Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month.
To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe in ...
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About The Role
- The role is for a Business Analyst (BA) to join a channel enablement team focused on delivering a seamless, omni-channel client experience across all client-facing systems, including app, branch, and other interfaces. The BA will specifically assist with integrating business banking clients into the credit journey, ensuring they receive the same experience as retail clients.
Education (Minimum)
- A relevant tertiary qualification in Business Analysis
Knowledge and Experience
- Preferably a minimum of three years of experience in business analysis, with a strong emphasis on analytical skills and independent problem-solving.
- Experience in finance or credit is highly preferred, though not strictly required if the candidate has strong analytical skills and can adapt quickly.
- The main responsibility is to support the integration of business banking clients into the credit journey, enabling them to have the same omni-channel experience as retail clients.
- Strong communication skills to effectively gather and verify requirements from stakeholders.
- Building and managing relationships with business banking stakeholders and clients to support this integration
- Strong analytical skills to create comprehensive requirement specifications and ensure thorough testing and validation.
Skills
- Analytical Skills
- Problem solving skills
- Communications Skills
- Facilitation Skills
- Interpersonal & Relationship management Skills
- Negotiation skills
- Planning, organising and coordination skills
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About the Team and Role
- The Connect Technology Delivery Team forms part of a dynamic and evolving technology environment within Capitec. The team has transitioned from a primarily data-focused function into a software delivery–driven capability, responsible for designing, developing, and implementing strategic technology solutions that enable Connect’s business objectives.
- We are seeking a Systems Analyst to contribute to the design and implementation of Connect’s new Revenue Management System. This platform plays a critical role in tracking sales, cost of sales, and revenue across multiple product lines, with integration points to third-party systems and real-time data flows serving as a source system for the broader bank.
- The successful candidate will operate at the intersection of business and technology- translating complex business requirements into actionable, technically sound solutions. This role offers the opportunity to work closely with engineers and architects to ensure robust delivery and alignment to Connect’s technology strategy.
What You’ll Be Doing
- Engage with business stakeholders to gather, analyse, and document system and functional requirements.
- Translate business needs into detailed technical specifications and solution designs.
- Collaborate with software engineering and architecture teams to design and validate system integrations and data flows.
- Participate in the design, testing, and implementation of the new revenue management platform.
- Support delivery teams in ensuring solutions meet business requirements, performance expectations, and compliance standards.
- Contribute to continuous improvement through the identification of optimisation and automation opportunities.
What We Are Looking For
- We are looking for a technically skilled and business-savvy Systems Analyst who can bridge the gap between business objectives and technical execution. The ideal candidate is analytical, detail-oriented, and comfortable working in a fast-paced, collaborative environment.
Minimum Requirements:
- 4–6 years of relevant experience in systems analysis or a related technical role.
- Strong understanding of Java, Spring Boot, and Kafka (or equivalent event streaming technologies).
- Proven experience working within AWS environments.
- Demonstrated ability to analyse complex systems and deliver structured, high-quality documentation.
- Strong stakeholder engagement, communication, and problem-solving skills.
Preferred Skills:
- Experience with Infrastructure Code (IaC) and modern deployment pipelines.
- Familiarity with Kubernetes and containerisation.
- Prior experience or interest in transitioning from software engineering to systems analysis.
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About the role
- To be responsible for the tactical, operational, day to day management of the website marketing function, ensuring alignment with broader departmental goals and business objectives; planning, team leadership and quality assurance, while overseeing the delivery and direction, governance, and performance of Capitec’s Group websites.
- To interpret the department business plan and drive website marketing innovation, operational excellence and alignment with Capitec’s brand and digital engagement strategy.
Key Performance areas:
Lead contribution and responsibilities
- Website general management; planning and standards
- Operational management
- People/ Team management
- Technical/ functional responsibilities
Function/ role specific
- Collaborate with the Head of Department to shape and contribute to the department’s strategic direction, functional plans, budgets, and performance goals.
- Responsible for operationalizing and implementing the business plans through a departmental operating model and managing the planning, execution and delivery thereof.
- Oversee the planning and end-to-end execution of website operations; content strategy, CMS optimization (Optimizely), metadata, schema, and integrations, ensuring alignment with campaign objectives, timelines, and resource availability and optimise the allocation of resources, including budget management; track budget spend and flag variances or optimisation opportunities, ensure adherence to financial processes and approval workflows and support the preparation of strategy, budget reports and assist with financial reviews.
- Make optimisation and improvement recommendations and collaborate with other functions to leverage opportunities (inc. technology, systems and data) to enhance and optimise delivery.
- Responsible for accuracy, consistency and brand alignment across all digital properties, including Google My Business and SEO. Lead cross-functional teams in the delivery of website-related projects.
- Responsible for implementation of effective channels to ensure team communication and understanding of departmental processes, standards and quality assurance and achievement of targets/SLA’s
- Accountable for management of the team; capacity, headcount management, recruitment, development, talent reviews, succession, goal planning and performance management.
- Manage the evolution of Capitec’s online presence, ensuring it reflects world-class standards in SEO, usability, accessibility, and service design.
- Oversee the development and implementation of digital product features and services informed by customer insights and market trends.
Our ideal candidate has:
- 7+yrs experience in a digital environment, with at least 3 years experience of leading or managing people and preferably within a corporate or agency environment, including:
- Proven experience in leading creative teams and managing complex website projects.
