

An operational understanding of: 

• End user and distributed IT systems and infrastructure 
• Desktop design standards and implementation strategy 
• Documenting of IT systems, infrastructure standards and SOP’s 
• Microsoft Windows operating system architecture and application integration 
• Active Directory and Group Policy management systems (Azure AD, EntraID, AGPM) 
• Identity and Access Management (AD Security and Group Management, Multi-Factor Authentication) 
• Security relevant to end user devices (Group policy configuration, EDR, Encryption, Remote Wipe) 
• Managing compliance levels, across the software stack (O/S, MS Office and 3rd Party applications) 
• System Centre Configuration Manager (Advanced use of and Troubleshooting of the system) 
• Knowledge in scripting tools such as VBScript, PowerShell, Python, JavaScript 
• End User hardware and peripherals (DELL, Lenovo) 
• Print Management Solutions (e.g. Y-Soft) 
• Cloud Service Providers (Azure, AWS, Google Cloud) 
• Microsoft 365 Services (Teams, Power Platform, Power BI, O365). 
• Microsoft Intune / MAM (Troubleshooting) 
• Cloud Management Gateways (e.g. Azure, SCCM)  
• Networking (DHCP, DNS, TCP/IP, Routing, Switching) 
• Currently relevant industry cloud solution technologies (e.g. Office 365, Azure) 
• Video, Voice and Collaboration services (Polycom, Logitech, Yealink, Cisco, Microsoft Teams Rooms) 
• SharePoint and SharePoint Online 
• Virtual Desktop Technologies (VDI, Citrix, VMWARE) 
• Microsoft Exchange, Exchange Online and SMTP relay type systems 
• SCCM (Architectural design and configuration of the system, creating reports) 
• Software packaging, task sequencing, WIM creation, Driver injection etc. 
• Observability tooling (e.g. Grafana, Instana, Pager Duty) 

Ideal : 

• Microsoft Teams PSTN Telephony Services 
• Google Workspaces 
• Object Oriented Language (C++, C#, Java). 
• SQL and NoSQL knowledge. 
• Restful API web services. 
• DELL Absolute 
• Lenovo LDI 
• DELL DCM and DCU 
• Documenting of IT systems, infrastructure standards, and SOP’s 
• Desktop design standards and implementation strategy 
• Currently relevant industry cloud solution technologies (e.g. Office 365, Azure) 
• Video, Voice and Collaboration services (Polycom, Logitech, Yealink, Cisco, Microsoft Teams Rooms) 
• SharePoint and SharePoint Online 
• Virtual Desktop Technologies (VDI, Citrix, VMWARE) 
• SCCM (Architectural design and configuration of the system, creating reports) 
• Software packaging, task sequencing, WIM creation, Driver injection etc. 

Skills

• Analytical Skills
• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Presentation Skills
• Problem solving skills
• Project Management Skills (Methodolgy Specific)
• Researching skills

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Purpose Statement

• The level II Software Engineer plays an integral part in a cross-functional team dedicated to the full software development lifecycle, from concept, to development to deployment and ultimately operating of each product. At this level, Software Engineers are responsible to design, develop, test, deploy, maintain and enhance software systems and applications based on specifications, while adhering to established standards. They translate requirements from the business or technical analyst and actively participate with the delivery team in design and problem-solving.
• The Front-end Software Engineer plays a crucial role in building solutions that create great client experiences for mobile and web applications. They are responsible for translating design mockups into interactive and user-friendly interfaces, with a focus on intuitive user experiences.

Education (Minimum)

• Grade 12 National Certificate / Vocational

Education (Ideal or Preferred)

• A relevant tertiary qualification in Information Technology

Knowledge and Experience
Experience:

• 3+ years’ proven experience in front-end software development, project delivery and implementation (in relevant development technologies/language)
• Experience with modern front-end frameworks and technologies.

Knowledge: 

• IT systems development processes (SDLC)
• Application development
• Advanced programming concepts
• Responsive design principles and mobile-first development.
• Browser compatibility issues and performance optimisation.
• Front-end build tools and package managers 
• Front-end Design Patterns
• Version Control
• Testing practices

Skills

• Analytical Skills
• Attention to Detail
• Communications Skills
• Interpersonal & Relationship management Skills
• Problem solving skills
   

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Purpose Statement

• To plan, conduct, and report on audits on financial and operational practices of third parties, including external debt collectors (EDCs), debt buyers and payment distribution agents (PDAs).
• To conduct due diligence checks on third parties as well as ad hoc compliance checks and investigations.