- Website development, maintenance and communications
Qualifications (Minimum)
- A relevant degree in Bachelor's Degree in Social Science or Project Management
Qualifications (Advantageous)
- Ideally: A postgraduate qualification in Business Management, Leadership, or Strategic Communications is advantageous, and/or certifications in project management (e.g., PMP, Agile)
Skills:
- Website general management; planning and standards
- Operational management
- People / Team Management
- Technical/functional responsibilities
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Purpose Statement
- To execute key accounting functions that enable and support an accurate financial status of all systems across the business.
- To contribute to the excellence and financial integrity of all systems in an efficient and timeous manner.
Experience
- 2 – 3 years reconciliation experience
Qualifications (Minimum)
- A relevant qualification in Accounting - Financial Accounting or Finance
Qualifications (Ideal or Preferred)
Knowledge
- Management of Accounts
- Computerised accounting systems and principles (SAP)
- Financial Analysis and Interpretation
Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Problem solving skills
- Analytical Skills
- Attention to Detail
- Communications Skills
- Numerical Reasoning skills
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Purpose Statement
- Are you passionate about designing cutting-edge HR solutions that drive business transformation? We’re looking for a Solutions Architect specializing in HR systems, with a strong focus on SAP SuccessFactors and other HRIS components. In this pivotal role, you’ll report directly to the HR Product Head and play a key part in shaping our digital HR landscape.
- Bring your expertise in SuccessFactors, SAP HR, and integration tools like SAP Cloud Platform Integration and SAP Business Technology Platform. A solid understanding of cloud technologies (AWS/Azure) and data integration will set you apart as you architect scalable, future-ready solutions.
Education (Minimum)
- Grade 12 National Certificate / Vocational
- Bachelor's Degree in Business Management or Information Technology - IT Engineering
Education (Ideal or Preferred)
- A relevant tertiary qualification in Information Technology
Knowledge and Experience
Must-Have Expertise:
- Proven mastery of SAP SuccessFactors across all modules, including seamless integration into SAP S/4HANA and the broader data estate.
- 5+ years’ experience in solution architecture, delivering scalable, enterprise-grade solutions.
- Strong knowledge of integration tools such as SAP Cloud Platform Integration, SAP Business Technology Platform, and APIs for connecting SuccessFactors with HR and Finance systems.
- Familiarity with the AWS Well-Architected Framework for designing secure, high-performing, and resilient cloud solutions.
Minimum Knowledge of:
- System architecture principles, including technical design and implementation processes.
- Systems analysis and design methodologies.
- UML or equivalent modeling languages.
- Technical test plan design and execution.
- IT systems development processes and application development best practices.
- Standards and governance frameworks.
Skills
- Analytical Skills
- Communications Skills
- Interpersonal & Relationship management Skills
- Leadership Skills
- Planning, organising and coordination skills
- Problem solving skills
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About the role:
- This role is a key part of our Financial Crime & Compliance team, focusing on anti-money laundering, financial crime, and regulatory compliance projects. You’ll work on systems that manage clients, transactions, and related entities, ensuring robust compliance and security. As a Software Engineer, you’ll be involved in the full software development lifecycle, from design and development to deployment and maintenance enhancing complex systems for performance and reliability. You’ll also help improve code quality, reduce rework, enhance monitoring and dashboards, and support the transition to new infrastructure such as Odin and EKS clusters.
Our ideal candidate has:
- Grade 12 National Certificate (Minimum)
- Relevant tertiary qualification in Information Technology (Preferred)
- 6+ years’ proven experience in back-end software development, project delivery and implementation (in relevant development technologies/language). Experience with back-end frameworks and technologies
- Strong Python skills (primary language); Java experience (secondary)
- Experience with AWS services (RDS, EC2, Lambda; Odin and EKS clusters advantageous)
- Ability to work in fast-paced, regulation-driven environments
- Experience in anti-money laundering, financial crime, or regulatory compliance projects (advantageous)
- Willingness to learn and upskill, especially in Python if coming from a Java background
- Analytical skills, attention to detail, and problem-solving ability
- Strong communication and relationship management skills
Tech Stack
- Python (primary), Java (secondary)
- AWS (RDS, EC2, Lambda, Odin, EKS)
- Experience with cloud platforms (other than AWS also considered if adaptable)
- Monitoring, error logging, and dashboarding tools
- CI/CD pipelines and DevOps practices
Skills:
- Leadership
- Analytical Skills
- Attention to Detail
- Communications Skills
- Interpersonal & Relationship management Skills
- Problem solving skills
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PURPOSE STATEMENT
- To drive testing excellence within the product line by managing and overseeing the end-to-end testing process, and optimising testing processes through central and digital test automation practices.
- To develop and implement a comprehensive testing vision and quality roadmap that aligns with organisational goals.
- To ensure the continuity of the testing capability by crafting testing career paths and development paths for testers, including structured training programs and succession planning.
- To provide technical leadership for automation frameworks, while fostering a culture of quality across the organisation.
- The successful incumbent will be expected to have: the ability to work in a fast-paced and collaborative environment; strong ethical standards and professional integrity; and commitment to continuous learning and remaining current with industry trends.
KEY RESPONSIBILITIES:
Strategic Leadership:
- Develop and implement testing vision and strategy aligned with business objectives.
- Create and maintain quality roadmap for continuous improvement.
- Lead innovation in testing methodologies while defining and enforcing best practices.
- Drive cross-team quality initiatives and cultivate strong partnerships with stakeholders.
- Stay current with industry trends and contribute to the broader testing community.
Technical Excellence and Development:
- Make critical architecture decisions for end-to-end test automation frameworks using JavaScript / Typescript.
- Lead implementation of Playwright-based testing solutions and BrowserStack integration.
- Design and implement scalable, maintainable end-to-end automation solutions across modern tech stacks.
- Drive innovation in testing methodologies through custom JavaScript / TypeScript tool development.
- Code review and mentor team members on JavaScript / TypeScript and modern testing best practices.
- Integrate end-to-end automated testing into CI/CD pipelines and DevOps practices.
- Develop comprehensive test strategies covering web applications, mobile apps, and API layers.
- Establish testing standards for modern technologies.
Business Value and Quality Assurance (QA):
- Establish meaningful quality metrics and demonstrate ROI from testing efforts.
- Design effective risk mitigation strategies to protect business value.
- Ensure comprehensive QA testing including identifying test conditions, creating test plans and test cases / scripts from project documentation.
- Drive organisational impact through quality culture development.
- Manage release processes and ensure testing integration within SDLC.
Qualifications (Minimum)
- Bachelor's Degree
- Grade 12 National Certificate / Vocational
Qualifications (Ideal or Preferred)
- Bachelor's Degree in Information Technology - Computer Science or Information Management
EXPERIENCE
Minimum:
- 5+ years’ experience in QA testing (identifying test conditions, creating test plans and test cases / scripts from project documentation)
- Extensive hands-on experience in test automation development using JavaScript / TypeScript
- Strong programming background with proficiency in JavaScript / TypeScript (JavaScript / TypeScript programming and modern development patterns)
- Developing and maintaining end-to-end automated test frameworks from scratch (end-to-end test architecture and framework design)
- Solid understanding of modern web technologies and end-to-end testing across various technology stacks (modern web technology stack testing expertise)
- Complex problem-solving in end-to-end scenarios
- Deep understanding of software development principles, design patterns, and clean code practices in JavaScript / TypeScript
- Stakeholder management and strategic influence
Ideal:
- 5+ years' experience in Managing / Leading / coordinating a technical team and/or the work of Testing roles throughout the various testing phases and activities (technical leadership and team management)
- 3+ years' Bank IT system exposure
- Advanced end-to-end test automation framework development using Playwright with JavaScript / TypeScript
- Expert-level experience with BrowserStack for cross-browser and native mobile app testing
- Native mobile app testing experience with tools like Appium integrated with BrowserStack
- Testing microservices, APIs, and distributed systems architectures
- CI/CD pipeline integration with end-to-end test automation suites
- Cloud-based testing solutions and modern deployment practices
- Release management exposure
KNOWLEDGE
Minimum:
A detailed understanding of:
- The full IT project lifecycle (SDLC) and how the Software Testing Life Cycle (STLC) fits into it
- Advanced JavaScript / TypeScript programming OR any other major programming language (Async / Await, and modern patterns, etc.)
- End-to-end testing methodologies and strategies across various technology stacks
- Back End Testing using JavaScript-based tools and frameworks
- Git version control, branching strategies, and collaborative modern development workflows
- CI/CD pipeline integration with GitHub actions
- Agile methodology and modern development practices
- Database interactions using JavaScript against MSSQL / Postgres
- API interactions using JavaScript
Ideal:
A basic understanding of:
- Playwright framework for end-to end automation - web automation and cross-browser testing
- BrowserStack platform for cloud-based testing and native mobile app testing (BrowserStack integration for cross-platform testing)
- Bank IT-related systems and infrastructure
- Advanced JavaScript / TypeScript patterns and performance optimisation
- Native mobile app testing with Appium and BrowserStack Device Cloud
- Performance testing with JavaScript-based tools
- Visual regression testing and accessibility testing automation
- Docker containerisation for consistent testing environments
- Strategic planning and business alignment
SKILLS
- Analytical Skills
- Problem solving skills
- Communications Skills
- Interpersonal & Relationship management Skills
- Planning, organising and coordination skills
- Change Management Skills
- Strategic Thinking Skills
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About the role:
- As a Test Analyst, you will play a key role in ensuring the quality and reliability of our insurance systems and products. You will be responsible for designing and executing test cases, logging and managing defects, and collaborating directly with developers to resolve issues quickly and effectively. The role requires accountability, strong problem-solving skills, and the ability to thrive in a demanding and fast-paced environment.
- You will work within a dynamic, youthful, and collaborative team that values initiative, accountability, and continuous learning.
Our ideal candidate has:
- Experience: 3–5 years in Agile testing, writing/executing test cases, managing defects, engaging with developers
- Technical Skills: Proficient in Selenium, Browserstack, Jira, Postman, with solid SQL & API testing knowledge
- Attributes: Accountable, responsible, strong personality, team player with leadership ambition
- Industry Background: Insurance experience beneficial but not essential
Education (Minimum)
- Grade 12 National Certificate / Vocational
- A relevant tertiary qualification in Software Testing or Information Technology
Education (Ideal or Preferred)
- National Diploma in Information Technology
Knowledge and Experience
Minimum:
- Understand the end-to-end processes being tested to achieve successful testing
- Knowledge of and exposure to impact analysis when introducing software changes
- Understand the full Systems Development Lifecycle (SDLC)
- Best practice / industry standard in software and hardware testing, reporting, tracking and follow up, and Software Quality Assurance (SQA)
- 2-3 years’ experience in Quality Assurance (QA) testing within a business context
Ideal:
- Knowledge of Capitec’s Way of Work (WoW) during projects
- Experience in continuous delivery environment
- Application of test tools
- Test Automation
- Financial/Banking Systems
- Reinforce with stakeholders/feature team appropriate testing environments and timelines
- SQL Query/Fundamentals
Skills
- Analytical Skills
- Communications Skills
- Interpersonal & Relationship management Skills
- Problem solving skills
- Numerical Reasoning skills
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About The Role
- As a Systems Engineer L2, you will play a crucial role in maintaining and improving our IT infrastructure. You will manage, monitor, and support our server and virtualization environments, ensuring high availability and optimal performance. You’ll work closely with L1 teams for escalations and collaborate with senior engineers on automation, patching, and continuous improvement initiatives. This role is perfect for someone who enjoys troubleshooting, implementing efficient solutions, and contributing to the stability and security of critical systems.