Experience
Minimum:

• Minimum of 2 years’ experience in conducting internal audit and report writing

Ideal:

• 2+ years’ experience in conducting internal audit and report writing
• Experience in Data Analytics and Computer Assisted Audit Techniques (CAATs)
• Experience conducting audits within a financial services company
• Experience in auditing EDCs/attorneys and debt buyers

Qualifications (Minimum)

• Bachelor's Degree in Accounting - Financial Accounting or Commerce

Qualifications (Ideal or Preferred)

• Honours Degree in Accounting - Financial Accounting or Commerce

Knowledge
Minimum:

• Generally Accepted Accounting Principles (GAAP), Generally Accepted Auditing Standards and International Standards for the Professional Practice of Internal Auditing (ISPPIA).
• Proficiency in accounting principles and techniques regarding working with financial reports
• Business products, processes, policies and systems
• Internal Auditing procedures and standards
• Management principles to recognise and evaluate the materiality and significance of deviations from good business practice
• The fundamentals of accounting, commercial law, taxation, finance, quantitative methods and information technology

Ideal:

• Attorneys’ and debt collectors’ accounting practices (trust accounts etc)
• Magistrate’s Courts Act and Rules, Legal Practice Act, Debt Collector’s Act, Legal Practice Council Rules, National Credit Act and regulations
• The collections and/or outsourced recoveries environment
• Investigating fraud and/or non-compliance with EDCs
• Thorough knowledge of Capitec Recoveries, Bancs, Webhost etc.

Skills

• Analytical Skills
• Attention to Detail
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Decision making skills
• Planning, organising and coordination skills

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About The Role

• We are seeking an experienced Business Analyst to join our Service Management team within the Technology Services division. The role is focused on supporting IT and Service Management Initiatives, with responsibilities including requirements elicitation, documentation, process flow design, and test case creation. This role is critical for maintaining and enhancing our system, ensuring seamless stakeholder management, and driving complex projects to successful completion. This role requires a skilled professional who can hit the ground running and contribute to our ongoing projects. 

Our Ideal Candidate

• 5+ years’ experience in business analysis, with a proven track record in IT, service desk, or financial environments. 
• Self-starter mentality—able to pick up new domains and drive outcomes independently.  
• Strong stakeholder engagement and communication skills.
• Experience in business process optimization, requirements solicitation, and test case management.
• Project management background is highly valued.  
• Ability to mentor and coach, fostering growth in others
• Flexibility to understand both business and technical aspects, with a focus on the technical side 

What You'll do

• Lead requirements gathering for complex IT and service management projects, translating business needs into actionable deliverables. 
• Design and optimize end-to-end process flows that align with strategic goals and improve operational efficiency
• Collaborate with development and system analyst teams, influencing technical solutions with business acumen. 
• Own test case creation and drive user acceptance sign-off with business stakeholders. 
• Apply project management skills to prioritize, rate, and manage requirements through delivery. 
• Provide guidance and mentorship to less experienced BAs and technical team members. 
• Create and maintain detailed documentation including business cases, user stories, and functional specs.
• Advocate for user-centric design and incorporate feedback loops into solution development.
• Drive change management initiatives including training, communication plans, and stakeholder engagement.
• Champion continuous improvement and innovation 

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• Certification in Business Analysis

Skills

• Communications Skills
• Analytical Skills
• Interpersonal & Relationship management Skills
• Attention to Detail
• Negotiation skills
• Problem solving skills
• Planning, organising and coordination skills

go to method of application »

Purpose Statement

• To build out and maintain optimal, sustainable, resilient, scalable, cost effective and high performing IT Infrastructure that meets the companies vision and objectives. 

Education (Minimum)

• Grade 12 National Certificate / Vocational

Education (Ideal or Preferred)

• A relevant degree in Information Technology

Knowledge and Experience
Minimum: 

An operational understanding of: 

• End user and distributed IT systems and infrastructure 
• Desktop design standards and implementation strategy 
• Documenting of IT systems, infrastructure standards and SOP’s 
• Microsoft Windows operating system architecture and application integration 
• Active Directory and Group Policy management systems (Azure AD, EntraID, AGPM) 
• Identity and Access Management (AD Security and Group Management, Multi-Factor Authentication) 
• Security relevant to end user devices (Group policy configuration, EDR, Encryption, Remote Wipe) 
• Managing compliance levels, across the software stack (O/S, MS Office and 3rd Party applications) 
• System Centre Configuration Manager (Advanced use of and Troubleshooting of the system) 
• Knowledge in scripting tools such as VBScript, PowerShell, Python, JavaScript 
• End User hardware and peripherals (DELL, Lenovo) 
• Print Management Solutions (e.g. Y-Soft) 
• Cloud Service Providers (Azure, AWS, Google Cloud) 
• Microsoft 365 Services (Teams, Power Platform, Power BI, O365). 
• Microsoft Intune / MAM (Troubleshooting) 
• Cloud Management Gateways (e.g. Azure, SCCM)  
• Networking (DHCP, DNS, TCP/IP, Routing, Switching) 
• Currently relevant industry cloud solution technologies (e.g. Office 365, Azure) 
• Video, Voice and Collaboration services (Polycom, Logitech, Yealink, Cisco, Microsoft Teams Rooms) 
• SharePoint and SharePoint Online 
• Virtual Desktop Technologies (VDI, Citrix, VMWARE) 
• Microsoft Exchange, Exchange Online and SMTP relay type systems 
• SCCM (Architectural design and configuration of the system, creating reports) 
• Software packaging, task sequencing, WIM creation, Driver injection etc. 
• Observability tooling (e.g. Grafana, Instana, Pager Duty) 