Our Ideal Candidate
- Strong experience in Windows and/or Linux server administration
- Exposure to VMware or other virtualization platforms
- Experience with Active Directory, monitoring tools, and patch management
- Familiarity with automation tools (e.g., Ansible, Control-M, Morpheus) is a plus
- Strong problem-solving and troubleshooting skills
- Client-focused, collaborative, and able to work in a fast-paced environment
- Relevant certifications (Microsoft, VMware, Linux) will be advantageous
Education (Minimum)
- Grade 12 National Certificate / Vocational
Education (Ideal or Preferred)
- A relevant tertiary qualification in Information Technology
Knowledge and Experience
Experience:
- 5+ years’ experience as a Systems Engineer or similar role, with a strong background in server/storage administration and administration and IT operational support capacity
- Experience with server/storage equipment and technologies.
- Experience with performance monitoring and optimization tools, troubleshooting methodologies, and incident management.
Knowledge:
- Sound understanding of networks, security, virtualization, hardware, cloud and systems development processes.
- (Windows/Linux) Server & storage systems administration
- Business continuity
- IT Operations
- Understanding of automation and devOps practices
Skills
- Attention to Detail
- Communications Skills
- Decision making skills
- Interpersonal & Relationship management Skills
- Planning, organising and coordination skills
- Problem solving skills
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About the Role
- The Backend Software Engineer III is a key contributor within the Credit Scoring Team, responsible for designing, developing, and maintaining backend services that drive our credit decision logic. You’ll architect and implement cloud solutions on AWS, automate infrastructure with Terraform and GitOps, and ensure our applications are scalable, reliable, and secure. Collaboration with DevOps, QA, Product, and Architecture teams is essential to deliver robust, enterprise-grade solutions.
Key Responsibilities
- Design, develop, and maintain backend services in Python for enterprise-grade applications.
- Architect and implement cloud solutions on AWS (EKS, Lambda, RDS, MSK, S3, ElastiCache).
- Automate infrastructure provisioning and management using Terraform and GitOps workflows (ArgoCD/GitHub Actions/Jenkins).
- Ensure scalability, reliability, and security of applications and infrastructure in production environments.
- Collaborate with cross-functional teams to deliver end-to-end solutions.
- Implement CI/CD pipelines for build, test, and deployment automation.
- Apply best practices for observability (metrics, tracing, logging) and ensure system health with monitoring tools.
- Mentor junior engineers, participate in code reviews, and contribute to engineering standards.
Required Skills & Experience
- Grade 12 National Certificate (Minimum)
- A relevant tertiary qualification in Information Technology (Preferred)
- 6+ years’ proven experience in back-end software development, project delivery
- Strong proficiency in Python (FastAPI) for backend development and scripting.
- Deep experience with AWS cloud services (IAM, EKS, RDS, MSK/Kafka, Lambda, ElastiCache, etc.).
- Hands-on expertise with Terraform (modules, state management, environment-specific provisioning).
- Solid understanding of microservices architecture, APIs (REST/gRPC), and event-driven design.
- Proficiency with databases (PostgreSQL, SQL Server, MySQL).
- Experience with CI/CD pipelines (GitHub Actions, GitLab CI, Jenkins, or similar).
- Strong knowledge of containerization (Docker, Kubernetes).
- Familiarity with monitoring/observability tools (Instana, Prometheus, Grafana, OpenTelemetry, etc.).
Nice-to-Have (Bonus Skills)
- Proficiency in gRPC, concurrency patterns.
- Knowledge of Kafka ecosystem (Kafka Streams, schema registries, outbox pattern).
- Familiarity with infrastructure cost optimization on AWS.
- Experience with agile methodologies and Kanban delivery.
- Prior exposure to security best practices in cloud environments.
Skills
- Strong problem-solving ability and ownership mindset.
- Excellent communication skills to collaborate with technical and non-technical stakeholders.
- Ability to mentor and uplift team members.
- Comfortable working in a fast-paced, multi-language, microservices environment.
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About The Role
- Our Product Data Engineering team plays a key role in powering Capitec’s data-driven ecosystem. The team designs and maintains the enterprise data assets that support analytical innovation, business insights, and decision-making across the bank. We’re a group of technically skilled, analytical, and detail-oriented data professionals who value precision and focused collaboration. You’ll be joining a team that thrives on solving complex data challenges using modern cloud technologies like AWS, Redshift, and Airflow, while maintaining a strong foundation in governance, standards, and data quality.
- We’re looking for an experienced Product Data Engineer to help shape, lead, and deliver high-quality data solutions within the central team that supports the highly used enterprise data assets, with engagement across the enterprise with product line teams in a federated model. This role also involves helping to guide junior engineers, leading technical implementations, and ensuring that our data products are robust, scalable, and aligned with Capitec’s data strategy.
What We Are Looking For
Experience & Education:
- 4–6 years’ proven experience in Data Engineering, Data Warehousing, or Management Information Systems (MIS).
- A tertiary qualification in Information Technology, Data Analysis, or Data Engineering.
- Experience with big data technologies supporting a conformed warehouse (Redshift), as well as relational databases (SQL Server, Oracle, etc.) and ETL/orchestration tools.
- Proven exposure to cloud environments (preferably AWS) and related technologies.
- Strong SQL skills and understanding of dimensional modelling.
Knowledge & Skills:
- Understanding SDLC, ETL, and data pipeline lifecycle.
- Experience with data transformation, testing, and quality assurance practices.
- Excellent analytical, problem-solving, and communication skills.
- Ability to work both independently and collaboratively within a technical team.
- Experience in the banking or financial services industry is advantageous.
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Purpose Statement
- To identify, plan, conduct and complete high risk complex investigations into matters referred from internal or external sources, deliver high quality professional reports on investigations conducted and lead and guide a team of specialist investigators on high profile complex investigations where team work may be required and drive delivery.
- Act as a subject matter expert on AML and financial crime typologies relevant to the industry and represent Capitec at Industry level in expert working groups.
- To identify, assess and engage stakeholders on financial crime typologies to ensure the risk is mitigated and ensure the bank complies with legislative/regulatory requirements
Experience
Min:
- At least 5-6 years’ investigative experience within a financial / banking environment:
- Experience in Investigations in AML, forensic or fraud.
- Ability to work on complex investigations with more than one party involved
Ideal:
- 7+ year’s investigative experience within a financial / banking environment:
- Experience in Investigations in AML or forensic risk management and case planning.
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational
Qualifications (Ideal or Preferred)
- Bachelor's Degree in Finance or Internal Auditing
- A relevant tertiary qualification in Risk Management or Criminology
Knowledge
- Good understanding of FICA and related legislation pertaining to terrorism, proliferation finance and other financial crime related legislation such as PRECCA, Cyber Crime Legislation
- Legislation regarding money laundering control and combating of terrorist financing
- Knowledge of suspicious transactions and various typologies such as .Human Trafficking, Wild life Trafficking; Ponzi or Pyramid Schemes,
- Good regulatory knowledge
- Business and commercial awareness and understanding
- Understanding use of technology and data in financial crime.
- Ability to do data analytics and run own scripts for information
- Good understanding of RMCP requirements and the processes in the AML environment in a Bank.
Skills
- Attention to Detail
- Communications Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Planning, organising and coordination skills
- Problem solving skills
- Reporting Skills
- Researching skills
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About the Role
- As a Software Engineer – Back-End I, you will play a key role in building and integrating APIs, supporting system integration, and enabling conversational elements within our banking products. You will join a cross-functional team focused on back-end development for Conversational Banking initiatives, helping us address capacity challenges and deliver scalable solutions.
Responsibilities and Duties
- Build and integrate APIs, supporting internal systems and conversational banking platforms.
- Design, implement, and optimise back-end components using Java (Spring Boot), JavaScript, TypeScript, and Python.
- Collaborate with cross-functional teams to ensure seamless integration and support for conversational banking.
- Support system integration, capacity planning, troubleshooting, and operational excellence.
- Contribute to project development and success, sharing knowledge and supporting team deliverables.
- Maintain and improve code quality through automated testing, CI/CD, and secure coding practices (DevSecOps).
- Stay up to date with back-end and conversational AI technologies, and participate in continuous learning.
Our Ideal Candidate
- A relevant tertiary qualification in Information Technology or Computer Science (other qualifications considered based on experience).
- 1+ years’ experience in back-end software development, project delivery, and implementation.
- Demonstrates strong proficiency in Java (Spring Boot), JavaScript, TypeScript, and Python.
- Experience with PostgreSQL or similar database technologies.
- Possesses knowledge of conversational systems and API development.
- Shows interest or experience in conversational banking and AI platforms.
- Exhibits analytical, problem-solving, and communication skills.
- Able to work collaboratively within a team environment.
Skills
- Analytical Skills
- Attention to Detail
- Communications Skills
- Interpersonal & Relationship management Skills
- Problem solving skills
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Purpose Statement
- To solve business problems, create new products and services, and improve processes through using the disciplines of data science, quantitative (financial) analysis, and traditional scoring techniques - translating active business data into usable strategic information.
- To look at ways of analysing and optimising data as it relates to a specific business area; framing data analysis in terms of the decision-making process for questions or business problems posed by a stakeholder.
- To help build and deliver Capitec's AI strategy, enabling data-led and improved business decision making.
- To design quantitative advanced analytics models that answer business questions and/or discover opportunities for improvement, increased revenue, or reduced costs.
Education (Minimum)
- Honours Degree in Mathematics or Statistics
Education (Ideal or Preferred)
- Masters Degree in Mathematics or Statistics
Experience and Knowledge
Minimum Experience and Knowledge:
- Length of experience required is also conditional on qualifications obtained
- Statistical (predictive and classification) model development and deployment principles and techniques; including traditional scoring (logistic regression with binning and missing value replacement, e.g., reject inference), Machine Learning (neural networks, SVM, random forests, etc.), and quantitative analysis (time value of money, etc.)