Ideal : 

• Microsoft Teams PSTN Telephony Services 
• Google Workspaces 
• Object Oriented Language (C++, C#, Java). 
• SQL and NoSQL knowledge. 
• Restful API web services. 
• DELL Absolute 
• Lenovo LDI 
• DELL DCM and DCU 
• Documenting of IT systems, infrastructure standards, and SOP’s 
• Desktop design standards and implementation strategy 
• Currently relevant industry cloud solution technologies (e.g. Office 365, Azure) 
• Video, Voice and Collaboration services (Polycom, Logitech, Yealink, Cisco, Microsoft Teams Rooms) 
• SharePoint and SharePoint Online 
• Virtual Desktop Technologies (VDI, Citrix, VMWARE) 
• SCCM (Architectural design and configuration of the system, creating reports) 
• Software packaging, task sequencing, WIM creation, Driver injection etc. 

Skills

• Analytical Skills
• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Presentation Skills
• Problem solving skills
• Project Management Skills (Methodolgy Specific)
• Researching skills

go to method of application »

About this role:

• As a Machine Learning Engineer at Capitec is pivotal in shaping and executing the bank's AI strategy. By collaborating with Data Scientists and Decision Scientists, you'll enhance their efficiency through the development, implementation, and support of platform improvements. Your contributions will be crucial in positioning Capitec to remain competitive in a rapidly evolving landscape where AI technologies are key strategic differentiators.
• This role leverages your deep understanding of machine learning models, from concept to deployment, and expertise in modern software development best practices, big data processing frameworks, and cloud environments whilst sitting in the risk division of the business. You’ll also be working extensively with Python, SQL, and advanced debugging techniques to ensure the delivery of scalable, robust, and production-ready predictive models

Our ideal candidate has:

• 4+ years of experience in any engineering role
• Honors degree or higher in any field
• Python and SQL experience
• PySpark
• Big data frameworks – Hadoop/Kafka
• Github experience or Git

Ideal:

• AWS experience

Competencies:

• Simplify and make it easy
• Earn and extend trust
• Plan, deliver and raise the bar
• Curious and continuously learns
• Act, learn and adapt
• Inspire optimism and persistence
• Have courage, disagree and commit

Education:

• Completed an Honors Degree or higher

go to method of application »

Purpose Statement

• To execute daily operational activities within the Business Bank AML Operations environment, including enhanced due diligence, investigation of suspicious transactions, name and payment screening, reporting, and quality assurance, thereby implementing and administrating legal and statutory requirements for the Financial Intelligence Centre Act 38 of 2001 (“FICA”), Protection of Constitutional Democracy Against Terrorist and Related Activities Act 33 of 2004 (“POCDATARA”), Prevention of Organised Crime Act 121 of 1998 and all related legislation, within Capitec Bank

Experience
Minimum:

• At least 2-3 year’s investigative experience within a business banking environment within an AML environment
• Experience with collating and analysing information and making decisions based on the information.
• Interpretation and application of regulatory requirements.

Ideal:

• FICA exposure within a business banking environment
• Experience in a financial or legal institution or investigative environment 

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• Bachelor's Degree in Risk and Compliance

Knowledge
Minimum:

• Legislation regarding money laundering control, proliferation finance and combating of terrorist financing
• Understanding of money laundering means and mechanisms on a global scale
• Understanding of sanctions 
• Client due diligence and AML environment.
• Understanding the Risk Management and Compliance Programme and the purpose it serves in AML
• Business acumen
• Know Your Customer (KYC), risk based approach
• Investigation methodology and techniques
• Use of excel and word
• Report writing and evidence gathering
• Business entity structures and related AML requirements

Ideal:

• Client due diligence and investigations on juristic and non-juristic clients.
• Knowledge of commercial banking products, services and channels.
• Knowledge of Trade-based money laundering

Skills

• Analytical Skills
• Attention to Detail
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Planning, organising and coordination skills
• Reporting Skills

Conditions of Employment

• Clear criminal and credit record