- At least one Machine Learning language (e.g., Python or SAS Viya)
- Business analysis and requirements gathering
- General business know-how (e.g., risk, compliance, operations - such as NCR, POPIA, and SARB)
- Cloud environments (e.g., Azure, AWS, and large relational databases)
- Functional business area (e.g., Credit) environment knowledge and experience
- Developing scorecards from scratch
- Underlying theory and application of machine learning models
- Best practices for decision science (such as reusability, reproducibility, continuous monitoring, etc.)
Ideal Experience and Knowledge:
- Over 5 years’ experience in an analytical science role
- Working with multiple teams to deliver predictive models into a production environment
- Financial sector
- Credit environment / industry (Credit cycle)
- Bank decision science lifecycle
Skills
- Numerical Reasoning skills
- Researching skills
- Analytical Skills
- Problem solving skills
- Decision making skills
- Planning, organising and coordination skills
- Attention to Detail
- Presentation Skills
- Interpersonal & Relationship management Skills
- Communications Skills
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About the role:
- The Level III Software Engineer plays an integral part in a cross-functional team dedicated to the full software development lifecycle, from concept to development, deployment, and ultimately operating each product. At this level, Software Engineers are responsible for designing, developing, testing, deploying, maintaining, and enhancing complex software systems and applications, considering scalability, performance, and future requirements. They guide and support developers and stakeholders in scoping, progress, status, and resolution of engineering problems.
- The Back-end Software Engineer plays a crucial role in building solutions that offer optimum performance, reliability, and scale. They are responsible for writing and testing code for the development of the server-side components that power the application's functionality. These engineers will be responsible for developing applications and supporting various systems, particularly focusing on building and operationalizing the back end to support systems related to cell phones, live data, and other products outside traditional banking. The emphasis is on database skills due to the data capabilities we are developing.
Our ideal candidate has:
- Grade 12 National Certificate (Minimum)
- A relevant tertiary qualification in Information Technology (Preferred)
- 6+ years’ proven experience in back-end software development, project delivery and implementation (in relevant development technologies/language). Experience with back-end frameworks and technologies
Tech Stack
- Java
- Spring boot
- PostgreSQL (Non-Negotiable)
- Kafka (Non-Negotiable)
- AWS (Non-Negotiable)
Skills:
- Analytical Skills
- Attention to Detail
- Communications Skills
- Interpersonal & Relationship management Skills
- Problem solving skills
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Purpose Statement
To optimise credit intelligence performance, and minimise credit risk through:
- Independently conducting complex quantitative data analysis and delivering analytical output that will enable insights and inform business decision making.
- Proposing and executing solutions based on analytical outputs.
- Proposing and working with senior team members to build new statistical models informing credit decisions.
Experience
Minimum:
- 2-4 years’ experience in retail credit analysis (including SQL programming, diagnostic analytics, statistical modelling and data visualisation).
- In case of Honours degree: 1 - 3 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).
Ideal:
- Portfolio specific experience
- Capitec Bank experience
Qualifications (Minimum)
- Bachelor's Degree in Finance or Statistics
Qualifications (Ideal or Preferred)
- A relevant post-graduate qualification in Finance or Statistics
Knowledge
N/A
Skills
- Communications Skills
- Presentation Skills
- Reporting Skills
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About the role:
- The Business Analyst plays a key role in identifying and shaping business needs into clear, actionable solutions by working closely with stakeholders across business and technology teams. This includes gathering and analysing information, documenting business processes, and translating business requirements into functional specifications that guide the delivery of effective solutions.Key responsibilities include:
Key responsibilities:
- Conducting thorough requirements gathering through workshops, interviews, and research to define and document current and future business processes.
- Engaging with a wide range of stakeholders to ensure business needs are accurately captured and understood.Acting as a liaison between business teams, technology partners, and product teams to ensure alignment throughout the delivery lifecycle.
- Supporting the implementation of solutions by validating that business requirements are met, assisting with user testing, and facilitating user acceptance sign-off.
- Driving continuous improvement by identifying opportunities to enhance existing processes or technologies.
- Assisting in solution selection processes, including support for RFI and RFP activities through the preparation and review of business and technical documentation.
Minimum Experience Required:
- 7+ years working experience as a BA in a wide variety of situations, contexts and complexities.
- Experience in busines systems ERP solutions, SAP expereince will be advantageous
- Must be capable in using a variety of techniques and completing business analysis tasks independently
- Understanding of business process and translating requirements into business processes, context diagrams, visual explanations, etc.
- Functional and business process design
- Communication and translation of information across business and technical environments (Interface between business and Technology)
- Design of evidence-based best practice solutions Stakeholder engagement and collaboration
- Project Management principles and relevant development lifecycle experience
- Agile development lifecycle principles and experience Understanding of systems and the Systems Development Life Cycle (SDLC)
- Confluence experience
- Jira experience
- Familiar with the Agile environment
- Business process mapping
Education (Minimum)
- Masters Degree in Business Analysis
Skills
- Analytical Skills
- Interpersonal & Relationship management Skills
- Communications Skills
- Facilitation Skills
- Negotiation skills
- Planning, organising and coordination skills
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About the role:
- As a Machine Learning Engineer at Capitec is pivotal in shaping and executing the bank's AI strategy. By collaborating with Data Scientists and Decision Scientists, you'll enhance their efficiency through the development, implementation, and support of platform improvements. Your contributions will be crucial in positioning Capitec to remain competitive in a rapidly evolving landscape where AI technologies are key strategic differentiators.
- This role leverages your deep understanding of machine learning models, from concept to deployment, and expertise in modern software development best practices, big data processing frameworks, and cloud environments whilst sitting in the risk division of the business. You’ll also be working extensively with Python, SQL, and advanced debugging techniques to ensure the delivery of scalable, robust, and production-ready predictive models
Our ideal candidate has:
- 4+ years of experience in any engineering role
- Honors degree or higher in any field
- Python and SQL experience
- TensorFlow, PyTorch, Scikit-learn, XGBoost, Hugging Face, LangChain, LangGraph, MLflow, RAG, and Transformers
- Big data frameworks – Hadoop/Kafka (PySpark)
- Github experience or Git
- AWS experience: S3, Redshift, SageMaker, Bedrock, Lambda
Competencies:
- Simplify and make it easy
- Earn and extend trust
- Plan, deliver and raise the bar
- Curious and continuously learns
- Act, learn and adapt
- Inspire optimism and persistence
- Have courage, disagree and commit
Education:
- Completed an Honors Degree or higher
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About the role
- We are looking for a skilled developer to join our Open Banking team. The Software Engineer will be part of a cross-functional group responsible for the entire software lifecycle, including design, development, testing, deployment, maintenance, and enhancement of complex applications. Key duties include ensuring scalability and performance while guiding developers and stakeholders on project scope, progress, and technical issues.
- This position involves developing and maintaining front-end and back-end components of web applications, working across all layers of the application stack. Responsibilities include building solutions focusing on performance, reliability, scalability, and effective client experiences.
What you will be doing:
- Develop and maintain Open Banking products, including Capitec Pay and a suite of data products.
- Implement secure API integrations aligned with global best practices.
- Collaborate with feature teams (delivery lead, BA, testers, developers) across Capitec Pay, Open Banking Data, and Partner Enablement.
- Ensure security compliance through client approval mechanisms and fraud prevention strategies
- Be involved in the design on a product level, advising how technology would solve our business needs
- Mentoring engineers, testers to ensure end-to-end quality.
Technology Stack:
- Backend: Node.js, Java
- Frontend: Angular (main back office), React (new components)
- Databases: AWS Aurora MySQL, Postgres (Microsoft SQL experience welcome)
- Cloud: AWS
Ideal Candidate Profile
- Background in Fintech or relevant Software Engineering Experience
- A strong understanding of design patterns
- Strong experience in Java Spring Boot or Node.js (cross-skilling supported).
- Advanced Microservice and event-driven architecture
- Familiarity with secure API development and client data handling.
- An understanding of containerised applications (Kubernetes and Rancher)
Education (Minimum)
- Grade 12 National Certificate / Vocational
Education (Ideal or Preferred)
- A relevant tertiary qualification in Information Technology
Skills
- Analytical Skills
- Attention to Detail
- Communications Skills
- Interpersonal & Relationship management Skills
- Problem solving skills
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Purpose Statement
- To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.
Experience
Minimum:
- Banking experience of at least 3 years
- Experience of managing a portfolio of business customers with a service and financial analysis focus.
- Experience in preparing and motivating Credit applications
- Cost control and sales management
Ideal:
- 1+ yr spent in the Business Banking environment preparing and motivating credit application
Qualifications (Minimum)
- Diploma in Commerce or Finance
Qualifications (Ideal or Preferred)
- FAIS accredited as Key Individual and approved by FSCA
Knowledge
Minimum:
- Customer relationship management (CRM) principles and techniques
- How to interpret financial statements, balance sheets and basic financial ratios
- Standardized business banking transactional products and other core products relevant to small enterprises
- Business banking product offerings
- Understanding of collateral and balance sheets
- Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
- Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
- Knowledge of competitors offerings
- Regulations, Acts and Codes related to the banking environment.
- Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA)
Ideal:
- Features, benefits and value propositions of the respective company product/service offerings.
- Current taxation laws as they apply to customers.
- A good knowledge of administration processes and procedures pertaining to Business Banking transactions
Skills
- Interpersonal & Relationship management Skills
- Analytical Skills
- Negotiation skills
- Problem solving skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Commercial Thinking Skills
- Strategic Thinking Skills
- Communications Skills
- Influencing Skills
- Attention to Detail
- Decision making skills
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About the role:
- As the Manager: Data Science/AI at Capitec, you will lead the bank’s AI and advanced analytics initiatives, driving innovation and enabling data-driven decision-making across the organization. Your role will focus on defining and implementing a forward-thinking AI strategy while fostering a high-performing team of data scientists to deliver impactful AI/ML solutions aligned with business objectives.
- You will be at the forefront of identifying AI-driven opportunities, overseeing the development and deployment of cutting-edge models, and ensuring alignment with ethical and compliance standards. By collaborating closely with stakeholders, you’ll help position Capitec as a leader in leveraging AI for business innovation and growth. Additionally, you’ll mentor your team to maintain high standards in AI/ML model quality and operational excellence, promoting a culture of continuous learning and data-driven innovation.
Our ideal candidate has:
- Over 5 years in AI/ML model development and deployment, including 2 years as a manager or team lead within an analytical team.
- Managing senior and executive level stakeholders and influencing decision making at these levels
- Using AI frameworks such as TensorFlow and PyTorch to deploy with whilst using Python, SQL, Pyspark
- Hands on experience integrating AI Models into applications and services
- Big data frameworks – Hadoop/Kafka
- Github experience or Git
Ideal:
Competencies:
- Simplify and make it easy
- Earn and extend trust
- Plan, deliver and raise the bar
- Curious and continuously learns
- Act, learn and adapt
- Inspire optimism and persistence
- Have courage, disagree and commit
Education:
- Completed an Honors Degree or higher
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About the role:
- Capitec is establishing a Centre of Excellence to provide governance, controls, and supplemental skills for our product teams. We are looking for a Senior Salesforce Developer to join our cross-functional team dedicated to the full software development lifecycle. You will design, develop, test, deploy, maintain, and enhance complex software systems and applications, ensuring scalability, performance, and future requirements. You will also guide and support developers and stakeholders in scoping, progress, status, and resolution of engineering problems.
Our ideal candidate has:
- Grade 12 or Equivalent
- Undergraduate Degree (Preferred)
- Relevant Salesforce Certifications
- At least 6 + years of experience in developing Salesforce solutions
- 6+ years’ proven experience in both front- and back-end software development, project delivery and implementation (in relevant development technologies/language). Experience with modern front-end and back-end frameworks and technologies
- Experience with Omni Script, Apex, Flow, or Lightning Web Components
- Salesforce Financial Service Cloud or Services Cloud
Skills:
- Analytical Skills
- Attention to Detail
- Communications Skills
- Interpersonal & Relationship management Skills
- Problem solving skills
- Planning, organising and coordination skill
Knowledge:
Is able to apply expert knowledge and develop others understanding of the following:
- Salesforce Financial Service Cloud
- Salesforce Services Cloud
- Salesforce Data Cloud
- Salesforce Marketing Cloud
- DevOps and IT systems development processes (SDLC)
- Application development
- Advanced programming concepts
- Advanced algorithms and data structures
- Design Patterns
- Version Control
- Testing practices
- Database systems and query optimization (e.g., SQL, NoSQL).
- RESTful API design and integration.
- Cloud computing platforms and services (e.g., AWS, Azure).
- Advanced Microservice and event driven architectures
- Deployment using Kubernetes and containerization
- Responsive design principles
- Browser compatibility issues and performance optimisation.
- Front-end build tools and package managers
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About the role
- As a Back-End Engineer at Capitec, you will be part of a cross-functional development team building scalable, cloud-first solutions that support millions of clients daily. This role is hands-on and highly collaborative, giving you the opportunity to design, develop, and deploy modern back-end services in a fast-paced, Agile environment.
- You’ll work with microservices, event-driven architectures, and cloud-native technologies (with a strong focus on AWS) to deliver innovative features and resilient systems. Our team thrives on problem-solving, knowledge sharing, and continuous learning — and we’re looking for someone who is passionate about technology, eager to grow, and ready to make an impact.
Education (Minimum)
- Grade 12 National Certificate / Vocational
Education (Ideal or Preferred)
- A relevant tertiary qualification in Information Technology
Knowledge and Experience
Experience:
- 6+ years’ proven experience in back-end software development, project delivery and implementation (inC#)
- Experience with back-end frameworks and technologies
- Exposure to cloud-native/serverless development, preferably AWS.
Knowledge:
- Is able to apply expert knowledge and develop others understanding of the following:
- IT systems development processes (SDLC)
- Application development
- Advanced programming concepts
- Advanced algorithms and data structures
- Design Patterns
- Version Control
- Testing practices
- Database systems and query optimization (e.g., SQL, NoSQL).
- RESTful API design and integration.
- Cloud computing platforms and services (e.g., AWS, Azure).
- Advanced Microservice and event driven architectures
- Deployment using kubernetes and containerisation
Skills
- Analytical Skills
- Attention to Detail
- Communications Skills
- Interpersonal & Relationship management Skills
- Problem solving skills
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About the role:
- In this role, you’ll take the lead in engineering and automating Capitec’s hybrid cloud infrastructure. As a senior Systems Engineer, you will design, build, and support scalable and secure server and storage solutions—while driving automation initiatives across environments using Ansible, Terraform, and other tools. You’ll play a key part in ensuring infrastructure is resilient, future-ready, and aligned with Capitec’s digital transformation goals.
- You’ll also be a technical mentor and role model to other engineers, helping shape how we do infrastructure through collaboration, knowledge sharing, and thought leadership.
Our ideal candidate has:
- 8+ years of hands-on experience in enterprise infrastructure, cloud (especially AWS), and automation
Expertise in:
- AWS, Ansible, Terraform, Git,
- Python, PowerShell, Bash
- VMware, Windows & Linux servers, Storage solutions
- A relevant IT degree or diploma is preferred, but practical experience and certifications in AWS, automation, or Linux are just as important
- Strong troubleshooting skills and a proactive, solution-oriented mindset
- A passion for learning, leading, and improving systems and processes
What you’ll love about the role:
- Strategic influence: You’ll help shape the future of Capitec’s hybrid cloud environment
- Cutting-edge tech: Get hands-on with AWS, automation tools, and modern infrastructure approaches
- Team impact: Work in a collaborative, values-driven team that thrives on innovation and shared success
- Career growth: Develop in a fast-paced environment with meaningful opportunities
Education (Minimum)
- Grade 12 National Certificate / Vocational
Education (Ideal or Preferred)
- A relevant tertiary qualification in Information Technology
Method of Application
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